LPRO vs NECB

Comparison between Open Lending Corp (LPRO, Company) and NorthEast Community Bancorp Inc (NECB, Company).

Both LPRO and NECB are from the Financial Services sector.

5-Year PerformanceNECB has outperformed LPRO, delivering a return of +21.6% compared to -40.7%

LPRO vs NECB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LPRO(COMPANY)	NECB(COMPANY)
Market Cap	$370M	$370M
Max Drawdown	98.06%	63.47%
Sharpe Ratio	0.90	0.75
5Y Beta	1.34	0.72
Industry	Credit Services	Banks - Regional
P/E Ratio	-69.72	8.55
Forward P/E	39.06	15.67
Dividend Yield	N/A	3.08%
5Y Dividends CAGR	N/A	68.04%
5Y EPS CAGR	-36.12%	N/A
Debt to Equity	110.13%	5.61%
Free Cash Flow Yield	-0.04%	13.67%

Market Cap

LPRO

$370M

Winner

NECB

$370M

Max Drawdown

LPRO

98.06%

Winner

NECB

63.47%

Sharpe Ratio

Winner

LPRO

0.90

NECB

0.75

5Y Beta

LPRO

1.34

Winner

NECB

0.72

Industry

LPRO

Credit Services

NECB

Banks - Regional

P/E Ratio

Winner

LPRO

-69.72

NECB

8.55

Forward P/E

LPRO

39.06

Winner

NECB

15.67

Dividend Yield

LPRO

N/A

NECB

3.08%

5Y Dividends CAGR

LPRO

N/A

NECB

68.04%

5Y EPS CAGR

LPRO

-36.12%

NECB

N/A

Debt to Equity

LPRO

110.13%

Winner

NECB

5.61%

Free Cash Flow Yield

LPRO

-0.04%

Winner

NECB

13.67%

LPRO vs NECB - Historical Returns

Returns include dividend reinvestment.

Period	LPRO	NECB
1 month	+39.29%	+10.19%
3 months	+149.60%	+13.73%
6 months	+92.59%	+18.79%
1 year	+55.22%	+21.61%
5 years(CAGR)	-40.67%	+21.64%
10 years(CAGR)	-12.71%	+21.60%
Max(CAGR)	-12.71%	+8.03%

Winner

LPRO

+39.29%

NECB

+10.19%

Winner

LPRO

+149.60%

NECB

+13.73%

Winner

LPRO

+92.59%

NECB

+18.79%

Winner

LPRO

+55.22%

NECB

+21.61%

5Y(CAGR)

LPRO

-40.67%

Winner

NECB

+21.64%

10Y(CAGR)

LPRO

-12.71%

Winner

NECB

+21.60%

Max(CAGR)

LPRO

-12.71%

Winner

NECB

+8.03%

LPRO vs NECB - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	LPRO	NECB
2026	+100.00%	+19.36%
2025	-72.85%	-2.34%
2024	-29.10%	+41.06%
2023	+25.52%	+20.19%
2022	-71.39%	+38.16%
2021	-32.78%	+10.49%
2020	+231.37%	+16.94%
2019	+8.10%	+9.70%
2018	+1.04%	+11.13%
2017	N/A	+29.64%
2016	N/A	+11.51%
2015	N/A	+4.31%
2014	N/A	+0.99%
2013	N/A	+36.97%
2012	N/A	-5.52%
2011	N/A	-0.52%
2010	N/A	-15.65%
2009	N/A	-7.90%
2008	N/A	-40.70%
2007	N/A	-2.80%
2006	N/A	+11.73%

LPRO vs NECB Drawdown Comparison

The maximum drawdown for LPRO was -98.06%, occurring on Apr 17, 2025. This drawdown has not yet recovered.

The maximum drawdown for NECB was -61.89%, occurring on Jul 20, 2010. Recovery took 2653 trading sessions.

The current LPRO drawdown is -92.76%. The current NECB drawdown is -8.80%.

Rank	LPRO	NECB
#1	-98.06% Jun 30, 2021 - Apr 17, 2025	-61.89% Oct 29, 2007 - May 14, 2018
#2	-22.04% Feb 12, 2021 - Jun 25, 2021	-47.81% Oct 19, 2018 - Nov 18, 2020
#3	-18.31% Jan 19, 2021 - Feb 2, 2021	-34.53% Nov 12, 2024 - Nov 17, 2025
#4	-12.28% Aug 20, 2018 - Feb 7, 2020	-25.66% May 30, 2007 - Oct 26, 2007
#5	-11.41% Nov 20, 2020 - Dec 10, 2020	-20.02% Feb 17, 2023 - Jul 20, 2023
#6	-11.40% Aug 28, 2020 - Sep 16, 2020	-19.52% May 21, 2021 - Feb 8, 2022
#7	-11.03% Feb 11, 2020 - Jun 8, 2020	-16.39% Jan 29, 2024 - Jul 1, 2024
#8	-10.97% Jul 15, 2020 - Aug 17, 2020	-15.33% Feb 15, 2022 - Aug 1, 2022
#9	-8.54% Oct 6, 2020 - Nov 4, 2020	-13.14% Aug 14, 2023 - Nov 14, 2023
#10	-8.52% Sep 16, 2020 - Sep 25, 2020	-9.94% Jul 26, 2024 - Sep 19, 2024
#11	-8.06% Nov 6, 2020 - Nov 13, 2020	-9.06% Oct 18, 2024 - Nov 6, 2024
#12	-7.90% Aug 7, 2018 - Aug 20, 2018	-7.90% Sep 30, 2024 - Oct 11, 2024
#13	-6.18% Jun 10, 2020 - Jun 16, 2020	-6.85% Feb 21, 2007 - May 25, 2007
#14	-5.13% Dec 14, 2020 - Dec 22, 2020	-6.48% Dec 28, 2023 - Jan 29, 2024
#15	-4.35% Dec 31, 2020 - Jan 7, 2021	-5.37% May 17, 2018 - Aug 10, 2018

Correlation

Correlation between LPRO and NECB is -0.50 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.50

-101