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FFIN vs SPY

Comparison between First Financial Bankshares Inc (FFIN, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed FFIN, delivering a return of +13.8% compared to -6.4%

FFIN vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
FFIN
$4.60B
Winner
SPY
$735B
Expense Ratio
FFIN
N/A
SPY
0.09%
Max Drawdown
FFIN
57.58%
Winner
SPY
56.47%
Sharpe Ratio
FFIN
-0.35
Winner
SPY
1.67
5Y Beta
Winner
FFIN
0.87
SPY
1.00
Industry
FFIN
Banks - Regional
SPY
N/A
P/E Ratio
Winner
FFIN
18.24
SPY
28.81
Forward P/E
FFIN
24.57
Winner
SPY
22.07
PEG Ratio
FFIN
0.95
SPY
N/A
Dividend Yield
FFIN
2.39%
SPY
N/A
5Y Dividends CAGR
Winner
FFIN
13.01%
SPY
5.43%
5Y EPS CAGR
FFIN
8.56%
Winner
SPY
25.84%
Debt to Equity
Winner
FFIN
1.15%
SPY
34.16%
Free Cash Flow Yield
FFIN
7.05%
SPY
N/A
P/S Ratio
FFIN
N/A
SPY
3.69
P/B Ratio
FFIN
N/A
SPY
5.54

FFIN vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
FFIN
-1.65%
Winner
SPY
+4.59%
3M
FFIN
-3.07%
Winner
SPY
+7.81%
6M
FFIN
+7.16%
Winner
SPY
+14.24%
1Y
FFIN
-8.09%
Winner
SPY
+26.47%
5Y(CAGR)
FFIN
-6.41%
Winner
SPY
+13.84%
10Y(CAGR)
FFIN
+8.97%
Winner
SPY
+15.57%
Max(CAGR)
Winner
FFIN
+12.60%
SPY
+8.50%

FFIN vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearFFINSPY
2026+7.62%+8.80%
2025-14.18%+18.00%
2024+22.54%+25.59%
2023-8.93%+26.72%
2022-31.61%-18.64%
2021+43.63%+30.52%
2020+4.82%+17.28%
2019+22.84%+31.09%
2018+30.54%-5.24%
2017+1.45%+20.78%
2016+58.86%+13.59%
2015+4.25%+1.31%
2014-6.05%+14.56%
2013+63.85%+29.00%
2012+16.91%+14.17%
2011-2.23%+0.85%
2010-4.09%+13.14%
2009+2.14%+22.67%
2008+53.74%-36.25%
2007-7.39%+5.32%
2006+17.70%+13.85%
2005+8.24%+5.32%
2004+10.62%+10.75%
2003+36.80%+24.18%
2002+32.74%-22.42%
2001+26.14%-10.13%
2000+10.47%-8.84%
1999-7.28%+8.61%

FFIN vs SPY Drawdown Comparison

The maximum drawdown for FFIN was -55.96%, occurring on Oct 20, 2023. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current FFIN drawdown is -35.37%. The current SPY drawdown is -0.92%.

RankFFINSPY
#1-55.96%
Nov 23, 2021 - Oct 20, 2023
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-35.11%
Dec 18, 2019 - Dec 15, 2020
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-34.74%
Sep 19, 2008 - Dec 21, 2009
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-31.75%
Nov 6, 2015 - Aug 22, 2016
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-30.83%
Apr 28, 2011 - Feb 3, 2012
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-25.59%
Nov 3, 1999 - Jan 17, 2001
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-24.86%
Dec 26, 2013 - Jun 10, 2015
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-19.27%
Dec 8, 2016 - Oct 2, 2017
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-19.24%
Dec 21, 2009 - Apr 26, 2011
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-18.92%
Jun 27, 2002 - Jun 4, 2003
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-18.81%
Jul 22, 2015 - Nov 6, 2015
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-18.54%
Nov 19, 2018 - Sep 11, 2019
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-17.30%
Aug 22, 2007 - Apr 16, 2008
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-17.19%
Feb 26, 2007 - Aug 22, 2007
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-16.65%
Jun 8, 2021 - Nov 1, 2021
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between FFIN and SPY is 0.89 which considered as a strong positive correlation - the stocks tend to move together.

0.89
-101

Dividend Comparison (1999 - 2026)

FFIN vs SPY dividend yield comparison.

YearFFINSPY
20260.59%0.24%
20252.51%1.07%
20242.00%1.21%
20232.34%1.40%
20221.92%1.65%
20211.14%1.20%
20201.41%1.52%
20191.32%1.75%
20181.42%2.04%
20171.66%1.80%
20161.55%2.03%
20152.06%2.06%
20141.84%1.87%
20131.56%1.81%
20122.54%2.18%
20112.83%2.05%
20102.66%1.80%
20092.51%1.95%
20082.43%3.02%
20073.35%1.85%
20062.82%1.73%
20053.12%1.73%
20042.97%1.82%
20032.95%1.47%
20023.55%1.70%
20012.87%1.25%
20004.10%1.15%
19990.98%0.24%

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