NIO vs UNM

Comparison between NIO Inc (NIO, Company) and Unum Group (UNM, Company).

NIO is from the Consumer Cyclical sector, while UNM is from the Financial Services sector.

5-Year PerformanceUNM has outperformed NIO, delivering a return of +26.8% compared to -31.3%

NIO vs UNM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NIO(COMPANY)	UNM(COMPANY)
Market Cap	$14B	$14B
Max Drawdown	95.00%	83.30%
Sharpe Ratio	0.70	0.28
5Y Beta	0.98	0.75
Industry	Auto Manufacturers	Insurance - Life
P/E Ratio	-6.47	18.09
Forward P/E	384.62	8.22
PEG Ratio	N/A	1.03
Dividend Yield	N/A	1.63%
5Y Dividends CAGR	N/A	14.67%
5Y EPS CAGR	10.16%	11.95%
Debt to Equity	223.16%	0.00%
Free Cash Flow Yield	3.09%	3.92%
P/S Ratio	0.16	1.01
P/B Ratio	23.55	1.23

Market Cap

Winner

NIO

$14B

UNM

$14B

Max Drawdown

NIO

95.00%

Winner

UNM

83.30%

Sharpe Ratio

Winner

NIO

0.70

UNM

0.28

5Y Beta

NIO

0.98

Winner

UNM

0.75

Industry

NIO

Auto Manufacturers

UNM

Insurance - Life

P/E Ratio

Winner

NIO

-6.47

UNM

18.09

Forward P/E

NIO

384.62

Winner

UNM

8.22

PEG Ratio

NIO

N/A

UNM

1.03

Dividend Yield

NIO

N/A

UNM

1.63%

5Y Dividends CAGR

NIO

N/A

UNM

14.67%

5Y EPS CAGR

NIO

10.16%

Winner

UNM

11.95%

Debt to Equity

NIO

223.16%

Winner

UNM

0.00%

Free Cash Flow Yield

NIO

3.09%

Winner

UNM

3.92%

P/S Ratio

Winner

NIO

0.16

UNM

1.01

P/B Ratio

NIO

23.55

Winner

UNM

1.23

NIO vs UNM - Historical Returns

Returns include dividend reinvestment.

Period	NIO	UNM
1 month	-19.75%	+9.95%
3 months	-1.70%	+20.02%
6 months	-6.81%	+13.05%
1 year	+34.02%	+8.68%
5 years(CAGR)	-31.32%	+26.78%
10 years(CAGR)	N/A	+12.71%
Max(CAGR)	-3.05%	+6.37%

NIO

-19.75%

Winner

UNM

+9.95%

NIO

-1.70%

Winner

UNM

+20.02%

NIO

-6.81%

Winner

UNM

+13.05%

Winner

NIO

+34.02%

UNM

+8.68%

5Y(CAGR)

NIO

-31.32%

Winner

UNM

+26.78%

10Y(CAGR)

NIO

N/A

UNM

+12.71%

Max(CAGR)

NIO

-3.05%

Winner

UNM

+6.37%

NIO vs UNM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NIO	UNM
2026	+1.17%	+10.76%
2025	+12.09%	+8.70%
2024	-48.22%	+64.57%
2023	-5.82%	+15.86%
2022	-70.87%	+68.61%
2021	-40.77%	+16.16%
2020	+1210.22%	-17.67%
2019	-35.16%	+0.31%
2018	-3.48%	-45.20%
2017	N/A	+26.17%
2016	N/A	+37.36%
2015	N/A	-2.19%
2014	N/A	+3.48%
2013	N/A	+66.69%
2012	N/A	-1.07%
2011	N/A	-13.80%
2010	N/A	+23.35%
2009	N/A	+7.88%
2008	N/A	-19.23%
2007	N/A	+15.94%
2006	N/A	-8.85%
2005	N/A	+32.04%
2004	N/A	+13.71%
2003	N/A	-11.11%
2002	N/A	-32.10%
2001	N/A	+6.71%
2000	N/A	-9.50%
1999	N/A	+2.63%

NIO vs UNM Drawdown Comparison

The maximum drawdown for NIO was -95.00%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The maximum drawdown for UNM was -81.88%, occurring on Mar 11, 2003. Recovery took 3347 trading sessions.

The current NIO drawdown is -91.73%.

Rank	NIO	UNM
#1	-95.00% Feb 9, 2021 - Apr 8, 2025	-81.88% Nov 19, 1999 - Mar 14, 2013
#2	-88.62% Sep 13, 2018 - Jul 7, 2020	-81.07% Jan 12, 2018 - Jun 29, 2023
#3	-26.00% Nov 23, 2020 - Jan 8, 2021	-34.97% Jul 29, 2015 - May 27, 2016
#4	-25.97% Jul 10, 2020 - Aug 25, 2020	-18.77% May 31, 2016 - Oct 12, 2016
#5	-16.68% Aug 26, 2020 - Sep 29, 2020	-17.95% Oct 17, 2023 - Mar 7, 2024
#6	-11.05% Jan 11, 2021 - Feb 9, 2021	-16.84% Mar 24, 2025 - Apr 29, 2026
#7	-8.67% Oct 16, 2020 - Oct 29, 2020	-14.79% Sep 2, 2014 - Jun 10, 2015
#8	-7.74% Nov 12, 2020 - Nov 19, 2020	-12.26% Dec 26, 2013 - Mar 4, 2014
#9	-5.61% Nov 9, 2020 - Nov 12, 2020	-11.78% Mar 1, 2017 - Jul 28, 2017
#10	-5.01% Oct 1, 2020 - Oct 12, 2020	-11.16% Aug 1, 2013 - Nov 8, 2013
#11	-4.41% Oct 29, 2020 - Nov 2, 2020	-10.05% Apr 3, 2024 - Jul 17, 2024
#12	-2.57% Jul 7, 2020 - Jul 9, 2020	-9.58% Mar 10, 2014 - Aug 26, 2014
#13	-1.70% Nov 5, 2020 - Nov 9, 2020	-8.60% Aug 4, 2017 - Sep 27, 2017
#14	-1.05% Oct 12, 2020 - Oct 14, 2020	-8.51% Nov 27, 2024 - Jan 29, 2025
#15	N/A	-8.42% Mar 28, 2013 - May 8, 2013

Correlation

Correlation between NIO and UNM is -0.44 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.44

-101