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OSBC vs SPY

Comparison between Old Second Bancorporation Inc (OSBC, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed OSBC, delivering a return of +13.3% compared to +10.6%

OSBC vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
OSBC
$1.10B
Winner
SPY
$735B
Expense Ratio
OSBC
N/A
SPY
0.09%
Max Drawdown
OSBC
97.92%
Winner
SPY
56.47%
Sharpe Ratio
OSBC
1.08
Winner
SPY
1.62
5Y Beta
Winner
OSBC
0.83
SPY
1.00
Industry
OSBC
Banks - Regional
SPY
N/A
P/E Ratio
Winner
OSBC
12.39
SPY
28.99
Forward P/E
Winner
OSBC
8.60
SPY
22.37
PEG Ratio
OSBC
1.51
SPY
N/A
Dividend Yield
OSBC
1.21%
SPY
N/A
5Y Dividends CAGR
Winner
OSBC
27.54%
SPY
5.43%
5Y EPS CAGR
OSBC
20.58%
Winner
SPY
26.05%
Debt to Equity
Winner
OSBC
0.00%
SPY
32.40%
Free Cash Flow Yield
OSBC
12.55%
SPY
N/A
P/S Ratio
Winner
OSBC
3.36
SPY
3.74
P/B Ratio
Winner
OSBC
1.22
SPY
5.61

OSBC vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
OSBC
+2.86%
SPY
+1.90%
3M
Winner
OSBC
+9.70%
SPY
+8.55%
6M
Winner
OSBC
+10.65%
SPY
+8.18%
1Y
Winner
OSBC
+33.82%
SPY
+25.79%
5Y(CAGR)
OSBC
+10.65%
Winner
SPY
+13.32%
10Y(CAGR)
OSBC
+12.61%
Winner
SPY
+15.19%
Max(CAGR)
OSBC
+4.08%
Winner
SPY
+8.47%

OSBC vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearOSBCSPY
2026+11.44%+8.26%
2025+12.77%+18.00%
2024+17.57%+25.59%
2023-3.00%+26.72%
2022+28.09%-18.64%
2021+26.87%+30.52%
2020-24.81%+17.28%
2019+1.36%+31.09%
2018-5.19%-5.24%
2017+25.65%+20.78%
2016+49.31%+13.59%
2015+52.23%+1.31%
2014+14.99%+14.56%
2013+260.94%+29.00%
2012-7.58%+14.17%
2011-29.35%+0.85%
2010-75.53%+13.14%
2009-43.22%+22.67%
2008-53.83%-36.25%
2007-6.41%+5.32%
2006-1.82%+13.85%
2005-0.89%+5.32%
2004+28.00%+10.75%
2003+34.99%+24.18%
2002+29.38%-22.42%
2001+72.52%-10.13%
2000-0.46%-8.84%
1999-5.91%+8.61%

OSBC vs SPY Drawdown Comparison

The maximum drawdown for OSBC was -97.67%, occurring on Sep 3, 2010. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current OSBC drawdown is -23.90%. The current SPY drawdown is -2.90%.

RankOSBCSPY
#1-97.67%
Feb 16, 2005 - Sep 3, 2010		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-25.51%
Nov 16, 1999 - May 8, 2001		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-15.82%
Aug 22, 2001 - Dec 17, 2001		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-14.39%
Apr 5, 2004 - Aug 25, 2004		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-14.22%
Jul 30, 2002 - May 23, 2003		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-13.73%
Dec 2, 2004 - Feb 16, 2005		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-8.11%
Sep 7, 2004 - Oct 6, 2004		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-7.79%
Jul 1, 2003 - Sep 18, 2003		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-6.52%
Jul 17, 2002 - Jul 29, 2002		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-5.50%
Jun 29, 2001 - Jul 6, 2001		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-5.26%
Oct 14, 2003 - Oct 29, 2003		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-5.09%
Nov 10, 2004 - Dec 1, 2004		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-5.01%
Mar 21, 2002 - Apr 16, 2002		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-5.01%
Jun 28, 2002 - Jul 9, 2002		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-4.95%
Oct 7, 2003 - Oct 14, 2003		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between OSBC and SPY is 0.17 which considered as a very weak or no correlation - the stocks move independently of each other.

0.17
-101

Dividend Comparison (1999 - 2026)

OSBC vs SPY dividend yield comparison.

YearOSBCSPY
20260.65%0.24%
20251.28%1.07%
20241.18%1.21%
20231.30%1.40%
20221.25%1.65%
20211.27%1.20%
20200.40%1.52%
20190.30%1.75%
20180.31%2.04%
20170.29%1.80%
20160.27%2.03%
20150.00%2.06%
20140.00%1.87%
20130.00%1.81%
20120.00%2.18%
20110.00%2.05%
20101.18%1.80%
20091.45%1.95%
20085.43%3.02%
20072.20%1.85%
20061.88%1.73%
20051.67%1.73%
20041.44%1.82%
20031.62%1.47%
20022.03%1.70%
20011.90%1.25%
20002.53%1.15%
19990.59%0.24%

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