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LMND vs SPY

Comparison between Lemonade Inc (LMND, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed LMND, delivering a return of +13.1% compared to -6.3%

LMND vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
LMND
$5.45B
Winner
SPY
$784B
Expense Ratio
LMND
N/A
SPY
0.09%
Max Drawdown
LMND
94.23%
Winner
SPY
56.47%
Sharpe Ratio
LMND
0.98
Winner
SPY
1.38
5Y Beta
LMND
1.95
Winner
SPY
1.00
Industry
LMND
Insurance - Property & Casualty
SPY
N/A
P/E Ratio
Winner
LMND
-38.40
SPY
28.84
Forward P/E
LMND
N/A
SPY
21.45
5Y Dividends CAGR
LMND
N/A
SPY
6.00%
5Y EPS CAGR
LMND
-12.67%
Winner
SPY
25.26%
Debt to Equity
Winner
LMND
0.00%
SPY
31.47%
Free Cash Flow Yield
LMND
0.36%
SPY
N/A
P/S Ratio
LMND
7.06
Winner
SPY
3.85
P/B Ratio
LMND
7.62
Winner
SPY
5.70

LMND vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
LMND
+31.26%
SPY
+2.25%
3M
Winner
LMND
+26.42%
SPY
+10.84%
6M
LMND
-11.70%
Winner
SPY
+8.88%
1Y
Winner
LMND
+68.25%
SPY
+21.79%
5Y(CAGR)
LMND
-6.26%
Winner
SPY
+13.06%
10Y(CAGR)
LMND
N/A
SPY
+15.30%
Max(CAGR)
LMND
+0.22%
Winner
SPY
+8.53%

LMND vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearLMNDSPY
2026-7.41%+10.62%
2025+95.60%+18.00%
2024+115.26%+25.59%
2023+17.48%+26.72%
2022-67.64%-18.64%
2021-62.85%+30.52%
2020+76.49%+17.28%
2019N/A+31.09%
2018N/A-5.24%
2017N/A+20.78%
2016N/A+13.59%
2015N/A+1.31%
2014N/A+14.56%
2013N/A+29.00%
2012N/A+14.17%
2011N/A+0.85%
2010N/A+13.14%
2009N/A+22.67%
2008N/A-36.25%
2007N/A+5.32%
2006N/A+13.85%
2005N/A+5.32%
2004N/A+10.75%
2003N/A+24.18%
2002N/A-22.42%
2001N/A-10.13%
2000N/A-8.84%
1999N/A+8.61%

LMND vs SPY Drawdown Comparison

The maximum drawdown for LMND was -94.23%, occurring on Apr 27, 2023. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current LMND drawdown is -61.62%. The current SPY drawdown is -0.78%.

RankLMNDSPY
#1-94.23%
Jan 11, 2021 - Apr 27, 2023		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-45.40%
Jul 17, 2020 - Dec 7, 2020		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-19.92%
Dec 23, 2020 - Jan 7, 2021		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-15.62%
Jul 6, 2020 - Jul 10, 2020		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-12.39%
Jul 10, 2020 - Jul 17, 2020		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-8.93%
Dec 10, 2020 - Dec 17, 2020		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-4.72%
Dec 7, 2020 - Dec 10, 2020		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8N/A-10.10%
Jan 26, 2018 - Aug 6, 2018
#9N/A-9.44%
Sep 2, 2020 - Nov 11, 2020
#10N/A-9.30%
Jan 19, 2000 - Mar 17, 2000
#11N/A-9.05%
Jul 19, 2007 - Oct 5, 2007
#12N/A-8.88%
Jan 27, 2026 - Apr 14, 2026
#13N/A-8.41%
Jul 16, 2024 - Sep 19, 2024
#14N/A-7.35%
Sep 14, 2012 - Jan 2, 2013
#15N/A-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between LMND and SPY is 0.04 which considered as a very weak or no correlation - the stocks move independently of each other.

0.04
-101

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