NWE vs LMND

Comparison between NorthWestern Energy Group Inc (NWE, Company) and Lemonade Inc (LMND, Company).

NWE is from the Utilities sector, while LMND is from the Financial Services sector.

5-Year PerformanceNWE has outperformed LMND, delivering a return of +7.4% compared to -6.2%

NWE vs LMND - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NWE(COMPANY)	LMND(COMPANY)
Market Cap	$4.40B	$4.40B
Max Drawdown	41.97%	94.23%
Sharpe Ratio	1.29	1.05
5Y Beta	0.24	1.95
Industry	Utilities - Regulated Electric	Insurance - Property & Casualty
P/E Ratio	21.99	-30.99
Forward P/E	18.18	N/A
PEG Ratio	1.43	N/A
Dividend Yield	3.73%	N/A
5Y Dividends CAGR	6.46%	N/A
5Y EPS CAGR	N/A	-12.67%
Debt to Equity	112.84%	0.00%
Free Cash Flow Yield	-3.36%	0.44%
P/S Ratio	2.68	5.22
P/B Ratio	1.50	7.62

Market Cap

Winner

NWE

$4.40B

LMND

$4.40B

Max Drawdown

Winner

NWE

41.97%

LMND

94.23%

Sharpe Ratio

Winner

NWE

1.29

LMND

1.05

5Y Beta

Winner

NWE

0.24

LMND

1.95

Industry

NWE

Utilities - Regulated Electric

LMND

Insurance - Property & Casualty

P/E Ratio

NWE

21.99

Winner

LMND

-30.99

Forward P/E

NWE

18.18

LMND

N/A

PEG Ratio

NWE

1.43

LMND

N/A

Dividend Yield

NWE

3.73%

LMND

N/A

5Y Dividends CAGR

NWE

6.46%

LMND

N/A

5Y EPS CAGR

NWE

N/A

LMND

-12.67%

Debt to Equity

NWE

112.84%

Winner

LMND

0.00%

Free Cash Flow Yield

NWE

-3.36%

Winner

LMND

0.44%

P/S Ratio

Winner

NWE

2.68

LMND

5.22

P/B Ratio

Winner

NWE

1.50

LMND

7.62

NWE vs LMND - Historical Returns

Returns include dividend reinvestment.

Period	NWE	LMND
1 month	+1.84%	-13.64%
3 months	+5.17%	-0.45%
6 months	+11.45%	-15.29%
1 year	+35.55%	+96.12%
5 years(CAGR)	+7.39%	-6.16%
10 years(CAGR)	+6.73%	N/A
Max(CAGR)	+9.49%	-3.28%

Winner

NWE

+1.84%

LMND

-13.64%

Winner

NWE

+5.17%

LMND

-0.45%

Winner

NWE

+11.45%

LMND

-15.29%

NWE

+35.55%

Winner

LMND

+96.12%

5Y(CAGR)

Winner

NWE

+7.39%

LMND

-6.16%

10Y(CAGR)

NWE

+6.73%

LMND

N/A

Max(CAGR)

Winner

NWE

+9.49%

LMND

-3.28%

NWE vs LMND - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	NWE	LMND
2026	+11.96%	-24.89%
2025	+27.51%	+95.60%
2024	+9.92%	+115.26%
2023	-10.81%	+17.48%
2022	+9.14%	-67.64%
2021	+4.13%	-62.85%
2020	-13.60%	+76.49%
2019	+27.53%	N/A
2018	+5.96%	N/A
2017	+9.11%	N/A
2016	+10.49%	N/A
2015	-1.09%	N/A
2014	+36.56%	N/A
2013	+25.68%	N/A
2012	+1.19%	N/A
2011	+27.61%	N/A
2010	+14.83%	N/A
2009	+17.57%	N/A
2008	-14.65%	N/A
2007	+0.10%	N/A

NWE vs LMND Drawdown Comparison

The maximum drawdown for NWE was -39.28%, occurring on Oct 27, 2008. Recovery took 493 trading sessions.

The maximum drawdown for LMND was -94.23%, occurring on Apr 27, 2023. This drawdown has not yet recovered.

The current NWE drawdown is -2.14%. The current LMND drawdown is -68.87%.

Rank	NWE	LMND
#1	-39.28% Dec 31, 2007 - Dec 14, 2009	-94.23% Jan 11, 2021 - Apr 27, 2023
#2	-39.27% Feb 19, 2020 - Oct 24, 2025	-45.40% Jul 17, 2020 - Dec 7, 2020
#3	-21.00% Nov 30, 2017 - Nov 12, 2018	-19.92% Dec 23, 2020 - Jan 7, 2021
#4	-15.95% Jan 23, 2015 - Feb 3, 2016	-15.62% Jul 6, 2020 - Jul 10, 2020
#5	-15.80% May 3, 2010 - Oct 18, 2010	-12.39% Jul 10, 2020 - Jul 17, 2020
#6	-13.84% Jul 5, 2016 - May 31, 2017	-8.93% Dec 10, 2020 - Dec 17, 2020
#7	-13.44% Jul 21, 2011 - Oct 18, 2011	-4.72% Dec 7, 2020 - Dec 10, 2020
#8	-13.20% Jun 30, 2014 - Oct 30, 2014	N/A
#9	-11.15% Dec 28, 2009 - Mar 16, 2010	N/A
#10	-10.66% Oct 29, 2013 - Mar 17, 2014	N/A
#11	-10.64% Sep 26, 2012 - Feb 1, 2013	N/A
#12	-10.51% Apr 4, 2016 - Jun 27, 2016	N/A
#13	-10.44% Sep 25, 2019 - Jan 22, 2020	N/A
#14	-10.11% Mar 4, 2026 - Apr 14, 2026	N/A
#15	-9.98% Dec 13, 2018 - Feb 7, 2019	N/A