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NAVI vs SMBK

Comparison between Navient Corp (NAVI, Company) and SmartFinancial Inc (SMBK, Company).

Both NAVI and SMBK are from the Financial Services sector.

5-Year PerformanceSMBK has outperformed NAVI, delivering a return of +15.9% compared to -10.7%

NAVI vs SMBK - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
NAVI
$805M
Winner
SMBK
$809M
Max Drawdown
Winner
NAVI
77.85%
SMBK
94.80%
Sharpe Ratio
NAVI
-0.94
Winner
SMBK
1.32
5Y Beta
NAVI
0.98
Winner
SMBK
0.75
Industry
NAVI
Credit Services
SMBK
Banks - Regional
P/E Ratio
Winner
NAVI
-14.65
SMBK
15.28
Forward P/E
Winner
NAVI
12.27
SMBK
14.10
PEG Ratio
Winner
NAVI
0.14
SMBK
0.40
Dividend Yield
Winner
NAVI
7.56%
SMBK
0.69%
5Y Dividends CAGR
Winner
NAVI
9.66%
SMBK
8.45%
5Y EPS CAGR
NAVI
N/A
SMBK
8.39%
Debt to Equity
NAVI
1896.17%
Winner
SMBK
0.57%
Free Cash Flow Yield
Winner
NAVI
40.14%
SMBK
6.94%
P/S Ratio
Winner
NAVI
2.48
SMBK
4.05
P/B Ratio
Winner
NAVI
0.34
SMBK
1.42

NAVI vs SMBK - Historical Returns

Returns include dividend reinvestment.

1M
NAVI
+5.22%
Winner
SMBK
+9.60%
3M
NAVI
+10.55%
Winner
SMBK
+17.87%
6M
NAVI
-24.52%
Winner
SMBK
+23.90%
1Y
NAVI
-34.58%
Winner
SMBK
+38.04%
5Y(CAGR)
NAVI
-10.72%
Winner
SMBK
+15.93%
10Y(CAGR)
NAVI
+0.52%
Winner
SMBK
+13.11%
Max(CAGR)
NAVI
-0.47%
Winner
SMBK
+6.16%

NAVI vs SMBK - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

YearNAVISMBK
2026-26.12%+33.60%
2025+4.38%+21.61%
2024-25.09%+28.84%
2023+16.94%-9.36%
2022-20.34%-0.03%
2021+120.66%+53.88%
2020-22.98%-21.62%
2019+54.65%+32.35%
2018-32.03%-16.50%
2017-16.08%+11.97%
2016+49.68%+23.06%
2015-45.25%+21.53%
2014+30.43%+39.66%
2013N/A+3.49%
2012N/A+52.67%
2011N/A-9.09%
2010N/A-9.52%
2009N/A-57.85%
2008N/A-42.46%
2007N/A-32.80%
2006N/A+36.11%
2005N/A+47.34%
2004N/A+45.01%
2003N/A+52.41%
2002N/A+11.54%
2001N/A+0.00%

NAVI vs SMBK Drawdown Comparison

The maximum drawdown for NAVI was -71.57%, occurring on Mar 18, 2020. Recovery took 1598 trading sessions.

The maximum drawdown for SMBK was -94.35%, occurring on Nov 2, 2011. This drawdown has not yet recovered.

The current NAVI drawdown is -52.18%. The current SMBK drawdown is -12.87%.

RankNAVISMBK
#1-71.57%
Dec 22, 2014 - Apr 29, 2021
-94.35%
Dec 19, 2006 - Nov 2, 2011
#2-61.60%
Sep 17, 2021 - Jun 3, 2026
-48.15%
Sep 15, 2004 - Feb 13, 2006
#3-8.30%
Jun 16, 2021 - Jul 12, 2021
-42.31%
Jan 2, 2001 - Jun 21, 2002
#4-7.76%
May 1, 2014 - Jun 11, 2014
-18.92%
Apr 19, 2004 - Aug 3, 2004
#5-6.33%
Jul 14, 2014 - Sep 18, 2014
-16.28%
Jun 21, 2002 - Jun 19, 2003
#6-4.84%
May 7, 2021 - May 17, 2021
-13.91%
Feb 13, 2006 - Oct 11, 2006
#7-4.38%
Sep 24, 2014 - Oct 17, 2014
-11.17%
Aug 4, 2004 - Sep 15, 2004
#8-3.81%
Jul 12, 2021 - Jul 21, 2021
-10.91%
Oct 24, 2003 - Nov 7, 2003
#9-3.50%
Jul 21, 2021 - Aug 2, 2021
-10.46%
Nov 10, 2003 - Mar 18, 2004
#10-3.07%
Dec 9, 2014 - Dec 18, 2014
-10.26%
Jul 24, 2003 - Oct 24, 2003
#11-2.70%
Nov 3, 2014 - Nov 6, 2014
-10.00%
Mar 18, 2004 - Apr 16, 2004
#12-2.59%
Apr 17, 2014 - May 1, 2014
-5.71%
Jun 24, 2003 - Jul 10, 2003
#13-2.00%
Sep 13, 2021 - Sep 17, 2021
-4.00%
Oct 31, 2006 - Nov 28, 2006
#14-1.91%
Apr 29, 2021 - May 6, 2021
-3.28%
Oct 20, 2006 - Oct 31, 2006
#15-1.83%
May 24, 2021 - May 26, 2021
-1.24%
Nov 29, 2006 - Dec 1, 2006

Correlation

Correlation between NAVI and SMBK is 0.34 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.34
-101

Dividend Comparison (2003 - 2026)

NAVI vs SMBK dividend yield comparison.

YearNAVISMBK
20268.02%0.35%
20254.92%0.87%
20244.82%1.03%
20233.44%1.31%
20223.89%1.02%
20213.02%0.88%
20206.52%1.10%
20194.68%0.21%
20187.26%0.00%
20174.80%0.00%
20163.90%0.00%
20155.59%0.00%
20142.08%0.00%
20090.00%4.64%
20080.00%5.33%
20070.00%2.02%
20060.00%0.52%
20050.00%0.34%
20040.00%0.63%
20030.00%0.45%

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