OSBC vs ACVA

Comparison between Old Second Bancorporation Inc (OSBC, Company) and ACV Auctions Inc - Class A (ACVA, Company).

OSBC is from the Financial Services sector, while ACVA is from the Consumer Cyclical sector.

5-Year PerformanceOSBC has outperformed ACVA, delivering a return of +13.2% compared to -23.5%

OSBC vs ACVA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OSBC(COMPANY)	ACVA(COMPANY)
Market Cap	$1.13B	$1.13B
Max Drawdown	97.92%	88.80%
Sharpe Ratio	1.10	-0.88
5Y Beta	0.81	1.45
Industry	Banks - Regional	Auto & Truck Dealerships
P/E Ratio	12.77	-17.95
Forward P/E	8.60	32.36
PEG Ratio	1.51	N/A
Dividend Yield	1.20%	N/A
5Y Dividends CAGR	27.54%	N/A
5Y EPS CAGR	20.58%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	12.18%	6.97%
P/S Ratio	3.46	1.45
P/B Ratio	1.26	2.63

Market Cap

Winner

OSBC

$1.13B

ACVA

$1.13B

Max Drawdown

OSBC

97.92%

Winner

ACVA

88.80%

Sharpe Ratio

Winner

OSBC

1.10

ACVA

-0.88

5Y Beta

Winner

OSBC

0.81

ACVA

1.45

Industry

OSBC

Banks - Regional

ACVA

Auto & Truck Dealerships

P/E Ratio

OSBC

12.77

Winner

ACVA

-17.95

Forward P/E

Winner

OSBC

8.60

ACVA

32.36

PEG Ratio

OSBC

1.51

ACVA

N/A

Dividend Yield

OSBC

1.20%

ACVA

N/A

5Y Dividends CAGR

OSBC

27.54%

ACVA

N/A

5Y EPS CAGR

OSBC

20.58%

ACVA

N/A

Debt to Equity

OSBC

0.00%

ACVA

0.00%

Free Cash Flow Yield

Winner

OSBC

12.18%

ACVA

6.97%

P/S Ratio

OSBC

3.46

Winner

ACVA

1.45

P/B Ratio

Winner

OSBC

1.26

ACVA

2.63

OSBC vs ACVA - Historical Returns

Returns include dividend reinvestment.

Period	OSBC	ACVA
1 month	+4.74%	+6.72%
3 months	+12.57%	+32.02%
6 months	+8.35%	-22.66%
1 year	+30.27%	-59.96%
5 years(CAGR)	+13.20%	-23.46%
10 years(CAGR)	+13.19%	N/A
Max(CAGR)	+4.17%	-26.20%

OSBC

+4.74%

Winner

ACVA

+6.72%

OSBC

+12.57%

Winner

ACVA

+32.02%

Winner

OSBC

+8.35%

ACVA

-22.66%

Winner

OSBC

+30.27%

ACVA

-59.96%

5Y(CAGR)

Winner

OSBC

+13.20%

ACVA

-23.46%

10Y(CAGR)

OSBC

+13.19%

ACVA

N/A

Max(CAGR)

Winner

OSBC

+4.17%

ACVA

-26.20%

OSBC vs ACVA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	OSBC	ACVA
2026	+14.13%	-23.40%
2025	+12.77%	-61.70%
2024	+17.57%	+45.06%
2023	-3.00%	+91.05%
2022	+28.09%	-57.46%
2021	+26.87%	-39.71%
2020	-24.81%	N/A
2019	+1.36%	N/A
2018	-5.19%	N/A
2017	+25.65%	N/A
2016	+49.31%	N/A
2015	+52.23%	N/A
2014	+14.99%	N/A
2013	+260.94%	N/A
2012	-7.58%	N/A
2011	-29.35%	N/A
2010	-75.53%	N/A
2009	-43.22%	N/A
2008	-53.83%	N/A
2007	-6.41%	N/A
2006	-1.82%	N/A
2005	-0.89%	N/A
2004	+28.00%	N/A
2003	+34.99%	N/A
2002	+29.38%	N/A
2001	+72.52%	N/A
2000	-0.46%	N/A
1999	-5.91%	N/A

OSBC vs ACVA Drawdown Comparison

The maximum drawdown for OSBC was -97.67%, occurring on Sep 3, 2010. This drawdown has not yet recovered.

The maximum drawdown for ACVA was -88.80%, occurring on Mar 27, 2026. This drawdown has not yet recovered.

The current OSBC drawdown is -22.06%. The current ACVA drawdown is -82.86%.

Rank	OSBC	ACVA
#1	-97.67% Feb 16, 2005 - Sep 3, 2010	-88.80% Apr 16, 2021 - Mar 27, 2026
#2	-25.51% Nov 16, 1999 - May 8, 2001	-11.38% Mar 31, 2021 - Apr 14, 2021
#3	-15.82% Aug 22, 2001 - Dec 17, 2001	-4.00% Mar 24, 2021 - Mar 29, 2021
#4	-14.39% Apr 5, 2004 - Aug 25, 2004	N/A
#5	-14.22% Jul 30, 2002 - May 23, 2003	N/A
#6	-13.73% Dec 2, 2004 - Feb 16, 2005	N/A
#7	-8.11% Sep 7, 2004 - Oct 6, 2004	N/A
#8	-7.79% Jul 1, 2003 - Sep 18, 2003	N/A
#9	-6.52% Jul 17, 2002 - Jul 29, 2002	N/A
#10	-5.50% Jun 29, 2001 - Jul 6, 2001	N/A
#11	-5.26% Oct 14, 2003 - Oct 29, 2003	N/A
#12	-5.09% Nov 10, 2004 - Dec 1, 2004	N/A
#13	-5.01% Mar 21, 2002 - Apr 16, 2002	N/A
#14	-5.01% Jun 28, 2002 - Jul 9, 2002	N/A
#15	-4.95% Oct 7, 2003 - Oct 14, 2003	N/A

Correlation

Correlation between OSBC and ACVA is -0.49 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.49

-101