FFIN vs EBC

Comparison between First Financial Bankshares Inc (FFIN, Company) and Eastern Bankshares Inc (EBC, Company).

Both FFIN and EBC are from the Financial Services sector.

5-Year PerformanceEBC has outperformed FFIN, delivering a return of +2.3% compared to -6.2%

FFIN vs EBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FFIN(COMPANY)	EBC(COMPANY)
Market Cap	$4.76B	$4.75B
Max Drawdown	57.58%	54.12%
Sharpe Ratio	-0.39	1.16
5Y Beta	0.86	1.00
Industry	Banks - Regional	Banks - Regional
P/E Ratio	18.87	12.19
Forward P/E	24.57	11.12
PEG Ratio	0.98	N/A
Dividend Yield	2.33%	2.53%
5Y Dividends CAGR	13.51%	30.99%
5Y EPS CAGR	8.56%	N/A
Debt to Equity	1.15%	0.00%
Free Cash Flow Yield	6.82%	7.90%
P/S Ratio	7.63	4.26
P/B Ratio	2.44	1.03

Market Cap

Winner

FFIN

$4.76B

EBC

$4.75B

Max Drawdown

FFIN

57.58%

Winner

EBC

54.12%

Sharpe Ratio

FFIN

-0.39

Winner

EBC

1.16

5Y Beta

Winner

FFIN

0.86

EBC

1.00

Industry

FFIN

Banks - Regional

EBC

Banks - Regional

P/E Ratio

FFIN

18.87

Winner

EBC

12.19

Forward P/E

FFIN

24.57

Winner

EBC

11.12

PEG Ratio

FFIN

0.98

EBC

N/A

Dividend Yield

FFIN

2.33%

Winner

EBC

2.53%

5Y Dividends CAGR

FFIN

13.51%

Winner

EBC

30.99%

5Y EPS CAGR

FFIN

8.56%

EBC

N/A

Debt to Equity

FFIN

1.15%

Winner

EBC

0.00%

Free Cash Flow Yield

FFIN

6.82%

Winner

EBC

7.90%

P/S Ratio

FFIN

7.63

Winner

EBC

4.26

P/B Ratio

FFIN

2.44

Winner

EBC

1.03

FFIN vs EBC - Historical Returns

Returns include dividend reinvestment.

Period	FFIN	EBC
1 month	+6.85%	+7.27%
3 months	+15.12%	+10.85%
6 months	+8.56%	+7.12%
1 year	-5.45%	+41.16%
5 years(CAGR)	-6.17%	+2.26%
10 years(CAGR)	+9.28%	N/A
Max(CAGR)	+12.80%	+12.70%

FFIN

+6.85%

Winner

EBC

+7.27%

Winner

FFIN

+15.12%

EBC

+10.85%

Winner

FFIN

+8.56%

EBC

+7.12%

FFIN

-5.45%

Winner

EBC

+41.16%

5Y(CAGR)

FFIN

-6.17%

Winner

EBC

+2.26%

10Y(CAGR)

FFIN

+9.28%

EBC

N/A

Max(CAGR)

Winner

FFIN

+12.80%

EBC

+12.70%

FFIN vs EBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FFIN	EBC
2026	+13.55%	+13.54%
2025	-14.18%	+12.03%
2024	+22.54%	+26.39%
2023	-8.93%	-14.72%
2022	-31.61%	-14.90%
2021	+43.63%	+30.09%
2020	+4.82%	+34.24%
2019	+22.84%	N/A
2018	+30.54%	N/A
2017	+1.45%	N/A
2016	+58.86%	N/A
2015	+4.25%	N/A
2014	-6.05%	N/A
2013	+63.85%	N/A
2012	+16.91%	N/A
2011	-2.23%	N/A
2010	-4.09%	N/A
2009	+2.14%	N/A
2008	+53.74%	N/A
2007	-7.39%	N/A
2006	+17.70%	N/A
2005	+8.24%	N/A
2004	+10.62%	N/A
2003	+36.80%	N/A
2002	+32.74%	N/A
2001	+26.14%	N/A
2000	+10.47%	N/A
1999	-7.28%	N/A

FFIN vs EBC Drawdown Comparison

The maximum drawdown for FFIN was -55.96%, occurring on Oct 20, 2023. This drawdown has not yet recovered.

The maximum drawdown for EBC was -52.33%, occurring on May 2, 2023. Recovery took 1170 trading sessions.

The current FFIN drawdown is -31.81%. The current EBC drawdown is -4.19%.

Rank	FFIN	EBC
#1	-55.96% Nov 23, 2021 - Oct 20, 2023	-52.33% May 24, 2021 - Jan 21, 2026
#2	-35.11% Dec 18, 2019 - Dec 15, 2020	-15.03% Feb 9, 2026 - Mar 18, 2026
#3	-34.74% Sep 19, 2008 - Dec 21, 2009	-6.31% Dec 24, 2020 - Jan 7, 2021
#4	-31.75% Nov 6, 2015 - Aug 22, 2016	-6.01% Jan 7, 2021 - Feb 22, 2021
#5	-30.83% Apr 28, 2011 - Feb 3, 2012	-4.82% May 6, 2021 - May 20, 2021
#6	-25.59% Nov 3, 1999 - Jan 17, 2001	-4.46% Mar 19, 2021 - Apr 15, 2021
#7	-24.86% Dec 26, 2013 - Jun 10, 2015	-4.41% Oct 22, 2020 - Nov 9, 2020
#8	-19.27% Dec 8, 2016 - Oct 2, 2017	-3.69% Dec 14, 2020 - Dec 22, 2020
#9	-19.24% Dec 21, 2009 - Apr 26, 2011	-2.27% Apr 16, 2021 - Apr 23, 2021
#10	-18.92% Jun 27, 2002 - Jun 4, 2003	-2.22% Oct 15, 2020 - Oct 21, 2020
#11	-18.81% Jul 22, 2015 - Nov 6, 2015	-2.19% Feb 3, 2026 - Feb 9, 2026
#12	-18.54% Nov 19, 2018 - Sep 11, 2019	-2.11% Jan 22, 2026 - Jan 29, 2026
#13	-17.30% Aug 22, 2007 - Apr 16, 2008	-2.06% Feb 25, 2021 - Mar 2, 2021
#14	-17.19% Feb 26, 2007 - Aug 22, 2007	-1.46% Nov 18, 2020 - Nov 23, 2020
#15	-16.65% Jun 8, 2021 - Nov 1, 2021	-1.25% Mar 15, 2021 - Mar 17, 2021

Correlation

Correlation between FFIN and EBC is 0.66 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.66

-101

Dividend Comparison (1999 - 2026)

FFIN vs EBC dividend yield comparison.

Year	FFIN	EBC
2026	1.22%	1.35%
2025	2.51%	2.77%
2024	2.00%	2.61%
2023	2.34%	2.89%
2022	1.92%	2.32%
2021	1.14%	1.49%
2020	1.41%	0.00%
2019	1.32%	0.00%
2018	1.42%	0.00%
2017	1.66%	0.00%
2016	1.55%	0.00%
2015	2.06%	0.00%
2014	1.84%	0.00%
2013	1.56%	0.00%
2012	2.54%	0.00%
2011	2.83%	0.00%
2010	2.66%	0.00%
2009	2.51%	0.00%
2008	2.43%	0.00%
2007	3.35%	0.00%
2006	2.82%	0.00%
2005	3.12%	0.00%
2004	2.97%	0.00%
2003	2.95%	0.00%
2002	3.55%	0.00%
2001	2.87%	0.00%
2000	4.10%	0.00%
1999	0.98%	0.00%