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INDB vs UCB

Comparison between Independent Bank Corp (INDB, Company) and United Community Banks Inc (UCB, Company).

Both INDB and UCB are from the Financial Services sector.

5-Year PerformanceINDB has outperformed UCB, delivering a return of +4.9% compared to +4.0%

INDB vs UCB - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
INDB
$3.94B
UCB
$3.93B
Max Drawdown
Winner
INDB
70.36%
UCB
96.24%
Sharpe Ratio
Winner
INDB
1.18
UCB
0.80
5Y Beta
Winner
INDB
0.98
UCB
1.05
Industry
INDB
Banks - Regional
UCB
Banks - Regional
P/E Ratio
INDB
16.01
Winner
UCB
11.64
Forward P/E
Winner
INDB
11.32
UCB
12.53
PEG Ratio
INDB
1.14
Winner
UCB
0.40
Dividend Yield
INDB
2.92%
Winner
UCB
2.97%
5Y Dividends CAGR
Winner
INDB
10.03%
UCB
6.21%
5Y EPS CAGR
Winner
INDB
4.16%
UCB
3.24%
Debt to Equity
Winner
INDB
0.00%
UCB
3.30%
Free Cash Flow Yield
Winner
INDB
8.62%
UCB
8.25%

INDB vs UCB - Historical Returns

Returns include dividend reinvestment.

1M
Winner
INDB
+4.43%
UCB
+1.58%
3M
INDB
+10.91%
Winner
UCB
+11.40%
6M
Winner
INDB
+6.93%
UCB
+3.13%
1Y
Winner
INDB
+36.93%
UCB
+21.97%
5Y(CAGR)
Winner
INDB
+4.91%
UCB
+3.96%
10Y(CAGR)
Winner
INDB
+9.15%
UCB
+8.63%
Max(CAGR)
Winner
INDB
+9.87%
UCB
-1.45%

INDB vs UCB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearINDBUCB
2026+11.70%+6.11%
2025+19.78%+2.28%
2024+2.44%+14.60%
2023-17.02%-10.20%
2022+3.94%-4.05%
2021+15.04%+30.70%
2020-9.78%-4.96%
2019+18.14%+44.66%
2018+3.24%-21.80%
2017+1.19%-3.90%
2016+58.20%+57.61%
2015+13.16%+5.47%
2014+14.22%+8.11%
2013+34.53%+78.21%
2012+6.28%+30.57%
2011-0.44%-28.31%
2010+31.22%-43.97%
2009-17.19%-73.51%
2008+3.50%-10.13%
2007-22.69%-51.25%
2006+25.42%+22.50%
2005-11.86%-1.28%
2004+21.49%+22.82%
2003+24.60%+29.82%
2002+6.74%+11.86%
2001+81.79%N/A
2000+2.42%N/A
1999-5.83%N/A

INDB vs UCB Drawdown Comparison

The maximum drawdown for INDB was -68.87%, occurring on Mar 9, 2009. Recovery took 1526 trading sessions.

The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.

The current INDB drawdown is -4.95%. The current UCB drawdown is -71.70%.

RankINDBUCB
#1-68.87%
Dec 27, 2006 - Jan 22, 2013
-95.98%
Mar 7, 2007 - Nov 15, 2010
#2-52.59%
Mar 12, 2021 - Feb 3, 2026
-26.47%
May 20, 2002 - Aug 14, 2003
#3-42.91%
Sep 7, 2018 - Feb 24, 2021
-24.88%
Dec 1, 2004 - Oct 31, 2005
#4-33.80%
Apr 16, 2002 - Aug 12, 2003
-15.10%
Mar 28, 2002 - May 14, 2002
#5-31.92%
Nov 3, 1999 - Aug 11, 2000
-13.62%
Jun 30, 2004 - Nov 10, 2004
#6-30.44%
Sep 20, 2000 - Feb 13, 2001
-13.31%
Nov 10, 2005 - Jun 30, 2006
#7-29.03%
Dec 1, 2004 - Nov 15, 2006
-12.56%
Jan 20, 2004 - Apr 2, 2004
#8-27.91%
Aug 21, 2001 - Nov 20, 2001
-10.95%
Apr 12, 2004 - Jun 30, 2004
#9-20.30%
Nov 27, 2015 - Aug 5, 2016
-10.92%
Aug 3, 2006 - Nov 16, 2006
#10-17.28%
Feb 10, 2004 - Sep 9, 2004
-9.30%
Jul 3, 2006 - Jul 28, 2006
#11-15.54%
Jan 4, 2017 - Jul 21, 2017
-9.19%
Aug 21, 2003 - Oct 14, 2003
#12-14.30%
Feb 6, 2026 - Mar 18, 2026
-8.04%
Feb 7, 2007 - Mar 7, 2007
#13-13.73%
Jul 20, 2015 - Nov 6, 2015
-6.60%
Nov 25, 2003 - Dec 29, 2003
#14-13.47%
Apr 1, 2014 - Oct 31, 2014
-6.22%
Nov 30, 2006 - Feb 6, 2007
#15-12.73%
Dec 30, 2014 - Mar 16, 2015
-6.20%
Aug 14, 2003 - Aug 20, 2003

Correlation

Correlation between INDB and UCB is -0.33 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.33
-101

Dividend Comparison (1999 - 2026)

INDB vs UCB dividend yield comparison.

YearINDBUCB
20260.79%1.52%
20253.23%3.14%
20243.55%2.91%
20233.34%3.14%
20222.46%2.54%
20212.35%2.17%
20202.52%2.53%
20192.11%2.20%
20182.16%2.70%
20171.83%1.35%
20161.65%1.01%
20152.24%1.13%
20142.24%0.58%
20132.25%0.00%
20122.90%0.00%
20112.78%0.00%
20102.66%0.00%
20093.45%3.89%
20082.75%2.75%
20072.50%2.28%
20061.78%0.99%
20052.10%1.05%
20041.66%0.89%
20031.84%0.91%
20022.11%1.03%
20012.05%0.00%
20003.20%0.00%
19990.80%0.00%

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