CDZI vs FRAF

Comparison between Cadiz Inc (CDZI, Company) and Franklin Financial Services Corp (FRAF, Company).

CDZI is from the Utilities sector, while FRAF is from the Financial Services sector.

5-Year PerformanceFRAF has outperformed CDZI, delivering a return of +17.3% compared to -25.4%

CDZI vs FRAF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CDZI(COMPANY)	FRAF(COMPANY)
Market Cap	$278M	$277M
Max Drawdown	99.51%	65.11%
Sharpe Ratio	0.37	1.46
5Y Beta	1.44	0.42
Industry	Utilities - Regulated Water	Banks - Regional
P/E Ratio	-8.28	11.55
Forward P/E	13.97	12.00
PEG Ratio	1.51	0.11
Dividend Yield	N/A	2.14%
5Y Dividends CAGR	N/A	13.02%
5Y EPS CAGR	-8.84%	8.04%
Debt to Equity	548.48%	0.00%
Free Cash Flow Yield	-9.82%	14.69%
P/S Ratio	18.62	3.13
P/B Ratio	17.99	1.55

Market Cap

Winner

CDZI

$278M

FRAF

$277M

Max Drawdown

CDZI

99.51%

Winner

FRAF

65.11%

Sharpe Ratio

CDZI

0.37

Winner

FRAF

1.46

5Y Beta

CDZI

1.44

Winner

FRAF

0.42

Industry

CDZI

Utilities - Regulated Water

FRAF

Banks - Regional

P/E Ratio

Winner

CDZI

-8.28

FRAF

11.55

Forward P/E

CDZI

13.97

Winner

FRAF

12.00

PEG Ratio

CDZI

1.51

Winner

FRAF

0.11

Dividend Yield

CDZI

N/A

FRAF

2.14%

5Y Dividends CAGR

CDZI

N/A

FRAF

13.02%

5Y EPS CAGR

CDZI

-8.84%

Winner

FRAF

8.04%

Debt to Equity

CDZI

548.48%

Winner

FRAF

0.00%

Free Cash Flow Yield

CDZI

-9.82%

Winner

FRAF

14.69%

P/S Ratio

CDZI

18.62

Winner

FRAF

3.13

P/B Ratio

CDZI

17.99

Winner

FRAF

1.55

CDZI vs FRAF - Historical Returns

Returns include dividend reinvestment.

Period	CDZI	FRAF
1 month	-21.20%	+0.58%
3 months	-33.05%	+11.82%
6 months	-52.19%	+31.94%
1 year	+6.04%	+49.59%
5 years(CAGR)	-25.42%	+17.27%
10 years(CAGR)	-7.45%	+14.15%
Max(CAGR)	-14.55%	+9.87%

CDZI

-21.20%

Winner

FRAF

+0.58%

CDZI

-33.05%

Winner

FRAF

+11.82%

CDZI

-52.19%

Winner

FRAF

+31.94%

CDZI

+6.04%

Winner

FRAF

+49.59%

5Y(CAGR)

CDZI

-25.42%

Winner

FRAF

+17.27%

10Y(CAGR)

CDZI

-7.45%

Winner

FRAF

+14.15%

Max(CAGR)

CDZI

-14.55%

Winner

FRAF

+9.87%

CDZI vs FRAF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CDZI	FRAF
2026	-45.52%	+28.92%
2025	+10.65%	+77.35%
2024	+79.31%	+0.02%
2023	+8.95%	-7.68%
2022	-40.76%	+13.44%
2021	-63.27%	+27.59%
2020	-2.65%	-27.07%
2019	+7.41%	+28.84%
2018	-27.46%	-14.55%
2017	+16.33%	+33.45%
2016	+117.01%	+26.83%
2015	-51.65%	+10.47%
2014	+58.87%	+34.09%
2013	-16.35%	+27.44%
2012	-16.19%	+19.77%
2011	-23.33%	-30.75%
2010	+3.41%	+14.35%
2009	-9.52%	-8.41%
2008	-37.92%	-23.49%
2007	-8.50%	-5.13%
2006	+9.29%	+14.36%
2005	+55.23%	-3.86%
2004	+196.88%	-19.00%
2003	-66.00%	+32.26%
2002	-93.28%	+14.28%
2001	-8.34%	+64.00%
2000	-0.67%	N/A
1999	+12.56%	N/A

CDZI vs FRAF Drawdown Comparison

The maximum drawdown for CDZI was -99.51%, occurring on Jul 22, 2003. This drawdown has not yet recovered.

The maximum drawdown for FRAF was -51.26%, occurring on Mar 4, 2009. Recovery took 2633 trading sessions.

The current CDZI drawdown is -98.98%. The current FRAF drawdown is -2.69%.

Rank	CDZI	FRAF
#1	-99.51% Feb 15, 2000 - Jul 22, 2003	-51.26% May 19, 2004 - Nov 12, 2014
#2	-11.11% Nov 2, 1999 - Dec 16, 1999	-44.30% Dec 20, 2019 - Dec 29, 2022
#3	-9.51% Dec 16, 1999 - Dec 31, 1999	-30.98% Dec 30, 2022 - Nov 8, 2023
#4	-5.89% Dec 31, 1999 - Jan 7, 2000	-25.51% Nov 8, 2023 - Nov 6, 2024
#5	-4.77% Jan 25, 2000 - Feb 3, 2000	-20.56% Nov 15, 2017 - Feb 4, 2019
#6	-3.69% Feb 4, 2000 - Feb 10, 2000	-19.70% Jul 8, 2019 - Dec 20, 2019
#7	-2.33% Jan 12, 2000 - Jan 24, 2000	-18.53% Apr 30, 2015 - Sep 2, 2016
#8	-2.03% Feb 10, 2000 - Feb 15, 2000	-17.17% Dec 10, 2024 - Jan 30, 2025
#9	N/A	-16.28% Dec 18, 2025 - Apr 9, 2026
#10	N/A	-13.51% Apr 23, 2025 - Jul 18, 2025
#11	N/A	-12.17% Feb 19, 2025 - Apr 21, 2025
#12	N/A	-10.63% Sep 19, 2025 - Nov 11, 2025
#13	N/A	-9.87% Nov 24, 2014 - Mar 10, 2015
#14	N/A	-8.57% Jul 23, 2025 - Aug 12, 2025
#15	N/A	-8.53% May 31, 2002 - Mar 20, 2003