FRAF vs CDZI

Comparison between Franklin Financial Services Corp (FRAF, Company) and Cadiz Inc (CDZI, Company).

FRAF is from the Financial Services sector, while CDZI is from the Utilities sector.

5-Year PerformanceFRAF has outperformed CDZI, delivering a return of +17.3% compared to -25.4%

FRAF vs CDZI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FRAF(COMPANY)	CDZI(COMPANY)
Market Cap	$277M	$278M
Max Drawdown	65.11%	99.51%
Sharpe Ratio	1.46	0.37
5Y Beta	0.42	1.44
Industry	Banks - Regional	Utilities - Regulated Water
P/E Ratio	11.55	-8.28
Forward P/E	12.00	13.97
PEG Ratio	0.11	1.51
Dividend Yield	2.14%	N/A
5Y Dividends CAGR	13.02%	N/A
5Y EPS CAGR	8.04%	-8.84%
Debt to Equity	0.00%	548.48%
Free Cash Flow Yield	14.69%	-9.82%
P/S Ratio	3.13	18.62
P/B Ratio	1.55	17.99

Market Cap

FRAF

$277M

Winner

CDZI

$278M

Max Drawdown

Winner

FRAF

65.11%

CDZI

99.51%

Sharpe Ratio

Winner

FRAF

1.46

CDZI

0.37

5Y Beta

Winner

FRAF

0.42

CDZI

1.44

Industry

FRAF

Banks - Regional

CDZI

Utilities - Regulated Water

P/E Ratio

FRAF

11.55

Winner

CDZI

-8.28

Forward P/E

Winner

FRAF

12.00

CDZI

13.97

PEG Ratio

Winner

FRAF

0.11

CDZI

1.51

Dividend Yield

FRAF

2.14%

CDZI

N/A

5Y Dividends CAGR

FRAF

13.02%

CDZI

N/A

5Y EPS CAGR

Winner

FRAF

8.04%

CDZI

-8.84%

Debt to Equity

Winner

FRAF

0.00%

CDZI

548.48%

Free Cash Flow Yield

Winner

FRAF

14.69%

CDZI

-9.82%

P/S Ratio

Winner

FRAF

3.13

CDZI

18.62

P/B Ratio

Winner

FRAF

1.55

CDZI

17.99

FRAF vs CDZI - Historical Returns

Returns include dividend reinvestment.

Period	FRAF	CDZI
1 month	+0.58%	-21.20%
3 months	+11.82%	-33.05%
6 months	+31.94%	-52.19%
1 year	+49.59%	+6.04%
5 years(CAGR)	+17.27%	-25.42%
10 years(CAGR)	+14.15%	-7.45%
Max(CAGR)	+9.87%	-14.55%

Winner

FRAF

+0.58%

CDZI

-21.20%

Winner

FRAF

+11.82%

CDZI

-33.05%

Winner

FRAF

+31.94%

CDZI

-52.19%

Winner

FRAF

+49.59%

CDZI

+6.04%

5Y(CAGR)

Winner

FRAF

+17.27%

CDZI

-25.42%

10Y(CAGR)

Winner

FRAF

+14.15%

CDZI

-7.45%

Max(CAGR)

Winner

FRAF

+9.87%

CDZI

-14.55%

FRAF vs CDZI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FRAF	CDZI
2026	+28.92%	-45.52%
2025	+77.35%	+10.65%
2024	+0.02%	+79.31%
2023	-7.68%	+8.95%
2022	+13.44%	-40.76%
2021	+27.59%	-63.27%
2020	-27.07%	-2.65%
2019	+28.84%	+7.41%
2018	-14.55%	-27.46%
2017	+33.45%	+16.33%
2016	+26.83%	+117.01%
2015	+10.47%	-51.65%
2014	+34.09%	+58.87%
2013	+27.44%	-16.35%
2012	+19.77%	-16.19%
2011	-30.75%	-23.33%
2010	+14.35%	+3.41%
2009	-8.41%	-9.52%
2008	-23.49%	-37.92%
2007	-5.13%	-8.50%
2006	+14.36%	+9.29%
2005	-3.86%	+55.23%
2004	-19.00%	+196.88%
2003	+32.26%	-66.00%
2002	+14.28%	-93.28%
2001	+64.00%	-8.34%
2000	N/A	-0.67%
1999	N/A	+12.56%

FRAF vs CDZI Drawdown Comparison

The maximum drawdown for FRAF was -51.26%, occurring on Mar 4, 2009. Recovery took 2633 trading sessions.

The maximum drawdown for CDZI was -99.51%, occurring on Jul 22, 2003. This drawdown has not yet recovered.

The current FRAF drawdown is -2.69%. The current CDZI drawdown is -98.98%.

Rank	FRAF	CDZI
#1	-51.26% May 19, 2004 - Nov 12, 2014	-99.51% Feb 15, 2000 - Jul 22, 2003
#2	-44.30% Dec 20, 2019 - Dec 29, 2022	-11.11% Nov 2, 1999 - Dec 16, 1999
#3	-30.98% Dec 30, 2022 - Nov 8, 2023	-9.51% Dec 16, 1999 - Dec 31, 1999
#4	-25.51% Nov 8, 2023 - Nov 6, 2024	-5.89% Dec 31, 1999 - Jan 7, 2000
#5	-20.56% Nov 15, 2017 - Feb 4, 2019	-4.77% Jan 25, 2000 - Feb 3, 2000
#6	-19.70% Jul 8, 2019 - Dec 20, 2019	-3.69% Feb 4, 2000 - Feb 10, 2000
#7	-18.53% Apr 30, 2015 - Sep 2, 2016	-2.33% Jan 12, 2000 - Jan 24, 2000
#8	-17.17% Dec 10, 2024 - Jan 30, 2025	-2.03% Feb 10, 2000 - Feb 15, 2000
#9	-16.28% Dec 18, 2025 - Apr 9, 2026	N/A
#10	-13.51% Apr 23, 2025 - Jul 18, 2025	N/A
#11	-12.17% Feb 19, 2025 - Apr 21, 2025	N/A
#12	-10.63% Sep 19, 2025 - Nov 11, 2025	N/A
#13	-9.87% Nov 24, 2014 - Mar 10, 2015	N/A
#14	-8.57% Jul 23, 2025 - Aug 12, 2025	N/A
#15	-8.53% May 31, 2002 - Mar 20, 2003	N/A