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HTBK vs SPY

Comparison between Heritage Commerce Corp (HTBK, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed HTBK, delivering a return of +13.4% compared to +8.1%

HTBK vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
HTBK
$825M
Winner
SPY
$784B
Expense Ratio
HTBK
N/A
SPY
0.09%
Max Drawdown
HTBK
90.83%
Winner
SPY
56.47%
Sharpe Ratio
HTBK
1.48
Winner
SPY
1.56
5Y Beta
Winner
HTBK
0.79
SPY
1.00
Industry
HTBK
Banks - Regional
SPY
N/A
P/E Ratio
Winner
HTBK
17.27
SPY
28.29
Forward P/E
Winner
HTBK
11.05
SPY
21.75
PEG Ratio
HTBK
0.97
SPY
N/A
Dividend Yield
HTBK
3.98%
SPY
N/A
5Y Dividends CAGR
HTBK
4.56%
Winner
SPY
5.43%
5Y EPS CAGR
HTBK
5.73%
Winner
SPY
25.98%
Debt to Equity
Winner
HTBK
0.00%
SPY
30.79%
Free Cash Flow Yield
HTBK
7.42%
SPY
N/A
P/S Ratio
HTBK
4.23
Winner
SPY
3.79
P/B Ratio
Winner
HTBK
1.17
SPY
5.67

HTBK vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
HTBK
+0.00%
Winner
SPY
+0.48%
3M
Winner
HTBK
+11.68%
SPY
+11.67%
6M
Winner
HTBK
+13.98%
SPY
+9.42%
1Y
Winner
HTBK
+47.67%
SPY
+24.27%
5Y(CAGR)
HTBK
+8.05%
Winner
SPY
+13.36%
10Y(CAGR)
HTBK
+6.92%
Winner
SPY
+15.42%
Max(CAGR)
HTBK
+1.61%
Winner
SPY
+8.49%

HTBK vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearHTBKSPY
2026+13.79%+8.88%
2025+37.16%+18.00%
2024+0.85%+25.59%
2023-18.73%+26.72%
2022+15.08%-18.64%
2021+42.21%+30.52%
2020-26.10%+17.28%
2019+13.13%+31.09%
2018-23.89%-5.24%
2017+11.80%+20.78%
2016+29.69%+13.59%
2015+39.49%+1.31%
2014+8.88%+14.56%
2013+18.18%+29.00%
2012+47.57%+14.17%
2011+5.10%+0.85%
2010+7.91%+13.14%
2009-64.66%+22.67%
2008-34.23%-36.25%
2007-30.14%+5.32%
2006+23.41%+13.85%
2005+16.29%+5.32%
2004+55.77%+10.75%
2003+42.20%+24.18%
2002+9.23%-22.42%
2001-17.89%-10.13%
2000-42.19%-8.84%
1999+0.76%+8.61%

HTBK vs SPY Drawdown Comparison

The maximum drawdown for HTBK was -90.46%, occurring on Nov 9, 2009. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current HTBK drawdown is -11.61%. The current SPY drawdown is -2.35%.

RankHTBKSPY
#1-90.46%
Feb 8, 2007 - Nov 9, 2009		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-59.41%
Nov 30, 1999 - Oct 11, 2004		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-11.35%
Sep 16, 2005 - Oct 28, 2005		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-10.27%
Nov 30, 2004 - Jul 28, 2005		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-10.09%
Mar 31, 2006 - Oct 16, 2006		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-7.82%
Nov 22, 2005 - Feb 17, 2006		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-6.65%
Dec 27, 2006 - Feb 8, 2007		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-5.61%
Nov 10, 2005 - Nov 21, 2005		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-5.54%
Aug 3, 2005 - Sep 1, 2005		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-5.44%
Nov 3, 1999 - Nov 17, 1999		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-4.55%
Oct 11, 2004 - Oct 27, 2004		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-4.36%
Oct 16, 2006 - Nov 6, 2006		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-4.28%
Nov 21, 2006 - Dec 26, 2006		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-3.54%
Feb 24, 2006 - Mar 14, 2006		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-2.58%
Feb 17, 2006 - Feb 22, 2006		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between HTBK and SPY is 0.38 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.38
-101

Dividend Comparison (1999 - 2026)

HTBK vs SPY dividend yield comparison.

YearHTBKSPY
20261.93%0.24%
20254.33%1.07%
20245.54%1.21%
20235.24%1.40%
20225.00%1.65%
20214.36%1.20%
20205.86%1.52%
20193.74%1.75%
20183.88%2.04%
20172.61%1.80%
20162.49%2.03%
20152.68%2.06%
20142.04%1.87%
20130.73%1.81%
20120.00%2.18%
20110.00%2.05%
20100.00%1.80%
20090.50%1.95%
20082.85%3.02%
20071.41%1.85%
20060.75%1.73%
20050.00%1.73%
20040.00%1.82%
20030.00%1.47%
20020.00%1.70%
20010.00%1.25%
20000.00%1.15%
19990.00%0.24%

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