ENVA vs GRFS

Comparison between Enova International Inc (ENVA, Company) and Grifols SA (GRFS, Company).

ENVA is from the Financial Services sector, while GRFS is from the Healthcare sector.

5-Year PerformanceENVA has outperformed GRFS, delivering a return of +43.3% compared to -15.9%

ENVA vs GRFS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	GRFS(COMPANY)
Market Cap	$5.05B	$5.04B
Max Drawdown	81.56%	78.66%
Sharpe Ratio	2.02	-0.47
5Y Beta	1.36	0.87
Industry	Credit Services	Drug Manufacturers - General
P/E Ratio	15.44	10.38
Forward P/E	12.44	8.37
PEG Ratio	0.34	0.08
Dividend Yield	N/A	2.38%
5Y Dividends CAGR	N/A	-4.42%
5Y EPS CAGR	-0.17%	-10.20%
Debt to Equity	344.74%	177.15%
Free Cash Flow Yield	37.69%	17.34%
P/S Ratio	3.19	0.68
P/B Ratio	3.60	0.79

Market Cap

Winner

ENVA

$5.05B

GRFS

$5.04B

Max Drawdown

ENVA

81.56%

Winner

GRFS

78.66%

Sharpe Ratio

Winner

ENVA

2.02

GRFS

-0.47

5Y Beta

ENVA

1.36

Winner

GRFS

0.87

Industry

ENVA

Credit Services

GRFS

Drug Manufacturers - General

P/E Ratio

ENVA

15.44

Winner

GRFS

10.38

Forward P/E

ENVA

12.44

Winner

GRFS

8.37

PEG Ratio

ENVA

0.34

Winner

GRFS

0.08

Dividend Yield

ENVA

N/A

GRFS

2.38%

5Y Dividends CAGR

ENVA

N/A

GRFS

-4.42%

5Y EPS CAGR

Winner

ENVA

-0.17%

GRFS

-10.20%

Debt to Equity

ENVA

344.74%

Winner

GRFS

177.15%

Free Cash Flow Yield

Winner

ENVA

37.69%

GRFS

17.34%

P/S Ratio

ENVA

3.19

Winner

GRFS

0.68

P/B Ratio

ENVA

3.60

Winner

GRFS

0.79

ENVA vs GRFS - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	GRFS
1 month	+29.99%	-8.77%
3 months	+49.08%	-5.33%
6 months	+24.20%	-19.82%
1 year	+105.19%	-11.58%
5 years(CAGR)	+43.26%	-15.88%
10 years(CAGR)	+40.10%	-6.47%
Max(CAGR)	+19.09%	+2.65%

Winner

ENVA

+29.99%

GRFS

-8.77%

Winner

ENVA

+49.08%

GRFS

-5.33%

Winner

ENVA

+24.20%

GRFS

-19.82%

Winner

ENVA

+105.19%

GRFS

-11.58%

5Y(CAGR)

Winner

ENVA

+43.26%

GRFS

-15.88%

10Y(CAGR)

Winner

ENVA

+40.10%

GRFS

-6.47%

Max(CAGR)

Winner

ENVA

+19.09%

GRFS

+2.65%

ENVA vs GRFS - Annual Returns (2011 - 2026)

Returns include dividend reinvestment.

Year	ENVA	GRFS
2026	+26.41%	-21.21%
2025	+63.51%	+26.06%
2024	+73.79%	-32.67%
2023	+43.31%	+32.27%
2022	-7.39%	-26.98%
2021	+77.62%	-39.47%
2020	+2.61%	-21.16%
2019	+20.24%	+31.32%
2018	+24.35%	-19.94%
2017	+14.72%	+44.23%
2016	+90.15%	+2.30%
2015	-71.03%	-3.95%
2014	-17.40%	-1.76%
2013	N/A	+42.07%
2012	N/A	+158.95%
2011	N/A	-12.53%

ENVA vs GRFS Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for GRFS was -78.00%, occurring on Mar 6, 2024. This drawdown has not yet recovered.

The current GRFS drawdown is -70.24%.

Rank	ENVA	GRFS
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-78.00% Feb 21, 2020 - Mar 6, 2024
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-38.75% Jul 21, 2011 - Feb 2, 2012
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-37.14% Jun 9, 2014 - Jun 21, 2017
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-28.71% Jun 12, 2018 - Jan 7, 2020
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-19.20% Jan 16, 2018 - Jun 12, 2018
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-16.59% Apr 30, 2013 - Jul 25, 2013
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-16.32% May 3, 2012 - Jul 3, 2012
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-14.48% Mar 12, 2014 - Jun 5, 2014
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-12.71% Aug 2, 2013 - Nov 21, 2013
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-11.16% Jun 22, 2017 - Oct 31, 2017
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-9.82% Nov 2, 2012 - Dec 21, 2012
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-9.72% Jul 31, 2012 - Sep 21, 2012
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	-9.54% Jun 2, 2011 - Jul 15, 2011
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	-9.35% Nov 3, 2017 - Jan 5, 2018
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	-8.56% Jan 10, 2020 - Feb 18, 2020

Correlation

Correlation between ENVA and GRFS is -0.63 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.63

-101