CDZI vs OVLY

Comparison between Cadiz Inc (CDZI, Company) and Oak Valley Bancorp (OVLY, Company).

CDZI is from the Utilities sector, while OVLY is from the Financial Services sector.

5-Year PerformanceOVLY has outperformed CDZI, delivering a return of +15.6% compared to -25.4%

CDZI vs OVLY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CDZI(COMPANY)	OVLY(COMPANY)
Market Cap	$278M	$277M
Max Drawdown	99.51%	86.64%
Sharpe Ratio	0.37	0.70
5Y Beta	1.44	0.81
Industry	Utilities - Regulated Water	Banks - Regional
P/E Ratio	-8.28	11.55
Forward P/E	13.97	10.45
PEG Ratio	1.51	0.00
Dividend Yield	N/A	2.04%
5Y Dividends CAGR	N/A	27.89%
5Y EPS CAGR	-8.84%	11.84%
Debt to Equity	548.48%	0.00%
Free Cash Flow Yield	-9.82%	9.25%
P/S Ratio	18.62	3.38
P/B Ratio	17.99	1.36

Market Cap

Winner

CDZI

$278M

OVLY

$277M

Max Drawdown

CDZI

99.51%

Winner

OVLY

86.64%

Sharpe Ratio

CDZI

0.37

Winner

OVLY

0.70

5Y Beta

CDZI

1.44

Winner

OVLY

0.81

Industry

CDZI

Utilities - Regulated Water

OVLY

Banks - Regional

P/E Ratio

Winner

CDZI

-8.28

OVLY

11.55

Forward P/E

CDZI

13.97

Winner

OVLY

10.45

PEG Ratio

CDZI

1.51

Winner

OVLY

0.00

Dividend Yield

CDZI

N/A

OVLY

2.04%

5Y Dividends CAGR

CDZI

N/A

OVLY

27.89%

5Y EPS CAGR

CDZI

-8.84%

Winner

OVLY

11.84%

Debt to Equity

CDZI

548.48%

Winner

OVLY

0.00%

Free Cash Flow Yield

CDZI

-9.82%

Winner

OVLY

9.25%

P/S Ratio

CDZI

18.62

Winner

OVLY

3.38

P/B Ratio

CDZI

17.99

Winner

OVLY

1.36

CDZI vs OVLY - Historical Returns

Returns include dividend reinvestment.

Period	CDZI	OVLY
1 month	-21.20%	-3.92%
3 months	-33.05%	-3.45%
6 months	-52.19%	+2.67%
1 year	+6.04%	+21.26%
5 years(CAGR)	-25.42%	+15.59%
10 years(CAGR)	-7.45%	+14.43%
Max(CAGR)	-14.55%	+6.60%

CDZI

-21.20%

Winner

OVLY

-3.92%

CDZI

-33.05%

Winner

OVLY

-3.45%

CDZI

-52.19%

Winner

OVLY

+2.67%

CDZI

+6.04%

Winner

OVLY

+21.26%

5Y(CAGR)

CDZI

-25.42%

Winner

OVLY

+15.59%

10Y(CAGR)

CDZI

-7.45%

Winner

OVLY

+14.43%

Max(CAGR)

CDZI

-14.55%

Winner

OVLY

+6.60%

CDZI vs OVLY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CDZI	OVLY
2026	-45.52%	+11.07%
2025	+10.65%	+11.72%
2024	+79.31%	+1.07%
2023	+8.95%	+33.39%
2022	-40.76%	+33.51%
2021	-63.27%	+8.64%
2020	-2.65%	-12.29%
2019	+7.41%	+5.25%
2018	-27.46%	-8.05%
2017	+16.33%	+58.97%
2016	+117.01%	+27.96%
2015	-51.65%	+1.54%
2014	+58.87%	+18.64%
2013	-16.35%	+2.20%
2012	-16.19%	+10.37%
2011	-23.33%	+15.38%
2010	+3.41%	+35.02%
2009	-9.52%	-3.12%
2008	-37.92%	-24.16%
2007	-8.50%	-35.54%
2006	+9.29%	-43.85%
2005	+55.23%	+8.17%
2004	+196.88%	+116.12%
2003	-66.00%	+2.61%
2002	-93.28%	N/A
2001	-8.34%	N/A
2000	-0.67%	N/A
1999	+12.56%	N/A

CDZI vs OVLY Drawdown Comparison

The maximum drawdown for CDZI was -99.51%, occurring on Jul 22, 2003. This drawdown has not yet recovered.

The maximum drawdown for OVLY was -85.83%, occurring on Apr 14, 2009. Recovery took 3270 trading sessions.

The current CDZI drawdown is -98.98%. The current OVLY drawdown is -7.01%.

Rank	CDZI	OVLY
#1	-99.51% Feb 15, 2000 - Jul 22, 2003	-85.83% Jan 11, 2005 - Jan 8, 2018
#2	-11.11% Nov 2, 1999 - Dec 16, 1999	-51.81% Jan 10, 2018 - Dec 13, 2022
#3	-9.51% Dec 16, 1999 - Dec 31, 1999	-26.31% Dec 10, 2024 - Dec 18, 2025
#4	-5.89% Dec 31, 1999 - Jan 7, 2000	-23.12% Dec 28, 2023 - Nov 6, 2024
#5	-4.77% Jan 25, 2000 - Feb 3, 2000	-17.41% Feb 24, 2023 - Jul 24, 2023
#6	-3.69% Feb 4, 2000 - Feb 10, 2000	-16.00% Nov 18, 2004 - Dec 14, 2004
#7	-2.33% Jan 12, 2000 - Jan 24, 2000	-14.47% Apr 27, 2004 - Aug 2, 2004
#8	-2.03% Feb 10, 2000 - Feb 15, 2000	-13.44% Jul 26, 2023 - Dec 11, 2023
#9	N/A	-8.99% Feb 20, 2026 - Apr 8, 2026
#10	N/A	-8.01% Apr 20, 2026 - Jul 23, 2026
#11	N/A	-7.84% Mar 31, 2004 - Apr 8, 2004
#12	N/A	-7.01% Aug 2, 2004 - Nov 9, 2004
#13	N/A	-6.90% Dec 13, 2022 - Dec 27, 2022
#14	N/A	-5.56% Mar 5, 2004 - Mar 31, 2004
#15	N/A	-5.12% Nov 6, 2024 - Nov 22, 2024

Correlation

Correlation between CDZI and OVLY is -0.38 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.38

-101