ENVA vs MTH

Comparison between Enova International Inc (ENVA, Company) and Meritage Homes Corp (MTH, Company).

ENVA is from the Financial Services sector, while MTH is from the Consumer Cyclical sector.

5-Year PerformanceENVA has outperformed MTH, delivering a return of +43.3% compared to +11.0%

ENVA vs MTH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	MTH(COMPANY)
Market Cap	$5.05B	$5.05B
Max Drawdown	81.56%	93.22%
Sharpe Ratio	2.02	0.64
5Y Beta	1.36	0.89
Industry	Credit Services	Residential Construction
P/E Ratio	15.44	13.68
Forward P/E	12.44	12.48
PEG Ratio	0.34	0.54
Dividend Yield	N/A	2.44%
5Y EPS CAGR	-0.17%	-2.95%
Debt to Equity	344.74%	0.00%
Free Cash Flow Yield	37.69%	4.71%
P/S Ratio	3.19	0.90
P/B Ratio	3.60	0.99

Market Cap

ENVA

$5.05B

Winner

MTH

$5.05B

Max Drawdown

Winner

ENVA

81.56%

MTH

93.22%

Sharpe Ratio

Winner

ENVA

2.02

MTH

0.64

5Y Beta

ENVA

1.36

Winner

MTH

0.89

Industry

ENVA

Credit Services

MTH

Residential Construction

P/E Ratio

ENVA

15.44

Winner

MTH

13.68

Forward P/E

Winner

ENVA

12.44

MTH

12.48

PEG Ratio

Winner

ENVA

0.34

MTH

0.54

Dividend Yield

ENVA

N/A

MTH

2.44%

5Y EPS CAGR

Winner

ENVA

-0.17%

MTH

-2.95%

Debt to Equity

ENVA

344.74%

Winner

MTH

0.00%

Free Cash Flow Yield

Winner

ENVA

37.69%

MTH

4.71%

P/S Ratio

ENVA

3.19

Winner

MTH

0.90

P/B Ratio

ENVA

3.60

Winner

MTH

0.99

ENVA vs MTH - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	MTH
1 month	+29.99%	+17.65%
3 months	+49.08%	+23.19%
6 months	+24.20%	+16.14%
1 year	+105.19%	+15.07%
5 years(CAGR)	+43.26%	+10.98%
10 years(CAGR)	+40.10%	+15.89%
Max(CAGR)	+19.09%	+16.90%

Winner

ENVA

+29.99%

MTH

+17.65%

Winner

ENVA

+49.08%

MTH

+23.19%

Winner

ENVA

+24.20%

MTH

+16.14%

Winner

ENVA

+105.19%

MTH

+15.07%

5Y(CAGR)

Winner

ENVA

+43.26%

MTH

+10.98%

10Y(CAGR)

Winner

ENVA

+40.10%

MTH

+15.89%

Max(CAGR)

Winner

ENVA

+19.09%

MTH

+16.90%

ENVA vs MTH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ENVA	MTH
2026	+26.41%	+14.95%
2025	+63.51%	-11.27%
2024	+73.79%	-8.31%
2023	+43.31%	+88.24%
2022	-7.39%	-22.28%
2021	+77.62%	+48.67%
2020	+2.61%	+34.69%
2019	+20.24%	+62.18%
2018	+24.35%	-30.06%
2017	+14.72%	+44.43%
2016	+90.15%	+5.84%
2015	-71.03%	-4.71%
2014	-17.40%	-23.73%
2013	N/A	+25.83%
2012	N/A	+57.06%
2011	N/A	+0.96%
2010	N/A	+11.90%
2009	N/A	+60.95%
2008	N/A	-11.10%
2007	N/A	-67.66%
2006	N/A	-24.89%
2005	N/A	+12.52%
2004	N/A	+73.46%
2003	N/A	+87.63%
2002	N/A	+31.75%
2001	N/A	+40.55%
2000	N/A	+263.40%
1999	N/A	+8.74%

ENVA vs MTH Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for MTH was -93.22%, occurring on Nov 21, 2008. Recovery took 3772 trading sessions.

The current MTH drawdown is -26.64%.

Rank	ENVA	MTH
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-93.22% Aug 1, 2005 - Jul 27, 2020
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-51.15% Jul 19, 2001 - Feb 27, 2002
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-46.77% Dec 31, 2021 - Apr 17, 2023
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-44.56% Feb 6, 2001 - May 8, 2001
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-42.95% Sep 19, 2024 - Mar 20, 2026
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-41.25% Apr 25, 2002 - May 30, 2003
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-30.30% Oct 2, 2020 - May 7, 2021
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-30.12% Nov 6, 2000 - Dec 11, 2000
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-26.86% Jul 28, 2023 - Dec 6, 2023
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-26.64% Jan 11, 2001 - Feb 6, 2001
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-25.39% May 15, 2001 - Jul 17, 2001
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-25.26% May 10, 2021 - Nov 17, 2021
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	-24.28% Feb 25, 2005 - Jun 1, 2005
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	-23.17% Mar 5, 2004 - Sep 22, 2004
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	-20.06% Jun 17, 2003 - Oct 8, 2003