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OVLY vs FRAF

Comparison between Oak Valley Bancorp (OVLY, Company) and Franklin Financial Services Corp (FRAF, Company).

Both OVLY and FRAF are from the Financial Services sector.

5-Year PerformanceFRAF has outperformed OVLY, delivering a return of +17.3% compared to +15.6%

OVLY vs FRAF - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
OVLY
$277M
Winner
FRAF
$277M
Max Drawdown
OVLY
86.64%
Winner
FRAF
65.11%
Sharpe Ratio
OVLY
0.70
Winner
FRAF
1.46
5Y Beta
OVLY
0.81
Winner
FRAF
0.42
Industry
OVLY
Banks - Regional
FRAF
Banks - Regional
P/E Ratio
OVLY
11.55
Winner
FRAF
11.55
Forward P/E
Winner
OVLY
10.45
FRAF
12.00
PEG Ratio
Winner
OVLY
0.00
FRAF
0.11
Dividend Yield
OVLY
2.04%
Winner
FRAF
2.14%
5Y Dividends CAGR
Winner
OVLY
27.89%
FRAF
13.02%
5Y EPS CAGR
Winner
OVLY
11.84%
FRAF
8.04%
Debt to Equity
OVLY
0.00%
FRAF
0.00%
Free Cash Flow Yield
OVLY
9.25%
Winner
FRAF
14.69%
P/S Ratio
OVLY
3.38
Winner
FRAF
3.13
P/B Ratio
Winner
OVLY
1.36
FRAF
1.55

OVLY vs FRAF - Historical Returns

Returns include dividend reinvestment.

1M
OVLY
-3.92%
Winner
FRAF
+0.58%
3M
OVLY
-3.45%
Winner
FRAF
+11.82%
6M
OVLY
+2.67%
Winner
FRAF
+31.94%
1Y
OVLY
+21.26%
Winner
FRAF
+49.59%
5Y(CAGR)
OVLY
+15.59%
Winner
FRAF
+17.27%
10Y(CAGR)
Winner
OVLY
+14.43%
FRAF
+14.15%
Max(CAGR)
OVLY
+6.60%
Winner
FRAF
+9.87%

OVLY vs FRAF - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

YearOVLYFRAF
2026+11.07%+28.92%
2025+11.72%+77.35%
2024+1.07%+0.02%
2023+33.39%-7.68%
2022+33.51%+13.44%
2021+8.64%+27.59%
2020-12.29%-27.07%
2019+5.25%+28.84%
2018-8.05%-14.55%
2017+58.97%+33.45%
2016+27.96%+26.83%
2015+1.54%+10.47%
2014+18.64%+34.09%
2013+2.20%+27.44%
2012+10.37%+19.77%
2011+15.38%-30.75%
2010+35.02%+14.35%
2009-3.12%-8.41%
2008-24.16%-23.49%
2007-35.54%-5.13%
2006-43.85%+14.36%
2005+8.17%-3.86%
2004+116.12%-19.00%
2003+2.61%+32.26%
2002N/A+14.28%
2001N/A+64.00%

OVLY vs FRAF Drawdown Comparison

The maximum drawdown for OVLY was -85.83%, occurring on Apr 14, 2009. Recovery took 3270 trading sessions.

The maximum drawdown for FRAF was -51.26%, occurring on Mar 4, 2009. Recovery took 2633 trading sessions.

The current OVLY drawdown is -7.01%. The current FRAF drawdown is -2.69%.

RankOVLYFRAF
#1-85.83%
Jan 11, 2005 - Jan 8, 2018
-51.26%
May 19, 2004 - Nov 12, 2014
#2-51.81%
Jan 10, 2018 - Dec 13, 2022
-44.30%
Dec 20, 2019 - Dec 29, 2022
#3-26.31%
Dec 10, 2024 - Dec 18, 2025
-30.98%
Dec 30, 2022 - Nov 8, 2023
#4-23.12%
Dec 28, 2023 - Nov 6, 2024
-25.51%
Nov 8, 2023 - Nov 6, 2024
#5-17.41%
Feb 24, 2023 - Jul 24, 2023
-20.56%
Nov 15, 2017 - Feb 4, 2019
#6-16.00%
Nov 18, 2004 - Dec 14, 2004
-19.70%
Jul 8, 2019 - Dec 20, 2019
#7-14.47%
Apr 27, 2004 - Aug 2, 2004
-18.53%
Apr 30, 2015 - Sep 2, 2016
#8-13.44%
Jul 26, 2023 - Dec 11, 2023
-17.17%
Dec 10, 2024 - Jan 30, 2025
#9-8.99%
Feb 20, 2026 - Apr 8, 2026
-16.28%
Dec 18, 2025 - Apr 9, 2026
#10-8.01%
Apr 20, 2026 - Jul 23, 2026
-13.51%
Apr 23, 2025 - Jul 18, 2025
#11-7.84%
Mar 31, 2004 - Apr 8, 2004
-12.17%
Feb 19, 2025 - Apr 21, 2025
#12-7.01%
Aug 2, 2004 - Nov 9, 2004
-10.63%
Sep 19, 2025 - Nov 11, 2025
#13-6.90%
Dec 13, 2022 - Dec 27, 2022
-9.87%
Nov 24, 2014 - Mar 10, 2015
#14-5.56%
Mar 5, 2004 - Mar 31, 2004
-8.57%
Jul 23, 2025 - Aug 12, 2025
#15-5.12%
Nov 6, 2024 - Nov 22, 2024
-8.53%
May 31, 2002 - Mar 20, 2003

Correlation

Correlation between OVLY and FRAF is 0.89 which considered as a strong positive correlation - the stocks tend to move together.

0.89
-101

Dividend Comparison (2001 - 2026)

OVLY vs FRAF dividend yield comparison.

YearOVLYFRAF
20261.15%1.08%
20252.00%2.61%
20241.54%4.28%
20231.07%4.06%
20221.32%3.55%
20211.67%3.78%
20201.68%4.44%
20191.39%3.02%
20181.42%3.33%
20171.28%2.49%
20161.91%2.87%
20152.02%3.15%
20141.62%3.09%
20130.00%3.98%
20120.00%5.57%
20110.00%6.56%
20100.00%5.92%
20090.57%6.61%
20081.25%5.86%
20072.30%4.13%
20061.46%3.63%
20051.06%3.76%
20040.87%3.60%
20030.00%2.96%
20020.00%4.41%
20010.00%3.47%

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