NAVI vs MITK

Comparison between Navient Corp (NAVI, Company) and Mitek Systems Inc (MITK, Company).

NAVI is from the Financial Services sector, while MITK is from the Technology sector.

5-Year PerformanceMITK has outperformed NAVI, delivering a return of -2.3% compared to -12.1%

NAVI vs MITK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NAVI(COMPANY)	MITK(COMPANY)
Market Cap	$771M	$771M
Max Drawdown	77.85%	99.67%
Sharpe Ratio	-1.13	1.02
5Y Beta	1.01	1.11
Industry	Credit Services	Software - Application
P/E Ratio	-14.04	46.83
Forward P/E	11.03	9.13
PEG Ratio	0.14	1.89
Dividend Yield	8.24%	N/A
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	N/A	14.31%
Debt to Equity	1896.17%	20.88%
Free Cash Flow Yield	41.87%	5.78%
P/S Ratio	2.32	4.09
P/B Ratio	0.32	3.24

Market Cap

Winner

NAVI

$771M

MITK

$771M

Max Drawdown

Winner

NAVI

77.85%

MITK

99.67%

Sharpe Ratio

NAVI

-1.13

Winner

MITK

1.02

5Y Beta

Winner

NAVI

1.01

MITK

1.11

Industry

NAVI

Credit Services

MITK

Software - Application

P/E Ratio

Winner

NAVI

-14.04

MITK

46.83

Forward P/E

NAVI

11.03

Winner

MITK

9.13

PEG Ratio

Winner

NAVI

0.14

MITK

1.89

Dividend Yield

NAVI

8.24%

MITK

N/A

5Y Dividends CAGR

NAVI

4.56%

MITK

N/A

5Y EPS CAGR

NAVI

N/A

MITK

14.31%

Debt to Equity

NAVI

1896.17%

Winner

MITK

20.88%

Free Cash Flow Yield

Winner

NAVI

41.87%

MITK

5.78%

P/S Ratio

Winner

NAVI

2.32

MITK

4.09

P/B Ratio

Winner

NAVI

0.32

MITK

3.24

NAVI vs MITK - Historical Returns

Returns include dividend reinvestment.

Period	NAVI	MITK
1 month	-8.50%	-3.31%
3 months	-5.10%	-2.04%
6 months	-34.43%	+60.11%
1 year	-37.88%	+51.78%
5 years(CAGR)	-12.11%	-2.35%
10 years(CAGR)	-0.78%	+6.67%
Max(CAGR)	-1.70%	+5.19%

NAVI

-8.50%

Winner

MITK

-3.31%

NAVI

-5.10%

Winner

MITK

-2.04%

NAVI

-34.43%

Winner

MITK

+60.11%

NAVI

-37.88%

Winner

MITK

+51.78%

5Y(CAGR)

NAVI

-12.11%

Winner

MITK

-2.35%

10Y(CAGR)

NAVI

-0.78%

Winner

MITK

+6.67%

Max(CAGR)

NAVI

-1.70%

Winner

MITK

+5.19%

NAVI vs MITK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NAVI	MITK
2026	-36.43%	+49.35%
2025	+4.38%	-3.03%
2024	-25.09%	-13.65%
2023	+16.94%	+34.29%
2022	-20.34%	-45.53%
2021	+120.66%	+7.77%
2020	-22.98%	+127.37%
2019	+54.65%	-32.12%
2018	-32.03%	+21.46%
2017	-16.08%	+46.72%
2016	+49.68%	+50.00%
2015	-45.25%	+29.25%
2014	+30.43%	-41.62%
2013	N/A	+80.00%
2012	N/A	-55.35%
2011	N/A	+20.83%
2010	N/A	+646.91%
2009	N/A	+740.00%
2008	N/A	-81.58%
2007	N/A	-61.76%
2006	N/A	-29.86%
2005	N/A	+248.89%
2004	N/A	-81.63%
2003	N/A	+100.80%
2002	N/A	-19.55%
2001	N/A	+157.78%
2000	N/A	-86.96%
1999	N/A	+11.30%

NAVI vs MITK Drawdown Comparison

The maximum drawdown for NAVI was -71.57%, occurring on Mar 18, 2020. Recovery took 1598 trading sessions.

The maximum drawdown for MITK was -99.67%, occurring on Feb 9, 2009. Recovery took 5223 trading sessions.

The current NAVI drawdown is -58.86%. The current MITK drawdown is -35.35%.

Rank	NAVI	MITK
#1	-71.57% Dec 22, 2014 - Apr 29, 2021	-99.67% Mar 14, 2000 - Dec 15, 2020
#2	-61.60% Sep 17, 2021 - Jun 3, 2026	-69.13% Sep 3, 2021 - Apr 8, 2025
#3	-8.30% Jun 16, 2021 - Jul 12, 2021	-26.59% Dec 22, 2020 - Jun 16, 2021
#4	-7.76% May 1, 2014 - Jun 11, 2014	-21.74% Feb 16, 2000 - Mar 8, 2000
#5	-6.33% Jul 14, 2014 - Sep 18, 2014	-15.84% Dec 13, 1999 - Jan 18, 2000
#6	-4.84% May 7, 2021 - May 17, 2021	-11.72% Jan 26, 2000 - Feb 7, 2000
#7	-4.38% Sep 24, 2014 - Oct 17, 2014	-11.28% Nov 1, 1999 - Nov 30, 1999
#8	-3.81% Jul 12, 2021 - Jul 21, 2021	-7.15% Jul 30, 2021 - Aug 27, 2021
#9	-3.50% Jul 21, 2021 - Aug 2, 2021	-6.24% Jun 24, 2021 - Jul 22, 2021
#10	-3.07% Dec 9, 2014 - Dec 18, 2014	-5.38% Jan 18, 2000 - Jan 25, 2000
#11	-2.70% Nov 3, 2014 - Nov 6, 2014	-4.49% Jul 26, 2021 - Jul 30, 2021
#12	-2.59% Apr 17, 2014 - May 1, 2014	-4.40% Nov 30, 1999 - Dec 3, 1999
#13	-2.00% Sep 13, 2021 - Sep 17, 2021	-2.63% Jun 17, 2021 - Jun 24, 2021
#14	-1.91% Apr 29, 2021 - May 6, 2021	-2.60% Mar 10, 2000 - Mar 14, 2000
#15	-1.83% May 24, 2021 - May 26, 2021	-1.05% Mar 8, 2000 - Mar 10, 2000