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DGICA vs BCAL

Comparison between Donegal Group Inc - Class A (DGICA, Company) and Southern Calif Bancorp (BCAL, Company).

Both DGICA and BCAL are from the Financial Services sector.

5-Year PerformanceDGICA has outperformed BCAL, delivering a return of +8.7% compared to +8.5%

DGICA vs BCAL - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
DGICA
$671M
BCAL
$670M
Max Drawdown
Winner
DGICA
49.38%
BCAL
52.35%
Sharpe Ratio
DGICA
0.17
Winner
BCAL
0.99
5Y Beta
Winner
DGICA
0.24
BCAL
0.77
Industry
DGICA
Insurance - Property & Casualty
BCAL
Banks - Regional
P/E Ratio
Winner
DGICA
9.26
BCAL
11.24
Forward P/E
DGICA
16.00
BCAL
N/A
PEG Ratio
DGICA
1.38
Winner
BCAL
0.05
Dividend Yield
Winner
DGICA
3.93%
BCAL
0.94%
5Y Dividends CAGR
DGICA
8.62%
BCAL
N/A
5Y EPS CAGR
DGICA
-0.44%
BCAL
N/A
Debt to Equity
Winner
DGICA
5.39%
BCAL
5.92%
Free Cash Flow Yield
Winner
DGICA
9.63%
BCAL
8.71%
P/S Ratio
Winner
DGICA
0.69
BCAL
3.62
P/B Ratio
Winner
DGICA
1.06
BCAL
1.18

DGICA vs BCAL - Historical Returns

Returns include dividend reinvestment.

1M
DGICA
+1.82%
Winner
BCAL
+2.17%
3M
DGICA
+5.17%
Winner
BCAL
+12.65%
6M
DGICA
+2.88%
Winner
BCAL
+14.04%
1Y
DGICA
+3.84%
Winner
BCAL
+27.00%
5Y(CAGR)
Winner
DGICA
+8.69%
BCAL
+8.53%
10Y(CAGR)
DGICA
+5.65%
Winner
BCAL
+9.83%
Max(CAGR)
DGICA
+8.30%
Winner
BCAL
+9.65%

DGICA vs BCAL - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

YearDGICABCAL
2026-3.05%+13.05%
2025+36.68%+15.35%
2024+14.50%-3.84%
2023+1.91%+3.58%
2022+3.83%+12.35%
2021+5.02%+17.57%
2020-1.22%+0.00%
2019+12.45%-5.55%
2018-17.99%-10.51%
2017+0.61%+28.26%
2016+28.96%+38.55%
2015-8.72%+4.40%
2014+5.96%N/A
2013+17.02%N/A
2012-2.28%N/A
2011-3.86%N/A
2010-4.56%N/A
2009-2.86%N/A
2008+2.69%N/A
2007-12.26%N/A
2006+15.79%N/A
2005+36.10%N/A
2004+7.02%N/A
2003+106.22%N/A
2002+7.35%N/A
2001+1.62%N/A

DGICA vs BCAL Drawdown Comparison

The maximum drawdown for DGICA was -43.35%, occurring on Aug 24, 2010. Recovery took 2542 trading sessions.

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The current DGICA drawdown is -10.08%. The current BCAL drawdown is -3.82%.

RankDGICABCAL
#1-43.35%
Apr 19, 2006 - May 24, 2016
-52.35%
Feb 9, 2018 - Dec 19, 2023
#2-36.27%
Jun 6, 2001 - Apr 28, 2003
-32.26%
Nov 25, 2024 - Oct 29, 2025
#3-30.32%
Dec 15, 2017 - Apr 15, 2021
-25.88%
Dec 29, 2023 - Nov 12, 2024
#4-30.16%
Dec 29, 2003 - Dec 23, 2004
-20.97%
May 3, 2017 - Jan 22, 2018
#5-22.29%
Jul 1, 2022 - Oct 24, 2024
-13.51%
Dec 8, 2025 - Jun 23, 2026
#6-20.42%
Dec 18, 2025 - May 4, 2026
-9.26%
Mar 15, 2017 - May 3, 2017
#7-19.72%
Feb 16, 2005 - Jul 22, 2005
-5.30%
Dec 24, 2015 - Aug 23, 2016
#8-19.53%
Sep 11, 2003 - Oct 30, 2003
-4.30%
Nov 11, 2025 - Nov 24, 2025
#9-18.83%
May 19, 2025 - Nov 26, 2025
-4.25%
Jul 1, 2026 - Jul 16, 2026
#10-18.66%
Mar 17, 2017 - Nov 20, 2017
-3.82%
Jul 16, 2026 - Jul 23, 2026
#11-16.97%
Jun 23, 2003 - Jul 23, 2003
-1.04%
Nov 12, 2024 - Nov 21, 2024
#12-16.48%
Apr 16, 2021 - May 17, 2022
-0.62%
Nov 25, 2025 - Dec 3, 2025
#13-14.90%
Dec 2, 2024 - Feb 25, 2025
-0.56%
Dec 4, 2025 - Dec 8, 2025
#14-13.96%
May 1, 2003 - Jun 5, 2003
-0.37%
Nov 5, 2025 - Nov 10, 2025
#15-13.62%
Dec 28, 2004 - Feb 11, 2005
-0.35%
Dec 27, 2023 - Dec 29, 2023

Correlation

Correlation between DGICA and BCAL is 0.66 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.66
-101

Dividend Comparison (2001 - 2026)

DGICA vs BCAL dividend yield comparison.

YearDGICABCAL
20262.03%0.96%
20253.60%0.54%
20244.44%0.00%
20234.82%0.00%
20224.61%0.00%
20214.41%0.00%
20204.23%0.00%
20193.90%0.00%
20184.16%0.00%
20173.22%0.00%
20163.13%0.00%
20153.81%0.00%
20143.27%0.00%
20133.18%0.00%
20123.47%0.00%
20113.35%0.00%
20103.16%0.00%
20092.85%0.00%
20082.42%0.00%
20072.05%0.00%
20061.65%0.00%
20051.68%0.00%
20042.05%0.00%
20031.95%0.00%
20023.72%0.00%
20012.88%0.00%

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