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LPRO vs SPY

Comparison between Open Lending Corp (LPRO, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed LPRO, delivering a return of +13.4% compared to -43.6%

LPRO vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
LPRO
$251M
Winner
SPY
$784B
Expense Ratio
LPRO
N/A
SPY
0.09%
Max Drawdown
LPRO
98.06%
Winner
SPY
56.47%
Sharpe Ratio
LPRO
0.36
Winner
SPY
1.56
5Y Beta
LPRO
1.41
Winner
SPY
1.00
Industry
LPRO
Credit Services
SPY
N/A
P/E Ratio
Winner
LPRO
-47.22
SPY
28.29
Forward P/E
LPRO
26.53
Winner
SPY
21.75
5Y Dividends CAGR
LPRO
N/A
SPY
5.43%
5Y EPS CAGR
LPRO
-36.12%
Winner
SPY
25.98%
Debt to Equity
LPRO
110.13%
Winner
SPY
30.79%
Free Cash Flow Yield
LPRO
-0.05%
SPY
N/A
P/S Ratio
Winner
LPRO
2.81
SPY
3.79
P/B Ratio
Winner
LPRO
3.33
SPY
5.67

LPRO vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
LPRO
+17.84%
SPY
+0.48%
3M
Winner
LPRO
+80.17%
SPY
+11.67%
6M
Winner
LPRO
+28.99%
SPY
+9.42%
1Y
LPRO
+0.93%
Winner
SPY
+24.27%
5Y(CAGR)
LPRO
-43.58%
Winner
SPY
+13.36%
10Y(CAGR)
LPRO
-16.47%
Winner
SPY
+15.42%
Max(CAGR)
LPRO
-16.47%
Winner
SPY
+8.49%

LPRO vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearLPROSPY
2026+39.74%+8.88%
2025-72.85%+18.00%
2024-29.10%+25.59%
2023+25.52%+26.72%
2022-71.39%-18.64%
2021-32.78%+30.52%
2020+231.37%+17.28%
2019+8.10%+31.09%
2018+1.04%-5.24%
2017N/A+20.78%
2016N/A+13.59%
2015N/A+1.31%
2014N/A+14.56%
2013N/A+29.00%
2012N/A+14.17%
2011N/A+0.85%
2010N/A+13.14%
2009N/A+22.67%
2008N/A-36.25%
2007N/A+5.32%
2006N/A+13.85%
2005N/A+5.32%
2004N/A+10.75%
2003N/A+24.18%
2002N/A-22.42%
2001N/A-10.13%
2000N/A-8.84%
1999N/A+8.61%

LPRO vs SPY Drawdown Comparison

The maximum drawdown for LPRO was -98.06%, occurring on Apr 17, 2025. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current LPRO drawdown is -94.94%. The current SPY drawdown is -2.35%.

RankLPROSPY
#1-98.06%
Jun 30, 2021 - Apr 17, 2025
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-22.04%
Feb 12, 2021 - Jun 25, 2021
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-18.31%
Jan 19, 2021 - Feb 2, 2021
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-12.28%
Aug 20, 2018 - Feb 7, 2020
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-11.41%
Nov 20, 2020 - Dec 10, 2020
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-11.40%
Aug 28, 2020 - Sep 16, 2020
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-11.03%
Feb 11, 2020 - Jun 8, 2020
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-10.97%
Jul 15, 2020 - Aug 17, 2020
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-8.54%
Oct 6, 2020 - Nov 4, 2020
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-8.52%
Sep 16, 2020 - Sep 25, 2020
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-8.06%
Nov 6, 2020 - Nov 13, 2020
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-7.90%
Aug 7, 2018 - Aug 20, 2018
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-6.18%
Jun 10, 2020 - Jun 16, 2020
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-5.13%
Dec 14, 2020 - Dec 22, 2020
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-4.35%
Dec 31, 2020 - Jan 7, 2021
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between LPRO and SPY is -0.36 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.36
-101

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