HTBK vs YALA

Comparison between Heritage Commerce Corp (HTBK, Company) and Yalla Group Ltd (YALA, Company).

HTBK is from the Financial Services sector, while YALA is from the Technology sector.

5-Year PerformanceHTBK has outperformed YALA, delivering a return of +9.7% compared to -21.7%

HTBK vs YALA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HTBK(COMPANY)	YALA(COMPANY)
Market Cap	$825M	$824M
Max Drawdown	90.83%	92.42%
Sharpe Ratio	1.71	-0.46
5Y Beta	0.78	0.68
Industry	Banks - Regional	Software - Application
P/E Ratio	17.27	5.56
Forward P/E	11.05	14.16
PEG Ratio	0.97	0.41
Dividend Yield	3.98%	N/A
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	5.73%	93.49%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	7.42%	16.46%

Market Cap

Winner

HTBK

$825M

YALA

$824M

Max Drawdown

Winner

HTBK

90.83%

YALA

92.42%

Sharpe Ratio

Winner

HTBK

1.71

YALA

-0.46

5Y Beta

HTBK

0.78

Winner

YALA

0.68

Industry

HTBK

Banks - Regional

YALA

Software - Application

P/E Ratio

HTBK

17.27

Winner

YALA

5.56

Forward P/E

Winner

HTBK

11.05

YALA

14.16

PEG Ratio

HTBK

0.97

Winner

YALA

0.41

Dividend Yield

HTBK

3.98%

YALA

N/A

5Y Dividends CAGR

HTBK

4.56%

YALA

N/A

5Y EPS CAGR

HTBK

5.73%

Winner

YALA

93.49%

Debt to Equity

HTBK

0.00%

YALA

0.00%

Free Cash Flow Yield

HTBK

7.42%

Winner

YALA

16.46%

HTBK vs YALA - Historical Returns

Returns include dividend reinvestment.

Period	HTBK	YALA
1 month	+0.00%	-22.01%
3 months	+13.17%	-16.19%
6 months	+10.14%	-24.14%
1 year	+52.96%	-16.98%
5 years(CAGR)	+9.72%	-21.66%
10 years(CAGR)	+7.56%	N/A
Max(CAGR)	+1.61%	-4.82%

Winner

HTBK

+0.00%

YALA

-22.01%

Winner

HTBK

+13.17%

YALA

-16.19%

Winner

HTBK

+10.14%

YALA

-24.14%

Winner

HTBK

+52.96%

YALA

-16.98%

5Y(CAGR)

Winner

HTBK

+9.72%

YALA

-21.66%

10Y(CAGR)

HTBK

+7.56%

YALA

N/A

Max(CAGR)

Winner

HTBK

+1.61%

YALA

-4.82%

HTBK vs YALA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HTBK	YALA
2026	+13.79%	-25.21%
2025	+37.16%	+71.36%
2024	+0.85%	-31.19%
2023	-18.73%	+66.58%
2022	+15.08%	-47.92%
2021	+42.21%	-55.86%
2020	-26.10%	+104.71%
2019	+13.13%	N/A
2018	-23.89%	N/A
2017	+11.80%	N/A
2016	+29.69%	N/A
2015	+39.49%	N/A
2014	+8.88%	N/A
2013	+18.18%	N/A
2012	+47.57%	N/A
2011	+5.10%	N/A
2010	+7.91%	N/A
2009	-64.66%	N/A
2008	-34.23%	N/A
2007	-30.14%	N/A
2006	+23.41%	N/A
2005	+16.29%	N/A
2004	+55.77%	N/A
2003	+42.20%	N/A
2002	+9.23%	N/A
2001	-17.89%	N/A
2000	-42.19%	N/A
1999	+0.76%	N/A

HTBK vs YALA Drawdown Comparison

The maximum drawdown for HTBK was -90.46%, occurring on Nov 9, 2009. This drawdown has not yet recovered.

The maximum drawdown for YALA was -92.42%, occurring on Oct 24, 2022. This drawdown has not yet recovered.

The current HTBK drawdown is -11.61%. The current YALA drawdown is -87.00%.

Rank	HTBK	YALA
#1	-90.46% Feb 8, 2007 - Nov 9, 2009	-92.42% Feb 11, 2021 - Oct 24, 2022
#2	-59.41% Nov 30, 1999 - Oct 11, 2004	-28.88% Dec 10, 2020 - Jan 25, 2021
#3	-11.35% Sep 16, 2005 - Oct 28, 2005	-24.89% Nov 9, 2020 - Nov 30, 2020
#4	-10.27% Nov 30, 2004 - Jul 28, 2005	-13.78% Oct 8, 2020 - Nov 6, 2020
#5	-10.09% Mar 31, 2006 - Oct 16, 2006	-13.37% Nov 30, 2020 - Dec 4, 2020
#6	-7.82% Nov 22, 2005 - Feb 17, 2006	-10.51% Jan 26, 2021 - Feb 1, 2021
#7	-6.65% Dec 27, 2006 - Feb 8, 2007	-10.03% Feb 8, 2021 - Feb 11, 2021
#8	-5.61% Nov 10, 2005 - Nov 21, 2005	-5.99% Dec 8, 2020 - Dec 10, 2020
#9	-5.54% Aug 3, 2005 - Sep 1, 2005	-5.71% Sep 30, 2020 - Oct 6, 2020
#10	-5.44% Nov 3, 1999 - Nov 17, 1999	-1.36% Feb 2, 2021 - Feb 4, 2021
#11	-4.55% Oct 11, 2004 - Oct 27, 2004	-0.93% Dec 4, 2020 - Dec 8, 2020
#12	-4.36% Oct 16, 2006 - Nov 6, 2006	N/A
#13	-4.28% Nov 21, 2006 - Dec 26, 2006	N/A
#14	-3.54% Feb 24, 2006 - Mar 14, 2006	N/A
#15	-2.58% Feb 17, 2006 - Feb 22, 2006	N/A