INTR vs SPY

Comparison between Inter & Co Inc - Class A (INTR, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

INTR vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	INTR(COMPANY)	SPY(ETF)
Market Cap / Net Assets	$2.86B	$735B
Expense Ratio	N/A	0.09%
Max Drawdown	68.40%	56.47%
Sharpe Ratio	-0.02	2.02
5Y Beta	0.99	1.00
Industry	Banks - Regional	N/A
P/E Ratio	10.71	28.62
Forward P/E	9.79	22.20
PEG Ratio	0.22	N/A
Dividend Yield	9.83%	N/A
5Y Dividends CAGR	N/A	5.43%
5Y EPS CAGR	269.77%	26.35%
Debt to Equity	309.73%	33.33%
Free Cash Flow Yield	19.57%	N/A
P/S Ratio	N/A	3.68
P/B Ratio	N/A	5.52

Market Cap / Net Assets

INTR

$2.86B

Winner

SPY

$735B

Expense Ratio

INTR

N/A

SPY

0.09%

Max Drawdown

INTR

68.40%

Winner

SPY

56.47%

Sharpe Ratio

INTR

-0.02

Winner

SPY

2.02

5Y Beta

Winner

INTR

0.99

SPY

1.00

Industry

INTR

Banks - Regional

SPY

N/A

P/E Ratio

Winner

INTR

10.71

SPY

28.62

Forward P/E

Winner

INTR

9.79

SPY

22.20

PEG Ratio

INTR

0.22

SPY

N/A

Dividend Yield

INTR

9.83%

SPY

N/A

5Y Dividends CAGR

INTR

N/A

SPY

5.43%

5Y EPS CAGR

Winner

INTR

269.77%

SPY

26.35%

Debt to Equity

INTR

309.73%

Winner

SPY

33.33%

Free Cash Flow Yield

INTR

19.57%

SPY

N/A

P/S Ratio

INTR

N/A

SPY

3.68

P/B Ratio

INTR

N/A

SPY

5.52

INTR vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	INTR	SPY
1 month	-18.34%	+4.93%
3 months	-26.41%	+9.70%
6 months	-26.85%	+11.04%
1 year	-9.13%	+28.41%
5 years(CAGR)	N/A	+13.90%
10 years(CAGR)	N/A	+15.45%
Max(CAGR)	+17.81%	+8.55%

INTR

-18.34%

Winner

SPY

+4.93%

INTR

-26.41%

Winner

SPY

+9.70%

INTR

-26.85%

Winner

SPY

+11.04%

INTR

-9.13%

Winner

SPY

+28.41%

5Y(CAGR)

INTR

N/A

SPY

+13.90%

10Y(CAGR)

INTR

N/A

SPY

+15.45%

Max(CAGR)

Winner

INTR

+17.81%

SPY

+8.55%

INTR vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	INTR	SPY
2026	-23.21%	+10.15%
2025	+109.34%	+18.00%
2024	-21.10%	+25.59%
2023	+202.17%	+26.72%
2022	-31.90%	-18.64%
2021	N/A	+30.52%
2020	N/A	+17.28%
2019	N/A	+31.09%
2018	N/A	-5.24%
2017	N/A	+20.78%
2016	N/A	+13.59%
2015	N/A	+1.31%
2014	N/A	+14.56%
2013	N/A	+29.00%
2012	N/A	+14.17%
2011	N/A	+0.85%
2010	N/A	+13.14%
2009	N/A	+22.67%
2008	N/A	-36.25%
2007	N/A	+5.32%
2006	N/A	+13.85%
2005	N/A	+5.32%
2004	N/A	+10.75%
2003	N/A	+24.18%
2002	N/A	-22.42%
2001	N/A	-10.13%
2000	N/A	-8.84%
1999	N/A	+8.61%

INTR vs SPY Drawdown Comparison

The maximum drawdown for INTR was -68.40%, occurring on Mar 23, 2023. Recovery took 229 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current INTR drawdown is -36.45%. The current SPY drawdown is -0.02%.

Rank	INTR	SPY
#1	-68.40% Sep 22, 2022 - Aug 22, 2023	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-49.36% Aug 26, 2024 - Aug 7, 2025	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	-42.80% Jan 28, 2026 - May 19, 2026	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	-39.66% Jun 23, 2022 - Aug 8, 2022	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	-22.97% Nov 21, 2023 - Mar 1, 2024	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	-21.02% Mar 13, 2024 - May 16, 2024	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	-20.96% Aug 22, 2023 - Oct 24, 2023	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	-20.76% Nov 11, 2025 - Jan 28, 2026	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	-16.59% May 21, 2024 - Jul 15, 2024	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	-14.40% Aug 8, 2022 - Aug 16, 2022	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	-12.05% Aug 24, 2022 - Sep 22, 2022	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	-11.97% Jul 24, 2024 - Aug 13, 2024	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	-10.98% Sep 23, 2025 - Oct 23, 2025	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	-8.30% Oct 26, 2023 - Nov 3, 2023	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	-8.07% Aug 16, 2022 - Aug 23, 2022	-7.27% Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between INTR and SPY is 0.89 which considered as a strong positive correlation - the stocks tend to move together.

0.89

-101

Dividend Comparison (1999 - 2026)

INTR vs SPY dividend yield comparison.

Year	INTR	SPY
2026	1.76%	0.24%
2025	0.94%	1.07%
2024	0.71%	1.21%
2023	0.00%	1.40%
2022	0.00%	1.65%
2021	0.00%	1.20%
2020	0.00%	1.52%
2019	0.00%	1.75%
2018	0.00%	2.04%
2017	0.00%	1.80%
2016	0.00%	2.03%
2015	0.00%	2.06%
2014	0.00%	1.87%
2013	0.00%	1.81%
2012	0.00%	2.18%
2011	0.00%	2.05%
2010	0.00%	1.80%
2009	0.00%	1.95%
2008	0.00%	3.02%
2007	0.00%	1.85%
2006	0.00%	1.73%
2005	0.00%	1.73%
2004	0.00%	1.82%
2003	0.00%	1.47%
2002	0.00%	1.70%
2001	0.00%	1.25%
2000	0.00%	1.15%
1999	0.00%	0.24%