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FMBH vs UFCS

Comparison between First Mid Bancshares Inc (FMBH, Company) and United Fire Group Inc (UFCS, Company).

Both FMBH and UFCS are from the Financial Services sector.

5-Year PerformanceUFCS has outperformed FMBH, delivering a return of +17.8% compared to +7.8%

FMBH vs UFCS - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
FMBH
$1.38B
UFCS
$1.37B
Max Drawdown
FMBH
74.51%
Winner
UFCS
71.27%
Sharpe Ratio
FMBH
1.41
Winner
UFCS
1.89
5Y Beta
FMBH
0.77
Winner
UFCS
0.57
Industry
FMBH
Banks - Regional
UFCS
Insurance - Property & Casualty
P/E Ratio
FMBH
13.11
Winner
UFCS
9.66
Forward P/E
Winner
FMBH
12.05
UFCS
14.10
PEG Ratio
FMBH
1.05
Winner
UFCS
0.18
Dividend Yield
Winner
FMBH
1.96%
UFCS
1.33%
5Y Dividends CAGR
Winner
FMBH
4.09%
UFCS
2.44%
5Y EPS CAGR
FMBH
10.47%
UFCS
N/A
Debt to Equity
Winner
FMBH
0.00%
UFCS
14.97%
Free Cash Flow Yield
FMBH
8.66%
Winner
UFCS
19.86%

FMBH vs UFCS - Historical Returns

Returns include dividend reinvestment.

1M
Winner
FMBH
+7.84%
UFCS
+2.42%
3M
Winner
FMBH
+24.30%
UFCS
+10.84%
6M
FMBH
+21.12%
Winner
UFCS
+37.92%
1Y
FMBH
+37.04%
Winner
UFCS
+77.84%
5Y(CAGR)
FMBH
+7.75%
Winner
UFCS
+17.77%
10Y(CAGR)
Winner
FMBH
+10.21%
UFCS
+5.53%
Max(CAGR)
FMBH
+6.71%
Winner
UFCS
+9.12%

FMBH vs UFCS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearFMBHUFCS
2026+36.52%+52.46%
2025+11.27%+30.35%
2024+9.44%+43.18%
2023+11.25%-24.90%
2022-23.92%+17.86%
2021+29.10%-4.67%
2020-0.90%-40.50%
2019+10.31%-17.93%
2018-14.98%+31.80%
2017+18.01%-5.19%
2016+34.36%+35.86%
2015+50.56%+35.70%
2014-11.99%+10.16%
2013+1.77%+28.91%
2012+25.61%+9.49%
2011+9.19%-10.08%
2010+6.11%+24.39%
2009-19.46%-38.06%
2008-13.52%+7.65%
2007-35.26%-16.01%
2006+0.79%-10.69%
2005+8.74%+20.83%
2004+23.89%+69.60%
2003+74.62%+21.43%
2002+15.31%+20.64%
2001+27.82%+48.98%
2000-16.27%-6.96%
1999-2.86%+7.37%

FMBH vs UFCS Drawdown Comparison

The maximum drawdown for FMBH was -73.14%, occurring on Dec 11, 2008. Recovery took 3332 trading sessions.

The maximum drawdown for UFCS was -69.89%, occurring on Nov 20, 2008. Recovery took 2502 trading sessions.

The current FMBH drawdown is -0.87%. The current UFCS drawdown is -2.20%.

RankFMBHUFCS
#1-73.14%
Jul 19, 2004 - Oct 10, 2017
-69.89%
Nov 11, 2005 - Oct 22, 2015
#2-51.26%
Jun 20, 2018 - Mar 5, 2021
-64.48%
Aug 1, 2018 - May 8, 2026
#3-48.94%
Nov 8, 2021 - Nov 6, 2024
-31.31%
Jan 7, 2000 - Jan 25, 2001
#4-36.05%
Nov 19, 2001 - Jul 28, 2003
-28.56%
Jun 5, 2001 - Mar 7, 2002
#5-27.46%
Nov 6, 2024 - Dec 11, 2025
-25.32%
Nov 15, 2002 - Aug 19, 2003
#6-22.54%
Nov 10, 1999 - Jun 14, 2001
-20.40%
Dec 12, 2016 - Mar 20, 2018
#7-17.68%
Nov 29, 2017 - Jun 19, 2018
-16.81%
Nov 9, 2004 - May 3, 2005
#8-15.28%
Mar 26, 2021 - Nov 1, 2021
-15.99%
Aug 5, 2004 - Nov 2, 2004
#9-13.84%
Oct 26, 2017 - Nov 29, 2017
-15.53%
Nov 26, 1999 - Jan 7, 2000
#10-12.05%
Feb 6, 2026 - May 26, 2026
-15.46%
May 3, 2016 - Nov 17, 2016
#11-10.14%
Jun 14, 2001 - Sep 24, 2001
-15.01%
Jun 24, 2002 - Nov 14, 2002
#12-8.64%
Dec 15, 2025 - Jan 21, 2026
-14.96%
Jan 25, 2001 - Apr 20, 2001
#13-6.77%
Sep 10, 2003 - Feb 9, 2004
-14.93%
Jul 25, 2005 - Nov 10, 2005
#14-5.56%
Sep 24, 2001 - Nov 7, 2001
-12.24%
May 18, 2026 - Jun 23, 2026
#15-5.10%
Mar 19, 2021 - Mar 26, 2021
-11.06%
Sep 3, 2003 - Nov 6, 2003

Correlation

Correlation between FMBH and UFCS is 0.77 which considered as a strong positive correlation - the stocks tend to move together.

0.77
-101

Dividend Comparison (1999 - 2026)

FMBH vs UFCS dividend yield comparison.

YearFMBHUFCS
20260.96%0.74%
20252.51%1.76%
20242.55%2.25%
20232.65%3.18%
20222.81%2.30%
20211.99%2.59%
20202.41%4.54%
20192.16%2.97%
20182.19%7.59%
20171.71%2.39%
20161.82%1.97%
20152.27%2.24%
20142.96%2.62%
20132.09%2.41%
20121.85%2.75%
20112.17%2.97%
20102.20%2.69%
20092.17%3.29%
20081.71%1.93%
20071.80%1.91%
20061.27%1.40%
20051.23%1.19%
20041.19%1.25%
20031.40%1.89%
20021.85%2.18%
20010.81%2.51%
20001.13%3.59%
19990.00%0.75%

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