LMND vs TFSL

Comparison between Lemonade Inc (LMND, Company) and TFS Financial Corporation (TFSL, Company).

Both LMND and TFSL are from the Financial Services sector.

5-Year PerformanceTFSL has outperformed LMND, delivering a return of +1.4% compared to -6.2%

LMND vs TFSL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LMND(COMPANY)	TFSL(COMPANY)
Market Cap	$4.40B	$4.41B
Max Drawdown	94.23%	50.93%
Sharpe Ratio	1.05	1.05
5Y Beta	1.95	0.64
Industry	Insurance - Property & Casualty	Banks - Regional
P/E Ratio	-30.99	47.45
Forward P/E	N/A	76.92
PEG Ratio	N/A	3.38
Dividend Yield	N/A	7.32%
5Y Dividends CAGR	N/A	0.18%
5Y EPS CAGR	-12.67%	1.00%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	0.44%	1.86%
P/S Ratio	5.22	13.17
P/B Ratio	7.62	2.25

Market Cap

LMND

$4.40B

Winner

TFSL

$4.41B

Max Drawdown

LMND

94.23%

Winner

TFSL

50.93%

Sharpe Ratio

LMND

1.05

Winner

TFSL

1.05

5Y Beta

LMND

1.95

Winner

TFSL

0.64

Industry

LMND

Insurance - Property & Casualty

TFSL

Banks - Regional

P/E Ratio

Winner

LMND

-30.99

TFSL

47.45

Forward P/E

LMND

N/A

TFSL

76.92

PEG Ratio

LMND

N/A

TFSL

3.38

Dividend Yield

LMND

N/A

TFSL

7.32%

5Y Dividends CAGR

LMND

N/A

TFSL

0.18%

5Y EPS CAGR

LMND

-12.67%

Winner

TFSL

1.00%

Debt to Equity

LMND

0.00%

TFSL

0.00%

Free Cash Flow Yield

LMND

0.44%

Winner

TFSL

1.86%

P/S Ratio

Winner

LMND

5.22

TFSL

13.17

P/B Ratio

LMND

7.62

Winner

TFSL

2.25

LMND vs TFSL - Historical Returns

Returns include dividend reinvestment.

Period	LMND	TFSL
1 month	-13.64%	+7.09%
3 months	-0.45%	+7.66%
6 months	-15.29%	+16.33%
1 year	+96.12%	+30.51%
5 years(CAGR)	-6.16%	+1.45%
10 years(CAGR)	N/A	+5.29%
Max(CAGR)	-3.28%	+5.53%

LMND

-13.64%

Winner

TFSL

+7.09%

LMND

-0.45%

Winner

TFSL

+7.66%

LMND

-15.29%

Winner

TFSL

+16.33%

Winner

LMND

+96.12%

TFSL

+30.51%

5Y(CAGR)

LMND

-6.16%

Winner

TFSL

+1.45%

10Y(CAGR)

LMND

N/A

TFSL

+5.29%

Max(CAGR)

LMND

-3.28%

Winner

TFSL

+5.53%

LMND vs TFSL - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	LMND	TFSL
2026	-24.89%	+19.32%
2025	+95.60%	+17.30%
2024	+115.26%	-6.30%
2023	+17.48%	+11.06%
2022	-67.64%	-13.71%
2021	-62.85%	+6.76%
2020	+76.49%	-4.53%
2019	N/A	+28.21%
2018	N/A	+15.14%
2017	N/A	-18.44%
2016	N/A	+6.03%
2015	N/A	+30.82%
2014	N/A	+25.12%
2013	N/A	+23.37%
2012	N/A	+6.65%
2011	N/A	-2.29%
2010	N/A	-25.10%
2009	N/A	-3.41%
2008	N/A	+10.73%
2007	N/A	+1.27%

LMND vs TFSL Drawdown Comparison

The maximum drawdown for LMND was -94.23%, occurring on Apr 27, 2023. This drawdown has not yet recovered.

The maximum drawdown for TFSL was -45.52%, occurring on Sep 22, 2011. Recovery took 1053 trading sessions.

The current LMND drawdown is -68.87%.

Rank	LMND	TFSL
#1	-94.23% Jan 11, 2021 - Apr 27, 2023	-45.52% Apr 22, 2010 - Jun 27, 2014
#2	-45.40% Jul 17, 2020 - Dec 7, 2020	-42.89% Jun 4, 2021 - May 14, 2026
#3	-19.92% Dec 23, 2020 - Jan 7, 2021	-42.39% Mar 4, 2020 - Mar 5, 2021
#4	-15.62% Jul 6, 2020 - Jul 10, 2020	-26.79% Oct 9, 2007 - Sep 19, 2008
#5	-12.39% Jul 10, 2020 - Jul 17, 2020	-24.51% Dec 9, 2016 - Jun 7, 2019
#6	-8.93% Dec 10, 2020 - Dec 17, 2020	-22.96% Nov 5, 2008 - Mar 11, 2010
#7	-4.72% Dec 7, 2020 - Dec 10, 2020	-18.88% Dec 16, 2015 - Nov 25, 2016
#8	N/A	-14.57% May 16, 2007 - Sep 21, 2007
#9	N/A	-9.51% Sep 19, 2008 - Nov 5, 2008
#10	N/A	-9.23% Mar 8, 2021 - May 13, 2021
#11	N/A	-8.99% Aug 17, 2015 - Oct 8, 2015
#12	N/A	-8.09% Feb 21, 2020 - Mar 4, 2020
#13	N/A	-8.01% Jun 27, 2014 - Sep 2, 2014
#14	N/A	-7.82% Nov 24, 2014 - Jun 5, 2015
#15	N/A	-5.15% Jul 26, 2019 - Sep 17, 2019