OSBC vs DFH

Comparison between Old Second Bancorporation Inc (OSBC, Company) and Dream Finders Homes Inc - Class A (DFH, Company).

OSBC is from the Financial Services sector, while DFH is from the Consumer Cyclical sector.

5-Year PerformanceOSBC has outperformed DFH, delivering a return of +18.1% compared to -6.7%

OSBC vs DFH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OSBC(COMPANY)	DFH(COMPANY)
Market Cap	$1.31B	$1.31B
Max Drawdown	97.92%	75.38%
Sharpe Ratio	1.70	-0.71
5Y Beta	0.77	1.09
Industry	Banks - Regional	Residential Construction
P/E Ratio	14.47	9.23
Forward P/E	8.60	4.73
Dividend Yield	1.07%	N/A
5Y Dividends CAGR	18.47%	N/A
5Y EPS CAGR	21.62%	N/A
Debt to Equity	0.00%	126.90%
Free Cash Flow Yield	10.82%	-12.31%

Market Cap

Winner

OSBC

$1.31B

DFH

$1.31B

Max Drawdown

OSBC

97.92%

Winner

DFH

75.38%

Sharpe Ratio

Winner

OSBC

1.70

DFH

-0.71

5Y Beta

Winner

OSBC

0.77

DFH

1.09

Industry

OSBC

Banks - Regional

DFH

Residential Construction

P/E Ratio

OSBC

14.47

Winner

DFH

9.23

Forward P/E

OSBC

8.60

Winner

DFH

4.73

Dividend Yield

OSBC

1.07%

DFH

N/A

5Y Dividends CAGR

OSBC

18.47%

DFH

N/A

5Y EPS CAGR

OSBC

21.62%

DFH

N/A

Debt to Equity

Winner

OSBC

0.00%

DFH

126.90%

Free Cash Flow Yield

Winner

OSBC

10.82%

DFH

-12.31%

OSBC vs DFH - Historical Returns

Returns include dividend reinvestment.

Period	OSBC	DFH
1 month	+12.24%	-4.50%
3 months	+25.33%	+10.50%
6 months	+26.24%	-29.50%
1 year	+46.65%	-49.44%
5 years(CAGR)	+18.08%	-6.74%
10 years(CAGR)	+14.15%	N/A
Max(CAGR)	+4.77%	-6.02%

Winner

OSBC

+12.24%

DFH

-4.50%

Winner

OSBC

+25.33%

DFH

+10.50%

Winner

OSBC

+26.24%

DFH

-29.50%

Winner

OSBC

+46.65%

DFH

-49.44%

5Y(CAGR)

Winner

OSBC

+18.08%

DFH

-6.74%

10Y(CAGR)

OSBC

+14.15%

DFH

N/A

Max(CAGR)

Winner

OSBC

+4.77%

DFH

-6.02%

OSBC vs DFH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	OSBC	DFH
2026	+33.78%	-13.42%
2025	+12.77%	-25.43%
2024	+17.57%	-32.47%
2023	-3.00%	+270.88%
2022	+28.09%	-55.34%
2021	+26.87%	-7.16%
2020	-24.81%	N/A
2019	+1.36%	N/A
2018	-5.19%	N/A
2017	+25.65%	N/A
2016	+49.31%	N/A
2015	+52.23%	N/A
2014	+14.99%	N/A
2013	+260.94%	N/A
2012	-7.58%	N/A
2011	-29.35%	N/A
2010	-75.53%	N/A
2009	-43.22%	N/A
2008	-53.83%	N/A
2007	-6.41%	N/A
2006	-1.82%	N/A
2005	-0.89%	N/A
2004	+28.00%	N/A
2003	+34.99%	N/A
2002	+29.38%	N/A
2001	+72.52%	N/A
2000	-0.46%	N/A
1999	-5.91%	N/A

OSBC vs DFH Drawdown Comparison

The maximum drawdown for OSBC was -97.67%, occurring on Sep 3, 2010. This drawdown has not yet recovered.

The maximum drawdown for DFH was -75.38%, occurring on Dec 28, 2022. Recovery took 643 trading sessions.

The current OSBC drawdown is -8.64%. The current DFH drawdown is -66.06%.

Rank	OSBC	DFH
#1	-97.67% Feb 16, 2005 - Sep 3, 2010	-75.38% Jun 1, 2021 - Dec 19, 2023
#2	-25.51% Nov 16, 1999 - May 8, 2001	-71.26% Mar 28, 2024 - May 19, 2026
#3	-15.82% Aug 22, 2001 - Dec 17, 2001	-27.92% Feb 5, 2021 - May 28, 2021
#4	-14.39% Apr 5, 2004 - Aug 25, 2004	-15.35% Dec 27, 2023 - Feb 26, 2024
#5	-14.22% Jul 30, 2002 - May 23, 2003	-14.26% Mar 13, 2024 - Mar 22, 2024
#6	-13.73% Dec 2, 2004 - Feb 16, 2005	-10.67% Jan 26, 2021 - Jan 29, 2021
#7	-8.11% Sep 7, 2004 - Oct 6, 2004	-8.80% Feb 26, 2024 - Feb 29, 2024
#8	-7.79% Jul 1, 2003 - Sep 18, 2003	-4.97% Feb 1, 2021 - Feb 3, 2021
#9	-6.52% Jul 17, 2002 - Jul 29, 2002	-3.58% Feb 29, 2024 - Mar 12, 2024
#10	-5.50% Jun 29, 2001 - Jul 6, 2001	-2.58% Mar 25, 2024 - Mar 28, 2024
#11	-5.26% Oct 14, 2003 - Oct 29, 2003	-1.14% Dec 21, 2023 - Dec 26, 2023
#12	-5.09% Nov 10, 2004 - Dec 1, 2004	N/A
#13	-5.01% Mar 21, 2002 - Apr 16, 2002	N/A
#14	-5.01% Jun 28, 2002 - Jul 9, 2002	N/A
#15	-4.95% Oct 7, 2003 - Oct 14, 2003	N/A