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OPFI vs FISI

Comparison between OppFi Inc - Class A (OPFI, Company) and Financial Institutions Inc (FISI, Company).

Both OPFI and FISI are from the Financial Services sector.

5-Year PerformanceFISI has outperformed OPFI, delivering a return of +12.5% compared to -0.9%

OPFI vs FISI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
OPFI
$765M
FISI
$764M
Max Drawdown
Winner
OPFI
84.60%
FISI
91.48%
Sharpe Ratio
OPFI
-0.43
Winner
FISI
1.65
5Y Beta
OPFI
1.49
Winner
FISI
0.88
Industry
OPFI
Credit Services
FISI
Banks - Regional
P/E Ratio
Winner
OPFI
5.07
FISI
10.24
Forward P/E
Winner
OPFI
4.92
FISI
11.27
PEG Ratio
OPFI
N/A
FISI
1.64
Dividend Yield
OPFI
N/A
FISI
3.21%
5Y Dividends CAGR
OPFI
N/A
FISI
14.72%
5Y EPS CAGR
OPFI
N/A
FISI
5.84%
Debt to Equity
OPFI
397.64%
Winner
FISI
30.49%
Free Cash Flow Yield
Winner
OPFI
40.25%
FISI
3.55%
P/S Ratio
Winner
OPFI
2.34
FISI
3.20
P/B Ratio
OPFI
10.53
Winner
FISI
1.26

OPFI vs FISI - Historical Returns

Returns include dividend reinvestment.

1M
OPFI
+2.50%
Winner
FISI
+5.04%
3M
OPFI
+3.32%
Winner
FISI
+21.52%
6M
OPFI
-8.98%
Winner
FISI
+29.28%
1Y
OPFI
-19.82%
Winner
FISI
+60.64%
5Y(CAGR)
OPFI
-0.94%
Winner
FISI
+12.47%
10Y(CAGR)
OPFI
N/A
FISI
+8.77%
Max(CAGR)
OPFI
-0.28%
Winner
FISI
+7.73%

OPFI vs FISI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearOPFIFISI
2026-12.43%+34.23%
2025+33.54%+21.65%
2024+69.05%+34.57%
2023+153.47%-7.67%
2022-57.64%-20.61%
2021-55.53%+47.11%
2020+3.35%-25.98%
2019N/A+27.25%
2018N/A-14.90%
2017N/A-5.56%
2016N/A+30.50%
2015N/A+16.15%
2014N/A+8.15%
2013N/A+33.79%
2012N/A+17.44%
2011N/A-13.75%
2010N/A+64.64%
2009N/A-14.77%
2008N/A-17.40%
2007N/A-20.97%
2006N/A+19.92%
2005N/A-15.29%
2004N/A-12.53%
2003N/A-0.47%
2002N/A+26.65%
2001N/A+74.95%
2000N/A+17.07%
1999N/A-10.42%

OPFI vs FISI Drawdown Comparison

The maximum drawdown for OPFI was -84.60%, occurring on Mar 22, 2023. Recovery took 987 trading sessions.

The maximum drawdown for FISI was -89.97%, occurring on Feb 27, 2009. Recovery took 3397 trading sessions.

The current OPFI drawdown is -45.07%.

RankOPFIFISI
#1-84.60%
Feb 10, 2021 - Jan 15, 2025
-89.97%
May 2, 2002 - Oct 28, 2015
#2-54.21%
Feb 7, 2025 - Apr 2, 2026
-56.22%
Dec 17, 2019 - Mar 8, 2021
#3-7.47%
Jan 15, 2025 - Jan 21, 2025
-52.42%
Jan 7, 2022 - Dec 13, 2024
#4-5.09%
Jan 22, 2021 - Feb 10, 2021
-31.82%
Aug 27, 2001 - Jan 17, 2002
#5-1.22%
Jan 28, 2025 - Feb 4, 2025
-26.81%
Feb 19, 2025 - Oct 24, 2025
#6-1.20%
Nov 24, 2020 - Dec 9, 2020
-26.55%
Jun 22, 2018 - Nov 25, 2019
#7-1.19%
Jan 24, 2025 - Jan 28, 2025
-25.95%
Feb 24, 2017 - Jun 19, 2018
#8-0.67%
Jan 21, 2025 - Jan 23, 2025
-23.64%
Dec 2, 1999 - Jun 2, 2000
#9-0.65%
Jan 14, 2021 - Jan 19, 2021
-15.53%
May 9, 2001 - Aug 14, 2001
#10-0.49%
Dec 9, 2020 - Dec 16, 2020
-15.10%
Sep 14, 2000 - Mar 20, 2001
#11-0.46%
Jan 19, 2021 - Jan 21, 2021
-14.85%
Mar 29, 2016 - Nov 11, 2016
#12-0.39%
Dec 24, 2020 - Jan 7, 2021
-13.72%
Feb 6, 2026 - Apr 17, 2026
#13-0.20%
Dec 16, 2020 - Dec 24, 2020
-13.55%
May 4, 2021 - Aug 11, 2021
#14N/A-13.28%
Aug 11, 2021 - Nov 1, 2021
#15N/A-13.19%
Jun 8, 2000 - Sep 14, 2000

Correlation

Correlation between OPFI and FISI is 0.60 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.60
-101

Dividend Comparison (1999 - 2026)

OPFI vs FISI dividend yield comparison.

YearOPFIFISI
20260.00%1.58%
20252.39%3.98%
20241.57%4.40%
20230.00%5.63%
20220.00%4.76%
20210.00%3.40%
20200.00%4.62%
20190.00%3.12%
20180.00%3.74%
20170.00%2.73%
20160.00%2.37%
20150.00%2.86%
20140.00%3.06%
20130.00%2.99%
20120.00%3.06%
20110.00%2.91%
20100.00%2.11%
20090.00%3.40%
20080.00%3.76%
20070.00%2.58%
20060.00%1.48%
20050.00%2.04%
20040.00%2.75%
20030.00%2.27%
20020.00%1.98%
20010.00%1.54%
20000.00%3.09%
19990.00%0.66%

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