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FCNCA vs SPY

Comparison between First Citizens Bancshares Inc (NC) - Class A (FCNCA, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceFCNCA has outperformed SPY, delivering a return of +18.3% compared to +13.3%

FCNCA vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
FCNCA
$26B
Winner
SPY
$652B
Expense Ratio
FCNCA
N/A
SPY
0.09%
Max Drawdown
FCNCA
64.11%
Winner
SPY
56.47%
Sharpe Ratio
FCNCA
0.33
Winner
SPY
2.07
5Y Beta
FCNCA
1.11
Winner
SPY
1.00
Industry
FCNCA
Banks - Regional
SPY
N/A
P/E Ratio
Winner
FCNCA
11.87
SPY
28.24
Forward P/E
Winner
FCNCA
12.29
SPY
21.85
PEG Ratio
FCNCA
1.23
SPY
N/A
Dividend Yield
FCNCA
0.41%
SPY
N/A
5Y Dividends CAGR
Winner
FCNCA
43.18%
SPY
5.43%
5Y EPS CAGR
Winner
FCNCA
34.73%
SPY
25.79%
Debt to Equity
FCNCA
161.92%
Winner
SPY
22.35%
Free Cash Flow Yield
FCNCA
8.55%
SPY
N/A
P/S Ratio
Winner
FCNCA
2.53
SPY
3.55
P/B Ratio
Winner
FCNCA
1.14
SPY
5.29

FCNCA vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
FCNCA
-0.24%
Winner
SPY
+9.11%
3M
FCNCA
-9.30%
Winner
SPY
+6.59%
6M
FCNCA
+7.56%
Winner
SPY
+10.56%
1Y
FCNCA
+7.11%
Winner
SPY
+32.04%
5Y(CAGR)
Winner
FCNCA
+18.27%
SPY
+13.35%
10Y(CAGR)
Winner
FCNCA
+23.33%
SPY
+15.49%
Max(CAGR)
Winner
FCNCA
+13.69%
SPY
+8.50%

FCNCA vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearFCNCASPY
2026-9.48%+8.27%
2025+2.49%+18.00%
2024+47.39%+25.59%
2023+89.46%+26.72%
2022-11.55%-18.64%
2021+46.31%+30.52%
2020+7.28%+17.28%
2019+40.73%+31.09%
2018-6.47%-5.24%
2017+13.91%+20.78%
2016+42.96%+13.59%
2015+3.51%+1.31%
2014+14.62%+14.56%
2013+33.71%+29.00%
2012-8.09%+14.17%
2011-8.71%+0.85%
2010+11.87%+13.14%
2009+8.50%+22.67%
2008+7.72%-36.25%
2007-29.39%+5.32%
2006+12.90%+13.85%
2005+21.61%+5.32%
2004+22.65%+10.75%
2003+23.99%+24.18%
2002-0.61%-22.42%
2001+23.69%-10.13%
2000+18.67%-8.84%
1999-8.79%+8.61%

FCNCA vs SPY Drawdown Comparison

The maximum drawdown for FCNCA was -63.51%, occurring on Mar 6, 2009. Recovery took 917 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current FCNCA drawdown is -16.54%.

RankFCNCASPY
#1-63.51%
Jul 25, 2006 - Mar 17, 2010
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-47.49%
Jan 30, 2020 - Nov 9, 2020
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-43.63%
Sep 2, 2021 - Mar 28, 2023
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-33.93%
Mar 17, 2010 - Jul 18, 2013
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-33.51%
Nov 22, 2024 - Apr 8, 2025
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-26.59%
Jul 5, 2001 - Apr 30, 2002
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-26.35%
Nov 3, 1999 - Dec 13, 2000
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-24.39%
Aug 24, 2018 - Sep 12, 2019
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-20.61%
May 22, 2002 - Jul 31, 2003
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-19.04%
Jun 12, 2014 - Dec 5, 2014
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-18.88%
Jul 14, 2015 - Jul 14, 2016
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-16.86%
Feb 16, 2005 - Jul 5, 2005
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-16.51%
Jun 8, 2021 - Aug 27, 2021
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-16.42%
Dec 9, 2014 - Jul 13, 2015
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-15.35%
Jan 25, 2017 - Jul 3, 2017
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between FCNCA and SPY is 0.95 which considered as a very strong positive correlation - the stocks move almost identically together.

0.95
-101

Dividend Comparison (1999 - 2026)

FCNCA vs SPY dividend yield comparison.

YearFCNCASPY
20260.11%0.24%
20250.37%1.07%
20240.33%1.21%
20230.27%1.40%
20220.28%1.65%
20210.23%1.20%
20200.29%1.52%
20190.30%1.75%
20180.38%2.04%
20170.31%1.80%
20160.34%2.03%
20150.46%2.06%
20140.47%1.87%
20130.54%1.81%
20120.80%2.18%
20110.69%2.05%
20100.63%1.80%
20090.73%1.95%
20080.72%3.02%
20070.75%1.85%
20060.54%1.73%
20050.63%1.73%
20040.74%1.82%
20030.91%1.47%
20021.04%1.70%
20011.02%1.25%
20001.24%1.15%
19990.36%0.24%

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