DGICA vs BRSP

Comparison between Donegal Group Inc - Class A (DGICA, Company) and BrightSpire Capital Inc - Class A (BRSP, Company).

DGICA is from the Financial Services sector, while BRSP is from the Real Estate sector.

5-Year PerformanceDGICA has outperformed BRSP, delivering a return of +8.7% compared to -0.7%

DGICA vs BRSP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DGICA(COMPANY)	BRSP(COMPANY)
Market Cap	$671M	$671M
Max Drawdown	49.38%	87.78%
Sharpe Ratio	0.17	0.68
5Y Beta	0.24	0.77
Industry	Insurance - Property & Casualty	Reit - Mortgage
P/E Ratio	9.26	-57.00
Forward P/E	16.00	24.57
PEG Ratio	1.38	N/A
Dividend Yield	3.93%	11.80%
5Y Dividends CAGR	8.62%	27.23%
5Y EPS CAGR	-0.44%	N/A
Debt to Equity	5.39%	282.38%
Free Cash Flow Yield	9.63%	10.95%
P/S Ratio	0.69	2.07
P/B Ratio	1.06	0.77

Market Cap

Winner

DGICA

$671M

BRSP

$671M

Max Drawdown

Winner

DGICA

49.38%

BRSP

87.78%

Sharpe Ratio

DGICA

0.17

Winner

BRSP

0.68

5Y Beta

Winner

DGICA

0.24

BRSP

0.77

Industry

DGICA

Insurance - Property & Casualty

BRSP

Reit - Mortgage

P/E Ratio

DGICA

9.26

Winner

BRSP

-57.00

Forward P/E

Winner

DGICA

16.00

BRSP

24.57

PEG Ratio

DGICA

1.38

BRSP

N/A

Dividend Yield

DGICA

3.93%

Winner

BRSP

11.80%

5Y Dividends CAGR

DGICA

8.62%

Winner

BRSP

27.23%

5Y EPS CAGR

DGICA

-0.44%

BRSP

N/A

Debt to Equity

Winner

DGICA

5.39%

BRSP

282.38%

Free Cash Flow Yield

DGICA

9.63%

Winner

BRSP

10.95%

P/S Ratio

Winner

DGICA

0.69

BRSP

2.07

P/B Ratio

DGICA

1.06

Winner

BRSP

0.77

DGICA vs BRSP - Historical Returns

Returns include dividend reinvestment.

Period	DGICA	BRSP
1 month	+1.82%	-3.81%
3 months	+5.17%	-11.29%
6 months	+2.88%	-6.75%
1 year	+3.84%	+17.41%
5 years(CAGR)	+8.69%	-0.71%
10 years(CAGR)	+5.65%	-6.31%
Max(CAGR)	+8.30%	-6.31%

Winner

DGICA

+1.82%

BRSP

-3.81%

Winner

DGICA

+5.17%

BRSP

-11.29%

Winner

DGICA

+2.88%

BRSP

-6.75%

DGICA

+3.84%

Winner

BRSP

+17.41%

5Y(CAGR)

Winner

DGICA

+8.69%

BRSP

-0.71%

10Y(CAGR)

Winner

DGICA

+5.65%

BRSP

-6.31%

Max(CAGR)

Winner

DGICA

+8.30%

BRSP

-6.31%

DGICA vs BRSP - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	DGICA	BRSP
2026	-3.05%	-3.66%
2025	+36.68%	+10.80%
2024	+14.50%	-13.40%
2023	+1.91%	+33.01%
2022	+3.83%	-31.10%
2021	+5.02%	+53.82%
2020	-1.22%	-40.04%
2019	+12.45%	-7.05%
2018	-17.99%	-16.04%
2017	+0.61%	N/A
2016	+28.96%	N/A
2015	-8.72%	N/A
2014	+5.96%	N/A
2013	+17.02%	N/A
2012	-2.28%	N/A
2011	-3.86%	N/A
2010	-4.56%	N/A
2009	-2.86%	N/A
2008	+2.69%	N/A
2007	-12.26%	N/A
2006	+15.79%	N/A
2005	+36.10%	N/A
2004	+7.02%	N/A
2003	+106.22%	N/A
2002	+7.35%	N/A
2001	+1.62%	N/A

DGICA vs BRSP Drawdown Comparison

The maximum drawdown for DGICA was -43.35%, occurring on Aug 24, 2010. Recovery took 2542 trading sessions.

The maximum drawdown for BRSP was -85.71%, occurring on Mar 20, 2020. This drawdown has not yet recovered.

The current DGICA drawdown is -10.08%. The current BRSP drawdown is -51.45%.

Rank	DGICA	BRSP
#1	-43.35% Apr 19, 2006 - May 24, 2016	-85.71% Sep 21, 2018 - Mar 20, 2020
#2	-36.27% Jun 6, 2001 - Apr 28, 2003	-12.11% Mar 9, 2018 - Jun 29, 2018
#3	-30.32% Dec 15, 2017 - Apr 15, 2021	-9.56% Feb 1, 2018 - Feb 23, 2018
#4	-30.16% Dec 29, 2003 - Dec 23, 2004	-7.18% Jul 13, 2018 - Sep 11, 2018
#5	-22.29% Jul 1, 2022 - Oct 24, 2024	-2.25% Mar 2, 2018 - Mar 7, 2018
#6	-20.42% Dec 18, 2025 - May 4, 2026	-1.82% Feb 28, 2018 - Mar 2, 2018
#7	-19.72% Feb 16, 2005 - Jul 22, 2005	-1.82% Jul 6, 2018 - Jul 13, 2018
#8	-19.53% Sep 11, 2003 - Oct 30, 2003	-0.78% Feb 23, 2018 - Feb 27, 2018
#9	-18.83% May 19, 2025 - Nov 26, 2025	-0.10% Jul 2, 2018 - Jul 5, 2018
#10	-18.66% Mar 17, 2017 - Nov 20, 2017	N/A
#11	-16.97% Jun 23, 2003 - Jul 23, 2003	N/A
#12	-16.48% Apr 16, 2021 - May 17, 2022	N/A
#13	-14.90% Dec 2, 2024 - Feb 25, 2025	N/A
#14	-13.96% May 1, 2003 - Jun 5, 2003	N/A
#15	-13.62% Dec 28, 2004 - Feb 11, 2005	N/A

Correlation

Correlation between DGICA and BRSP is -0.35 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.35

-101

Dividend Comparison (2001 - 2026)

DGICA vs BRSP dividend yield comparison.

Year	DGICA	BRSP
2026	2.03%	6.15%
2025	3.60%	11.43%
2024	4.44%	12.77%
2023	4.82%	10.75%
2022	4.61%	12.68%
2021	4.41%	5.65%
2020	4.23%	4.00%
2019	3.90%	12.54%
2018	4.16%	10.10%
2017	3.22%	0.00%
2016	3.13%	0.00%
2015	3.81%	0.00%
2014	3.27%	0.00%
2013	3.18%	0.00%
2012	3.47%	0.00%
2011	3.35%	0.00%
2010	3.16%	0.00%
2009	2.85%	0.00%
2008	2.42%	0.00%
2007	2.05%	0.00%
2006	1.65%	0.00%
2005	1.68%	0.00%
2004	2.05%	0.00%
2003	1.95%	0.00%
2002	3.72%	0.00%
2001	2.88%	0.00%