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FRAF vs OVLY

Comparison between Franklin Financial Services Corp (FRAF, Company) and Oak Valley Bancorp (OVLY, Company).

Both FRAF and OVLY are from the Financial Services sector.

5-Year PerformanceFRAF has outperformed OVLY, delivering a return of +17.3% compared to +15.6%

FRAF vs OVLY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
FRAF
$277M
OVLY
$277M
Max Drawdown
Winner
FRAF
65.11%
OVLY
86.64%
Sharpe Ratio
Winner
FRAF
1.46
OVLY
0.70
5Y Beta
Winner
FRAF
0.42
OVLY
0.81
Industry
FRAF
Banks - Regional
OVLY
Banks - Regional
P/E Ratio
Winner
FRAF
11.55
OVLY
11.55
Forward P/E
FRAF
12.00
Winner
OVLY
10.45
PEG Ratio
FRAF
0.11
Winner
OVLY
0.00
Dividend Yield
Winner
FRAF
2.14%
OVLY
2.04%
5Y Dividends CAGR
FRAF
13.02%
Winner
OVLY
27.89%
5Y EPS CAGR
FRAF
8.04%
Winner
OVLY
11.84%
Debt to Equity
FRAF
0.00%
OVLY
0.00%
Free Cash Flow Yield
Winner
FRAF
14.69%
OVLY
9.25%
P/S Ratio
Winner
FRAF
3.13
OVLY
3.38
P/B Ratio
FRAF
1.55
Winner
OVLY
1.36

FRAF vs OVLY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
FRAF
+0.58%
OVLY
-3.92%
3M
Winner
FRAF
+11.82%
OVLY
-3.45%
6M
Winner
FRAF
+31.94%
OVLY
+2.67%
1Y
Winner
FRAF
+49.59%
OVLY
+21.26%
5Y(CAGR)
Winner
FRAF
+17.27%
OVLY
+15.59%
10Y(CAGR)
FRAF
+14.15%
Winner
OVLY
+14.43%
Max(CAGR)
Winner
FRAF
+9.87%
OVLY
+6.60%

FRAF vs OVLY - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

YearFRAFOVLY
2026+28.92%+11.07%
2025+77.35%+11.72%
2024+0.02%+1.07%
2023-7.68%+33.39%
2022+13.44%+33.51%
2021+27.59%+8.64%
2020-27.07%-12.29%
2019+28.84%+5.25%
2018-14.55%-8.05%
2017+33.45%+58.97%
2016+26.83%+27.96%
2015+10.47%+1.54%
2014+34.09%+18.64%
2013+27.44%+2.20%
2012+19.77%+10.37%
2011-30.75%+15.38%
2010+14.35%+35.02%
2009-8.41%-3.12%
2008-23.49%-24.16%
2007-5.13%-35.54%
2006+14.36%-43.85%
2005-3.86%+8.17%
2004-19.00%+116.12%
2003+32.26%+2.61%
2002+14.28%N/A
2001+64.00%N/A

FRAF vs OVLY Drawdown Comparison

The maximum drawdown for FRAF was -51.26%, occurring on Mar 4, 2009. Recovery took 2633 trading sessions.

The maximum drawdown for OVLY was -85.83%, occurring on Apr 14, 2009. Recovery took 3270 trading sessions.

The current FRAF drawdown is -2.69%. The current OVLY drawdown is -7.01%.

RankFRAFOVLY
#1-51.26%
May 19, 2004 - Nov 12, 2014
-85.83%
Jan 11, 2005 - Jan 8, 2018
#2-44.30%
Dec 20, 2019 - Dec 29, 2022
-51.81%
Jan 10, 2018 - Dec 13, 2022
#3-30.98%
Dec 30, 2022 - Nov 8, 2023
-26.31%
Dec 10, 2024 - Dec 18, 2025
#4-25.51%
Nov 8, 2023 - Nov 6, 2024
-23.12%
Dec 28, 2023 - Nov 6, 2024
#5-20.56%
Nov 15, 2017 - Feb 4, 2019
-17.41%
Feb 24, 2023 - Jul 24, 2023
#6-19.70%
Jul 8, 2019 - Dec 20, 2019
-16.00%
Nov 18, 2004 - Dec 14, 2004
#7-18.53%
Apr 30, 2015 - Sep 2, 2016
-14.47%
Apr 27, 2004 - Aug 2, 2004
#8-17.17%
Dec 10, 2024 - Jan 30, 2025
-13.44%
Jul 26, 2023 - Dec 11, 2023
#9-16.28%
Dec 18, 2025 - Apr 9, 2026
-8.99%
Feb 20, 2026 - Apr 8, 2026
#10-13.51%
Apr 23, 2025 - Jul 18, 2025
-8.01%
Apr 20, 2026 - Jul 23, 2026
#11-12.17%
Feb 19, 2025 - Apr 21, 2025
-7.84%
Mar 31, 2004 - Apr 8, 2004
#12-10.63%
Sep 19, 2025 - Nov 11, 2025
-7.01%
Aug 2, 2004 - Nov 9, 2004
#13-9.87%
Nov 24, 2014 - Mar 10, 2015
-6.90%
Dec 13, 2022 - Dec 27, 2022
#14-8.57%
Jul 23, 2025 - Aug 12, 2025
-5.56%
Mar 5, 2004 - Mar 31, 2004
#15-8.53%
May 31, 2002 - Mar 20, 2003
-5.12%
Nov 6, 2024 - Nov 22, 2024

Correlation

Correlation between FRAF and OVLY is 0.89 which considered as a strong positive correlation - the stocks tend to move together.

0.89
-101

Dividend Comparison (2001 - 2026)

FRAF vs OVLY dividend yield comparison.

YearFRAFOVLY
20261.08%1.15%
20252.61%2.00%
20244.28%1.54%
20234.06%1.07%
20223.55%1.32%
20213.78%1.67%
20204.44%1.68%
20193.02%1.39%
20183.33%1.42%
20172.49%1.28%
20162.87%1.91%
20153.15%2.02%
20143.09%1.62%
20133.98%0.00%
20125.57%0.00%
20116.56%0.00%
20105.92%0.00%
20096.61%0.57%
20085.86%1.25%
20074.13%2.30%
20063.63%1.46%
20053.76%1.06%
20043.60%0.87%
20032.96%0.00%
20024.41%0.00%
20013.47%0.00%

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