NBTB vs INTR

Comparison between NBT Bancorp. Inc (NBTB, Company) and Inter & Co Inc - Class A (INTR, Company).

Both NBTB and INTR are from the Financial Services sector.

NBTB vs INTR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NBTB(COMPANY)	INTR(COMPANY)
Market Cap	$2.47B	$2.48B
Max Drawdown	53.69%	68.40%
Sharpe Ratio	0.55	-0.16
5Y Beta	0.78	0.99
Industry	Banks - Regional	Banks - Regional
P/E Ratio	14.64	9.29
Forward P/E	13.40	9.79
PEG Ratio	0.84	0.19
Dividend Yield	3.05%	11.00%
5Y Dividends CAGR	11.00%	N/A
5Y EPS CAGR	3.83%	269.77%
Debt to Equity	6.15%	309.73%
Free Cash Flow Yield	9.95%	22.56%
P/S Ratio	3.52	0.39
P/B Ratio	1.28	1.25

Market Cap

NBTB

$2.47B

Winner

INTR

$2.48B

Max Drawdown

Winner

NBTB

53.69%

INTR

68.40%

Sharpe Ratio

Winner

NBTB

0.55

INTR

-0.16

5Y Beta

Winner

NBTB

0.78

INTR

0.99

Industry

NBTB

Banks - Regional

INTR

Banks - Regional

P/E Ratio

NBTB

14.64

Winner

INTR

9.29

Forward P/E

NBTB

13.40

Winner

INTR

9.79

PEG Ratio

NBTB

0.84

Winner

INTR

0.19

Dividend Yield

NBTB

3.05%

Winner

INTR

11.00%

5Y Dividends CAGR

NBTB

11.00%

INTR

N/A

5Y EPS CAGR

NBTB

3.83%

Winner

INTR

269.77%

Debt to Equity

Winner

NBTB

6.15%

INTR

309.73%

Free Cash Flow Yield

NBTB

9.95%

Winner

INTR

22.56%

P/S Ratio

NBTB

3.52

Winner

INTR

0.39

P/B Ratio

NBTB

1.28

Winner

INTR

1.25

NBTB vs INTR - Historical Returns

Returns include dividend reinvestment.

Period	NBTB	INTR
1 month	+7.99%	-9.84%
3 months	+17.75%	-28.59%
6 months	+11.27%	-30.47%
1 year	+18.73%	-17.97%
5 years(CAGR)	+8.33%	N/A
10 years(CAGR)	+8.57%	N/A
Max(CAGR)	+7.33%	+14.52%

Winner

NBTB

+7.99%

INTR

-9.84%

Winner

NBTB

+17.75%

INTR

-28.59%

Winner

NBTB

+11.27%

INTR

-30.47%

Winner

NBTB

+18.73%

INTR

-17.97%

5Y(CAGR)

NBTB

+8.33%

INTR

N/A

10Y(CAGR)

NBTB

+8.57%

INTR

N/A

Max(CAGR)

NBTB

+7.33%

Winner

INTR

+14.52%

NBTB vs INTR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NBTB	INTR
2026	+17.80%	-30.88%
2025	-9.02%	+109.34%
2024	+16.83%	-21.10%
2023	+1.26%	+202.17%
2022	+14.32%	-31.90%
2021	+24.84%	N/A
2020	-18.41%	N/A
2019	+19.24%	N/A
2018	-3.33%	N/A
2017	-10.10%	N/A
2016	+59.90%	N/A
2015	+12.03%	N/A
2014	+6.89%	N/A
2013	+27.49%	N/A
2012	-7.03%	N/A
2011	-7.22%	N/A
2010	+21.06%	N/A
2009	-23.93%	N/A
2008	+30.00%	N/A
2007	-7.39%	N/A
2006	+19.48%	N/A
2005	-11.48%	N/A
2004	+22.65%	N/A
2003	+26.53%	N/A
2002	+27.59%	N/A
2001	+4.37%	N/A
2000	-3.05%	N/A
1999	-15.41%	N/A

NBTB vs INTR Drawdown Comparison

The maximum drawdown for NBTB was -52.87%, occurring on Mar 9, 2009. Recovery took 1700 trading sessions.

The maximum drawdown for INTR was -68.40%, occurring on Mar 23, 2023. Recovery took 229 trading sessions.

The current NBTB drawdown is -3.28%. The current INTR drawdown is -42.80%.

Rank	NBTB	INTR
#1	-52.87% Sep 19, 2008 - Jun 23, 2015	-68.40% Sep 22, 2022 - Aug 22, 2023
#2	-47.24% Nov 4, 1999 - Jun 29, 2001	-49.36% Aug 26, 2024 - Aug 7, 2025
#3	-37.88% Nov 10, 2022 - Jul 17, 2024	-44.88% Jan 28, 2026 - Jun 10, 2026
#4	-35.11% Dec 20, 2019 - Mar 8, 2021	-39.66% Jun 23, 2022 - Aug 8, 2022
#5	-33.93% Dec 27, 2006 - Aug 1, 2008	-22.97% Nov 21, 2023 - Mar 1, 2024
#6	-33.50% Jun 29, 2001 - Nov 4, 2002	-21.02% Mar 13, 2024 - May 16, 2024
#7	-25.67% Dec 16, 2024 - Apr 11, 2025	-20.96% Aug 22, 2023 - Oct 24, 2023
#8	-24.00% Jan 4, 2017 - Jul 24, 2018	-20.76% Nov 11, 2025 - Jan 28, 2026
#9	-23.40% Dec 22, 2004 - Dec 4, 2006	-16.59% May 21, 2024 - Jul 15, 2024
#10	-22.00% Mar 12, 2021 - Jan 14, 2022	-14.40% Aug 8, 2022 - Aug 16, 2022
#11	-21.08% Nov 27, 2015 - Jul 14, 2016	-12.05% Aug 24, 2022 - Sep 22, 2022
#12	-20.87% Jul 26, 2018 - Nov 4, 2019	-11.97% Jul 24, 2024 - Aug 13, 2024
#13	-16.12% Jan 14, 2022 - Aug 12, 2022	-10.98% Sep 23, 2025 - Oct 23, 2025
#14	-13.85% Jul 26, 2024 - Nov 6, 2024	-8.30% Oct 26, 2023 - Nov 3, 2023
#15	-13.55% Apr 2, 2004 - Sep 9, 2004	-8.07% Aug 16, 2022 - Aug 23, 2022

Correlation

Correlation between NBTB and INTR is 0.54 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.54

-101

Dividend Comparison (1999 - 2026)

NBTB vs INTR dividend yield comparison.

Year	NBTB	INTR
2026	1.54%	1.96%
2025	3.42%	0.94%
2024	2.76%	0.71%
2023	2.96%	0.00%
2022	2.67%	0.00%
2021	2.86%	0.00%
2020	3.36%	0.00%
2019	2.59%	0.00%
2018	2.86%	0.00%
2017	2.50%	0.00%
2016	2.15%	0.00%
2015	3.12%	0.00%
2014	3.20%	0.00%
2013	3.13%	0.00%
2012	3.95%	0.00%
2011	3.62%	0.00%
2010	3.31%	0.00%
2009	3.93%	0.00%
2008	2.86%	0.00%
2007	3.46%	0.00%
2006	2.98%	0.00%
2005	3.52%	0.00%
2004	2.88%	0.00%
2003	3.17%	0.00%
2002	3.98%	0.00%
2001	4.69%	0.00%
2000	4.65%	0.00%
1999	1.10%	0.00%