HTBK vs CTLP

Comparison between Heritage Commerce Corp (HTBK, Company) and Cantaloupe Inc (CTLP, Company).

HTBK is from the Financial Services sector, while CTLP is from the Technology sector.

5-Year PerformanceHTBK has outperformed CTLP, delivering a return of +8.1% compared to +0.2%

HTBK vs CTLP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HTBK(COMPANY)	CTLP(COMPANY)
Market Cap	$825M	$826M
Max Drawdown	90.83%	99.91%
Sharpe Ratio	1.48	1.22
5Y Beta	0.79	N/A
Industry	Banks - Regional	Software - Infrastructure
P/E Ratio	17.27	221.70
Forward P/E	11.05	25.45
PEG Ratio	0.97	N/A
Dividend Yield	3.98%	N/A
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	5.73%	N/A
Debt to Equity	0.00%	14.86%
Free Cash Flow Yield	7.42%	3.81%
P/S Ratio	4.23	N/A
P/B Ratio	1.17	N/A

Market Cap

HTBK

$825M

Winner

CTLP

$826M

Max Drawdown

Winner

HTBK

90.83%

CTLP

99.91%

Sharpe Ratio

Winner

HTBK

1.48

CTLP

1.22

5Y Beta

HTBK

0.79

CTLP

N/A

Industry

HTBK

Banks - Regional

CTLP

Software - Infrastructure

P/E Ratio

Winner

HTBK

17.27

CTLP

221.70

Forward P/E

Winner

HTBK

11.05

CTLP

25.45

PEG Ratio

HTBK

0.97

CTLP

N/A

Dividend Yield

HTBK

3.98%

CTLP

N/A

5Y Dividends CAGR

HTBK

4.56%

CTLP

N/A

5Y EPS CAGR

HTBK

5.73%

CTLP

N/A

Debt to Equity

Winner

HTBK

0.00%

CTLP

14.86%

Free Cash Flow Yield

Winner

HTBK

7.42%

CTLP

3.81%

P/S Ratio

HTBK

4.23

CTLP

N/A

P/B Ratio

HTBK

1.17

CTLP

N/A

HTBK vs CTLP - Historical Returns

Returns include dividend reinvestment.

Period	HTBK	CTLP
1 month	+0.00%	+3.99%
3 months	+11.68%	+6.97%
6 months	+13.98%	+6.16%
1 year	+47.67%	+35.43%
5 years(CAGR)	+8.05%	+0.22%
10 years(CAGR)	+6.92%	+9.24%
Max(CAGR)	+1.61%	-9.58%

HTBK

+0.00%

Winner

CTLP

+3.99%

Winner

HTBK

+11.68%

CTLP

+6.97%

Winner

HTBK

+13.98%

CTLP

+6.16%

Winner

HTBK

+47.67%

CTLP

+35.43%

5Y(CAGR)

Winner

HTBK

+8.05%

CTLP

+0.22%

10Y(CAGR)

HTBK

+6.92%

Winner

CTLP

+9.24%

Max(CAGR)

Winner

HTBK

+1.61%

CTLP

-9.58%

HTBK vs CTLP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HTBK	CTLP
2026	+13.79%	+4.87%
2025	+37.16%	+13.83%
2024	+0.85%	+29.74%
2023	-18.73%	+69.95%
2022	+15.08%	-49.12%
2021	+42.21%	-16.54%
2020	-26.10%	+42.78%
2019	+13.13%	+87.82%
2018	-23.89%	-60.10%
2017	+11.80%	+132.14%
2016	+29.69%	+43.81%
2015	+39.49%	+90.12%
2014	+8.88%	-12.97%
2013	+18.18%	-4.23%
2012	+47.57%	+53.98%
2011	+5.10%	+3.70%
2010	+7.91%	-36.42%
2009	-64.66%	-32.78%
2008	-34.23%	-56.04%
2007	-30.14%	-31.25%
2006	+23.41%	-33.49%
2005	+16.29%	-12.60%
2004	+55.77%	-18.75%
2003	+42.20%	-14.29%
2002	+9.23%	-60.22%
2001	-17.89%	-55.88%
2000	-42.19%	-60.34%
1999	+0.76%	+37.04%

HTBK vs CTLP Drawdown Comparison

The maximum drawdown for HTBK was -90.46%, occurring on Nov 9, 2009. This drawdown has not yet recovered.

The maximum drawdown for CTLP was -99.91%, occurring on Jul 2, 2010. This drawdown has not yet recovered.

The current HTBK drawdown is -11.61%. The current CTLP drawdown is -97.87%.

Rank	HTBK	CTLP
#1	-90.46% Feb 8, 2007 - Nov 9, 2009	-99.91% Dec 1, 1999 - Jul 2, 2010
#2	-59.41% Nov 30, 1999 - Oct 11, 2004	-17.45% Nov 11, 1999 - Nov 29, 1999
#3	-11.35% Sep 16, 2005 - Oct 28, 2005	-7.43% Nov 3, 1999 - Nov 10, 1999
#4	-10.27% Nov 30, 2004 - Jul 28, 2005	N/A
#5	-10.09% Mar 31, 2006 - Oct 16, 2006	N/A
#6	-7.82% Nov 22, 2005 - Feb 17, 2006	N/A
#7	-6.65% Dec 27, 2006 - Feb 8, 2007	N/A
#8	-5.61% Nov 10, 2005 - Nov 21, 2005	N/A
#9	-5.54% Aug 3, 2005 - Sep 1, 2005	N/A
#10	-5.44% Nov 3, 1999 - Nov 17, 1999	N/A
#11	-4.55% Oct 11, 2004 - Oct 27, 2004	N/A
#12	-4.36% Oct 16, 2006 - Nov 6, 2006	N/A
#13	-4.28% Nov 21, 2006 - Dec 26, 2006	N/A
#14	-3.54% Feb 24, 2006 - Mar 14, 2006	N/A
#15	-2.58% Feb 17, 2006 - Feb 22, 2006	N/A