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FISI vs SPY

Comparison between Financial Institutions Inc (FISI, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed FISI, delivering a return of +13.8% compared to +8.6%

FISI vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
FISI
$743M
Winner
SPY
$784B
Expense Ratio
FISI
N/A
SPY
0.09%
Max Drawdown
FISI
91.48%
Winner
SPY
56.47%
Sharpe Ratio
FISI
1.55
Winner
SPY
1.56
5Y Beta
Winner
FISI
0.88
SPY
1.00
Industry
FISI
Banks - Regional
SPY
N/A
P/E Ratio
Winner
FISI
9.96
SPY
28.29
Forward P/E
Winner
FISI
11.27
SPY
21.75
PEG Ratio
FISI
1.60
SPY
N/A
Dividend Yield
FISI
3.29%
SPY
N/A
5Y Dividends CAGR
Winner
FISI
14.72%
SPY
5.43%
5Y EPS CAGR
FISI
5.84%
Winner
SPY
25.98%
Debt to Equity
Winner
FISI
30.49%
SPY
30.79%
Free Cash Flow Yield
FISI
3.65%
SPY
N/A
P/S Ratio
Winner
FISI
3.09
SPY
3.79
P/B Ratio
Winner
FISI
1.20
SPY
5.67

FISI vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
FISI
+10.77%
SPY
+2.12%
3M
Winner
FISI
+22.95%
SPY
+13.14%
6M
Winner
FISI
+16.85%
SPY
+11.52%
1Y
Winner
FISI
+55.73%
SPY
+26.68%
5Y(CAGR)
FISI
+8.61%
Winner
SPY
+13.75%
10Y(CAGR)
FISI
+8.02%
Winner
SPY
+15.65%
Max(CAGR)
FISI
+7.41%
Winner
SPY
+8.56%

FISI vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearFISISPY
2026+22.76%+10.80%
2025+21.65%+18.00%
2024+34.57%+25.59%
2023-7.67%+26.72%
2022-20.61%-18.64%
2021+47.11%+30.52%
2020-25.98%+17.28%
2019+27.25%+31.09%
2018-14.90%-5.24%
2017-5.56%+20.78%
2016+30.50%+13.59%
2015+16.15%+1.31%
2014+8.15%+14.56%
2013+33.79%+29.00%
2012+17.44%+14.17%
2011-13.75%+0.85%
2010+64.64%+13.14%
2009-14.77%+22.67%
2008-17.40%-36.25%
2007-20.97%+5.32%
2006+19.92%+13.85%
2005-15.29%+5.32%
2004-12.53%+10.75%
2003-0.47%+24.18%
2002+26.65%-22.42%
2001+74.95%-10.13%
2000+17.07%-8.84%
1999-10.42%+8.61%

FISI vs SPY Drawdown Comparison

The maximum drawdown for FISI was -89.97%, occurring on Feb 27, 2009. Recovery took 3397 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current FISI drawdown is -1.98%. The current SPY drawdown is -0.62%.

RankFISISPY
#1-89.97%
May 2, 2002 - Oct 28, 2015		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-56.22%
Dec 17, 2019 - Mar 8, 2021		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-52.42%
Jan 7, 2022 - Dec 13, 2024		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-31.82%
Aug 27, 2001 - Jan 17, 2002		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-26.81%
Feb 19, 2025 - Oct 24, 2025		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-26.55%
Jun 22, 2018 - Nov 25, 2019		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-25.95%
Feb 24, 2017 - Jun 19, 2018		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-23.64%
Dec 2, 1999 - Jun 2, 2000		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-15.53%
May 9, 2001 - Aug 14, 2001		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-15.10%
Sep 14, 2000 - Mar 20, 2001		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-14.85%
Mar 29, 2016 - Nov 11, 2016		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-13.72%
Feb 6, 2026 - Apr 17, 2026		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-13.55%
May 4, 2021 - Aug 11, 2021		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-13.28%
Aug 11, 2021 - Nov 1, 2021		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-13.19%
Jun 8, 2000 - Sep 14, 2000		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between FISI and SPY is 0.85 which considered as a strong positive correlation - the stocks tend to move together.

0.85
-101

Dividend Comparison (1999 - 2026)

FISI vs SPY dividend yield comparison.

YearFISISPY
20261.72%0.24%
20253.98%1.07%
20244.40%1.21%
20235.63%1.40%
20224.76%1.65%
20213.40%1.20%
20204.62%1.52%
20193.12%1.75%
20183.74%2.04%
20172.73%1.80%
20162.37%2.03%
20152.86%2.06%
20143.06%1.87%
20132.99%1.81%
20123.06%2.18%
20112.91%2.05%
20102.11%1.80%
20093.40%1.95%
20083.76%3.02%
20072.58%1.85%
20061.48%1.73%
20052.04%1.73%
20042.75%1.82%
20032.27%1.47%
20021.98%1.70%
20011.54%1.25%
20003.09%1.15%
19990.66%0.24%

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