ENVA vs REYN

Comparison between Enova International Inc (ENVA, Company) and Reynolds Consumer Products Inc (REYN, Company).

ENVA is from the Financial Services sector, while REYN is from the Consumer Cyclical sector.

5-Year PerformanceENVA has outperformed REYN, delivering a return of +43.3% compared to -1.2%

ENVA vs REYN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	REYN(COMPANY)
Market Cap	$5.05B	$5.03B
Max Drawdown	81.56%	41.71%
Sharpe Ratio	2.02	0.63
5Y Beta	1.36	0.23
Industry	Credit Services	Packaging & Containers
P/E Ratio	15.44	15.27
Forward P/E	12.44	14.93
PEG Ratio	0.34	N/A
Dividend Yield	N/A	3.94%
5Y Dividends CAGR	N/A	5.02%
5Y EPS CAGR	-0.17%	-4.41%
Debt to Equity	344.74%	67.55%
Free Cash Flow Yield	37.69%	6.48%
P/S Ratio	3.19	1.33
P/B Ratio	3.60	2.22

Market Cap

Winner

ENVA

$5.05B

REYN

$5.03B

Max Drawdown

ENVA

81.56%

Winner

REYN

41.71%

Sharpe Ratio

Winner

ENVA

2.02

REYN

0.63

5Y Beta

ENVA

1.36

Winner

REYN

0.23

Industry

ENVA

Credit Services

REYN

Packaging & Containers

P/E Ratio

ENVA

15.44

Winner

REYN

15.27

Forward P/E

Winner

ENVA

12.44

REYN

14.93

PEG Ratio

ENVA

0.34

REYN

N/A

Dividend Yield

ENVA

N/A

REYN

3.94%

5Y Dividends CAGR

ENVA

N/A

REYN

5.02%

5Y EPS CAGR

Winner

ENVA

-0.17%

REYN

-4.41%

Debt to Equity

ENVA

344.74%

Winner

REYN

67.55%

Free Cash Flow Yield

Winner

ENVA

37.69%

REYN

6.48%

P/S Ratio

ENVA

3.19

Winner

REYN

1.33

P/B Ratio

ENVA

3.60

Winner

REYN

2.22

ENVA vs REYN - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	REYN
1 month	+29.99%	+9.27%
3 months	+49.08%	+15.11%
6 months	+24.20%	+3.19%
1 year	+105.19%	+15.16%
5 years(CAGR)	+43.26%	-1.18%
10 years(CAGR)	+40.10%	N/A
Max(CAGR)	+19.09%	+0.39%

Winner

ENVA

+29.99%

REYN

+9.27%

Winner

ENVA

+49.08%

REYN

+15.11%

Winner

ENVA

+24.20%

REYN

+3.19%

Winner

ENVA

+105.19%

REYN

+15.16%

5Y(CAGR)

Winner

ENVA

+43.26%

REYN

-1.18%

10Y(CAGR)

ENVA

+40.10%

REYN

N/A

Max(CAGR)

Winner

ENVA

+19.09%

REYN

+0.39%

ENVA vs REYN - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	ENVA	REYN
2026	+26.41%	+5.39%
2025	+63.51%	-11.14%
2024	+73.79%	+2.68%
2023	+43.31%	-7.31%
2022	-7.39%	-1.55%
2021	+77.62%	+4.38%
2020	+2.61%	+7.33%
2019	+20.24%	N/A
2018	+24.35%	N/A
2017	+14.72%	N/A
2016	+90.15%	N/A
2015	-71.03%	N/A
2014	-17.40%	N/A

ENVA vs REYN Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for REYN was -33.37%, occurring on Jun 18, 2025. This drawdown has not yet recovered.

The current REYN drawdown is -21.59%.

Rank	ENVA	REYN
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-33.37% Sep 5, 2024 - Jun 18, 2025
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-25.65% Jul 7, 2020 - Aug 27, 2024
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-22.00% Feb 10, 2020 - Apr 27, 2020
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-10.77% May 18, 2020 - Jul 7, 2020
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-3.20% May 12, 2020 - May 15, 2020
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-3.08% Feb 6, 2020 - Feb 10, 2020
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-2.37% May 4, 2020 - May 12, 2020
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-1.04% Apr 29, 2020 - May 1, 2020
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-0.79% Aug 29, 2024 - Sep 4, 2024
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-0.33% Feb 4, 2020 - Feb 6, 2020
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-0.03% Aug 27, 2024 - Aug 29, 2024
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-0.03% Apr 27, 2020 - Apr 29, 2020
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	N/A
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	N/A
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	N/A

Correlation

Correlation between ENVA and REYN is -0.40 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.40

-101