FCNCA vs LPLA

Comparison between First Citizens Bancshares Inc (NC) - Class A (FCNCA, Company) and LPL Financial Holdings Inc (LPLA, Company).

Both FCNCA and LPLA are from the Financial Services sector.

5-Year PerformanceFCNCA has outperformed LPLA, delivering a return of +18.3% compared to +14.8%

FCNCA vs LPLA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FCNCA(COMPANY)	LPLA(COMPANY)
Market Cap	$26B	$26B
Max Drawdown	64.11%	70.50%
Sharpe Ratio	0.33	-0.18
5Y Beta	1.11	1.12
Industry	Banks - Regional	Capital Markets
P/E Ratio	11.87	27.60
Forward P/E	12.29	12.21
PEG Ratio	1.23	0.43
Dividend Yield	0.41%	0.39%
5Y Dividends CAGR	43.18%	8.45%
5Y EPS CAGR	34.73%	13.86%
Debt to Equity	161.92%	126.32%
Free Cash Flow Yield	8.55%	-4.14%
P/S Ratio	2.53	1.46
P/B Ratio	1.14	4.53

Market Cap

FCNCA

$26B

Winner

LPLA

$26B

Max Drawdown

Winner

FCNCA

64.11%

LPLA

70.50%

Sharpe Ratio

Winner

FCNCA

0.33

LPLA

-0.18

5Y Beta

Winner

FCNCA

1.11

LPLA

1.12

Industry

FCNCA

Banks - Regional

LPLA

Capital Markets

P/E Ratio

Winner

FCNCA

11.87

LPLA

27.60

Forward P/E

FCNCA

12.29

Winner

LPLA

12.21

PEG Ratio

FCNCA

1.23

Winner

LPLA

0.43

Dividend Yield

Winner

FCNCA

0.41%

LPLA

0.39%

5Y Dividends CAGR

Winner

FCNCA

43.18%

LPLA

8.45%

5Y EPS CAGR

Winner

FCNCA

34.73%

LPLA

13.86%

Debt to Equity

FCNCA

161.92%

Winner

LPLA

126.32%

Free Cash Flow Yield

Winner

FCNCA

8.55%

LPLA

-4.14%

P/S Ratio

FCNCA

2.53

Winner

LPLA

1.46

P/B Ratio

Winner

FCNCA

1.14

LPLA

4.53

FCNCA vs LPLA - Historical Returns

Returns include dividend reinvestment.

Period	FCNCA	LPLA
1 month	-0.24%	-2.34%
3 months	-9.30%	-22.74%
6 months	+7.56%	-18.59%
1 year	+7.11%	-10.16%
5 years(CAGR)	+18.27%	+14.79%
10 years(CAGR)	+23.33%	+30.47%
Max(CAGR)	+13.69%	+17.57%

Winner

FCNCA

-0.24%

LPLA

-2.34%

Winner

FCNCA

-9.30%

LPLA

-22.74%

Winner

FCNCA

+7.56%

LPLA

-18.59%

Winner

FCNCA

+7.11%

LPLA

-10.16%

5Y(CAGR)

Winner

FCNCA

+18.27%

LPLA

+14.79%

10Y(CAGR)

FCNCA

+23.33%

Winner

LPLA

+30.47%

Max(CAGR)

FCNCA

+13.69%

Winner

LPLA

+17.57%

FCNCA vs LPLA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FCNCA	LPLA
2026	-9.48%	-15.99%
2025	+2.49%	+9.26%
2024	+47.39%	+42.17%
2023	+89.46%	+5.39%
2022	-11.55%	+33.43%
2021	+46.31%	+55.94%
2020	+7.28%	+12.56%
2019	+40.73%	+51.80%
2018	-6.47%	+8.40%
2017	+13.91%	+64.14%
2016	+42.96%	-13.85%
2015	+3.51%	-2.51%
2014	+14.62%	-3.43%
2013	+33.71%	+65.69%
2012	-8.09%	-2.00%
2011	-8.71%	-12.66%
2010	+11.87%	+13.13%
2009	+8.50%	N/A
2008	+7.72%	N/A
2007	-29.39%	N/A
2006	+12.90%	N/A
2005	+21.61%	N/A
2004	+22.65%	N/A
2003	+23.99%	N/A
2002	-0.61%	N/A
2001	+23.69%	N/A
2000	+18.67%	N/A
1999	-8.79%	N/A

FCNCA vs LPLA Drawdown Comparison

The maximum drawdown for FCNCA was -63.51%, occurring on Mar 6, 2009. Recovery took 917 trading sessions.

The maximum drawdown for LPLA was -69.32%, occurring on Feb 12, 2016. Recovery took 888 trading sessions.

The current FCNCA drawdown is -16.54%. The current LPLA drawdown is -23.73%.

Rank	FCNCA	LPLA
#1	-63.51% Jul 25, 2006 - Mar 17, 2010	-69.32% Mar 20, 2014 - Sep 27, 2017
#2	-47.49% Jan 30, 2020 - Nov 9, 2020	-60.33% Jan 16, 2020 - Dec 3, 2020
#3	-43.63% Sep 2, 2021 - Mar 28, 2023	-33.78% May 2, 2011 - Mar 15, 2012
#4	-33.93% Mar 17, 2010 - Jul 18, 2013	-33.18% Jun 20, 2024 - Nov 6, 2024
#5	-33.51% Nov 22, 2024 - Apr 8, 2025	-32.61% Nov 8, 2022 - Feb 26, 2024
#6	-26.59% Jul 5, 2001 - Apr 30, 2002	-30.11% Apr 3, 2012 - May 9, 2013
#7	-26.35% Nov 3, 1999 - Dec 13, 2000	-28.62% Jul 30, 2025 - Mar 16, 2026
#8	-24.39% Aug 24, 2018 - Sep 12, 2019	-26.06% May 22, 2018 - Feb 1, 2019
#9	-20.61% May 22, 2002 - Jul 31, 2003	-26.02% Feb 19, 2025 - May 13, 2025
#10	-19.04% Jun 12, 2014 - Dec 5, 2014	-24.69% Feb 9, 2022 - Apr 8, 2022
#11	-18.88% Jul 14, 2015 - Jul 14, 2016	-23.36% Apr 19, 2022 - Aug 4, 2022
#12	-16.86% Feb 16, 2005 - Jul 5, 2005	-18.87% Jul 24, 2019 - Nov 7, 2019
#13	-16.51% Jun 8, 2021 - Aug 27, 2021	-18.45% Apr 30, 2021 - Sep 27, 2021
#14	-16.42% Dec 9, 2014 - Jul 13, 2015	-14.36% Mar 16, 2018 - May 8, 2018
#15	-15.35% Jan 25, 2017 - Jul 3, 2017	-12.71% Feb 19, 2019 - May 3, 2019

Correlation

Correlation between FCNCA and LPLA is 0.96 which considered as a very strong positive correlation - the stocks move almost identically together.

0.96

-101

Dividend Comparison (1999 - 2026)

FCNCA vs LPLA dividend yield comparison.

Year	FCNCA	LPLA
2026	0.11%	0.10%
2025	0.37%	0.34%
2024	0.33%	0.37%
2023	0.27%	0.53%
2022	0.28%	0.46%
2021	0.23%	0.62%
2020	0.29%	0.96%
2019	0.30%	1.08%
2018	0.38%	1.64%
2017	0.31%	1.75%
2016	0.34%	2.84%
2015	0.46%	2.34%
2014	0.47%	2.15%
2013	0.54%	1.38%
2012	0.80%	7.95%
2011	0.69%	0.00%
2010	0.63%	0.00%
2009	0.73%	0.00%
2008	0.72%	0.00%
2007	0.75%	0.00%
2006	0.54%	0.00%
2005	0.63%	0.00%
2004	0.74%	0.00%
2003	0.91%	0.00%
2002	1.04%	0.00%
2001	1.02%	0.00%
2000	1.24%	0.00%
1999	0.36%	0.00%