GSBC vs NAVI

Comparison between Great Southern Bancorp Inc (GSBC, Company) and Navient Corp (NAVI, Company).

Both GSBC and NAVI are from the Financial Services sector.

5-Year PerformanceGSBC has outperformed NAVI, delivering a return of +8.2% compared to -12.1%

GSBC vs NAVI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	GSBC(COMPANY)	NAVI(COMPANY)
Market Cap	$771M	$771M
Max Drawdown	83.57%	77.85%
Sharpe Ratio	1.11	-1.13
5Y Beta	0.77	1.01
Industry	Banks - Regional	Credit Services
P/E Ratio	11.10	-14.04
Forward P/E	12.12	11.03
PEG Ratio	0.83	0.14
Dividend Yield	2.33%	8.24%
5Y Dividends CAGR	8.97%	4.56%
5Y EPS CAGR	7.11%	N/A
Debt to Equity	0.00%	1896.17%
Free Cash Flow Yield	9.97%	41.87%
P/S Ratio	3.37	2.32
P/B Ratio	1.22	0.32

Market Cap

GSBC

$771M

Winner

NAVI

$771M

Max Drawdown

GSBC

83.57%

Winner

NAVI

77.85%

Sharpe Ratio

Winner

GSBC

1.11

NAVI

-1.13

5Y Beta

Winner

GSBC

0.77

NAVI

1.01

Industry

GSBC

Banks - Regional

NAVI

Credit Services

P/E Ratio

GSBC

11.10

Winner

NAVI

-14.04

Forward P/E

GSBC

12.12

Winner

NAVI

11.03

PEG Ratio

GSBC

0.83

Winner

NAVI

0.14

Dividend Yield

GSBC

2.33%

Winner

NAVI

8.24%

5Y Dividends CAGR

Winner

GSBC

8.97%

NAVI

4.56%

5Y EPS CAGR

GSBC

7.11%

NAVI

N/A

Debt to Equity

Winner

GSBC

0.00%

NAVI

1896.17%

Free Cash Flow Yield

GSBC

9.97%

Winner

NAVI

41.87%

P/S Ratio

GSBC

3.37

Winner

NAVI

2.32

P/B Ratio

GSBC

1.22

Winner

NAVI

0.32

GSBC vs NAVI - Historical Returns

Returns include dividend reinvestment.

Period	GSBC	NAVI
1 month	+5.27%	-8.50%
3 months	+19.13%	-5.10%
6 months	+20.43%	-34.43%
1 year	+35.15%	-37.88%
5 years(CAGR)	+8.22%	-12.11%
10 years(CAGR)	+9.41%	-0.78%
Max(CAGR)	+10.37%	-1.70%

Winner

GSBC

+5.27%

NAVI

-8.50%

Winner

GSBC

+19.13%

NAVI

-5.10%

Winner

GSBC

+20.43%

NAVI

-34.43%

Winner

GSBC

+35.15%

NAVI

-37.88%

5Y(CAGR)

Winner

GSBC

+8.22%

NAVI

-12.11%

10Y(CAGR)

Winner

GSBC

+9.41%

NAVI

-0.78%

Max(CAGR)

Winner

GSBC

+10.37%

NAVI

-1.70%

GSBC vs NAVI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	GSBC	NAVI
2026	+20.39%	-36.43%
2025	+8.10%	+4.38%
2024	+2.22%	-25.09%
2023	+3.34%	+16.94%
2022	+3.26%	-20.34%
2021	+24.91%	+120.66%
2020	-18.55%	-22.98%
2019	+39.06%	+54.65%
2018	-7.81%	-32.03%
2017	-3.08%	-16.08%
2016	+27.49%	+49.68%
2015	+19.70%	-45.25%
2014	+36.34%	+30.43%
2013	+16.11%	N/A
2012	+9.35%	N/A
2011	+0.94%	N/A
2010	+10.26%	N/A
2009	+97.13%	N/A
2008	-40.34%	N/A
2007	-22.94%	N/A
2006	+8.89%	N/A
2005	-20.66%	N/A
2004	+49.59%	N/A
2003	+26.68%	N/A
2002	+24.15%	N/A
2001	+99.46%	N/A
2000	-27.32%	N/A
1999	-0.27%	N/A

GSBC vs NAVI Drawdown Comparison

The maximum drawdown for GSBC was -81.58%, occurring on Nov 21, 2008. Recovery took 2409 trading sessions.

The maximum drawdown for NAVI was -71.57%, occurring on Mar 18, 2020. Recovery took 1598 trading sessions.

The current NAVI drawdown is -58.86%.

Rank	GSBC	NAVI
#1	-81.58% Dec 1, 2004 - Jun 27, 2014	-71.57% Dec 22, 2014 - Apr 29, 2021
#2	-45.86% Dec 19, 2019 - Nov 23, 2021	-61.60% Sep 17, 2021 - Jun 3, 2026
#3	-32.57% Nov 10, 2015 - Dec 5, 2016	-8.30% Jun 16, 2021 - Jul 12, 2021
#4	-32.53% Dec 20, 1999 - Mar 30, 2001	-7.76% May 1, 2014 - Jun 11, 2014
#5	-26.89% Jul 23, 2018 - Jun 13, 2019	-6.33% Jul 14, 2014 - Sep 18, 2014
#6	-24.45% Aug 24, 2001 - Apr 16, 2002	-4.84% May 7, 2021 - May 17, 2021
#7	-23.42% Nov 6, 2024 - Dec 12, 2025	-4.38% Sep 24, 2014 - Oct 17, 2014
#8	-23.17% Aug 16, 2022 - Dec 26, 2023	-3.81% Jul 12, 2021 - Jul 21, 2021
#9	-18.89% Dec 27, 2023 - Jul 16, 2024	-3.50% Jul 21, 2021 - Aug 2, 2021
#10	-16.55% Jul 26, 2024 - Nov 6, 2024	-3.07% Dec 9, 2014 - Dec 18, 2014
#11	-15.56% Oct 11, 2017 - May 16, 2018	-2.70% Nov 3, 2014 - Nov 6, 2014
#12	-14.37% Jul 9, 2002 - Jul 11, 2003	-2.59% Apr 17, 2014 - May 1, 2014
#13	-14.26% Dec 9, 2016 - Sep 27, 2017	-2.00% Sep 13, 2021 - Sep 17, 2021
#14	-12.68% May 3, 2002 - Jun 25, 2002	-1.91% Apr 29, 2021 - May 6, 2021
#15	-11.89% Sep 16, 2004 - Nov 4, 2004	-1.83% May 24, 2021 - May 26, 2021

Correlation

Correlation between GSBC and NAVI is 0.47 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.47

-101

Dividend Comparison (2000 - 2026)

GSBC vs NAVI dividend yield comparison.

Year	GSBC	NAVI
2026	0.59%	4.10%
2025	2.70%	4.92%
2024	2.68%	4.82%
2023	2.70%	3.44%
2022	2.62%	3.89%
2021	2.36%	3.02%
2020	4.83%	6.52%
2019	3.27%	4.68%
2018	2.61%	7.26%
2017	1.82%	4.80%
2016	1.61%	3.90%
2015	1.90%	5.59%
2014	2.02%	2.08%
2013	2.37%	0.00%
2012	2.83%	0.00%
2011	3.05%	0.00%
2010	3.05%	0.00%
2009	3.37%	0.00%
2008	6.29%	0.00%
2007	3.10%	0.00%
2006	2.03%	0.00%
2005	1.88%	0.00%
2004	1.26%	0.00%
2003	1.53%	0.00%
2002	1.89%	0.00%
2001	1.64%	0.00%
2000	3.20%	0.00%