EBC vs SPY

Comparison between Eastern Bankshares Inc (EBC, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed EBC, delivering a return of +13.8% compared to +0.3%

EBC vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EBC(COMPANY)	SPY(ETF)
Market Cap / Net Assets	$4.61B	$735B
Expense Ratio	N/A	0.09%
Max Drawdown	54.12%	56.47%
Sharpe Ratio	0.97	1.67
5Y Beta	1.01	1.00
Industry	Banks - Regional	N/A
P/E Ratio	11.82	28.81
Forward P/E	10.45	22.07
Dividend Yield	2.69%	N/A
5Y Dividends CAGR	54.02%	5.43%
5Y EPS CAGR	N/A	25.84%
Debt to Equity	0.00%	34.16%
Free Cash Flow Yield	8.15%	N/A
P/S Ratio	N/A	3.69
P/B Ratio	N/A	5.54

Market Cap / Net Assets

EBC

$4.61B

Winner

SPY

$735B

Expense Ratio

EBC

N/A

SPY

0.09%

Max Drawdown

Winner

EBC

54.12%

SPY

56.47%

Sharpe Ratio

EBC

0.97

Winner

SPY

1.67

5Y Beta

EBC

1.01

Winner

SPY

1.00

Industry

EBC

Banks - Regional

SPY

N/A

P/E Ratio

Winner

EBC

11.82

SPY

28.81

Forward P/E

Winner

EBC

10.45

SPY

22.07

Dividend Yield

EBC

2.69%

SPY

N/A

5Y Dividends CAGR

Winner

EBC

54.02%

SPY

5.43%

5Y EPS CAGR

EBC

N/A

SPY

25.84%

Debt to Equity

Winner

EBC

0.00%

SPY

34.16%

Free Cash Flow Yield

EBC

8.15%

SPY

N/A

P/S Ratio

EBC

N/A

SPY

3.69

P/B Ratio

EBC

N/A

SPY

5.54

EBC vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	EBC	SPY
1 month	-5.39%	+4.59%
3 months	-6.74%	+7.81%
6 months	+15.33%	+14.24%
1 year	+31.30%	+26.47%
5 years(CAGR)	+0.26%	+13.84%
10 years(CAGR)	N/A	+15.57%
Max(CAGR)	+11.80%	+8.50%

EBC

-5.39%

Winner

SPY

+4.59%

EBC

-6.74%

Winner

SPY

+7.81%

Winner

EBC

+15.33%

SPY

+14.24%

Winner

EBC

+31.30%

SPY

+26.47%

5Y(CAGR)

EBC

+0.26%

Winner

SPY

+13.84%

10Y(CAGR)

EBC

N/A

SPY

+15.57%

Max(CAGR)

Winner

EBC

+11.80%

SPY

+8.50%

EBC vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	EBC	SPY
2026	+7.74%	+8.80%
2025	+12.03%	+18.00%
2024	+26.39%	+25.59%
2023	-14.72%	+26.72%
2022	-14.90%	-18.64%
2021	+30.09%	+30.52%
2020	+34.24%	+17.28%
2019	N/A	+31.09%
2018	N/A	-5.24%
2017	N/A	+20.78%
2016	N/A	+13.59%
2015	N/A	+1.31%
2014	N/A	+14.56%
2013	N/A	+29.00%
2012	N/A	+14.17%
2011	N/A	+0.85%
2010	N/A	+13.14%
2009	N/A	+22.67%
2008	N/A	-36.25%
2007	N/A	+5.32%
2006	N/A	+13.85%
2005	N/A	+5.32%
2004	N/A	+10.75%
2003	N/A	+24.18%
2002	N/A	-22.42%
2001	N/A	-10.13%
2000	N/A	-8.84%
1999	N/A	+8.61%

EBC vs SPY Drawdown Comparison

The maximum drawdown for EBC was -52.33%, occurring on May 2, 2023. Recovery took 1170 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current EBC drawdown is -9.08%. The current SPY drawdown is -0.92%.

Rank	EBC	SPY
#1	-52.33% May 24, 2021 - Jan 21, 2026	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-15.03% Feb 9, 2026 - Mar 18, 2026	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	-6.31% Dec 24, 2020 - Jan 7, 2021	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	-6.01% Jan 7, 2021 - Feb 22, 2021	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	-4.82% May 6, 2021 - May 20, 2021	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	-4.46% Mar 19, 2021 - Apr 15, 2021	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	-4.41% Oct 22, 2020 - Nov 9, 2020	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	-3.69% Dec 14, 2020 - Dec 22, 2020	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	-2.27% Apr 16, 2021 - Apr 23, 2021	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	-2.22% Oct 15, 2020 - Oct 21, 2020	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	-2.19% Feb 3, 2026 - Feb 9, 2026	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	-2.11% Jan 22, 2026 - Jan 29, 2026	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	-2.06% Feb 25, 2021 - Mar 2, 2021	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	-1.46% Nov 18, 2020 - Nov 23, 2020	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	-1.25% Mar 15, 2021 - Mar 17, 2021	-7.27% Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between EBC and SPY is 0.35 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.35

-101

Dividend Comparison (1999 - 2026)

EBC vs SPY dividend yield comparison.

Year	EBC	SPY
2026	0.66%	0.24%
2025	2.77%	1.07%
2024	2.61%	1.21%
2023	2.89%	1.40%
2022	2.32%	1.65%
2021	1.49%	1.20%
2020	0.00%	1.52%
2019	0.00%	1.75%
2018	0.00%	2.04%
2017	0.00%	1.80%
2016	0.00%	2.03%
2015	0.00%	2.06%
2014	0.00%	1.87%
2013	0.00%	1.81%
2012	0.00%	2.18%
2011	0.00%	2.05%
2010	0.00%	1.80%
2009	0.00%	1.95%
2008	0.00%	3.02%
2007	0.00%	1.85%
2006	0.00%	1.73%
2005	0.00%	1.73%
2004	0.00%	1.82%
2003	0.00%	1.47%
2002	0.00%	1.70%
2001	0.00%	1.25%
2000	0.00%	1.15%
1999	0.00%	0.24%