BRSP vs BCAL

Comparison between BrightSpire Capital Inc - Class A (BRSP, Company) and Southern Calif Bancorp (BCAL, Company).

BRSP is from the Real Estate sector, while BCAL is from the Financial Services sector.

5-Year PerformanceBCAL has outperformed BRSP, delivering a return of +8.5% compared to -0.7%

BRSP vs BCAL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BRSP(COMPANY)	BCAL(COMPANY)
Market Cap	$671M	$670M
Max Drawdown	87.78%	52.35%
Sharpe Ratio	0.68	0.99
5Y Beta	0.77	0.77
Industry	Reit - Mortgage	Banks - Regional
P/E Ratio	-57.00	11.24
Forward P/E	24.57	N/A
PEG Ratio	N/A	0.05
Dividend Yield	11.80%	0.94%
5Y Dividends CAGR	27.23%	N/A
Debt to Equity	282.38%	5.92%
Free Cash Flow Yield	10.95%	8.71%
P/S Ratio	2.07	3.62
P/B Ratio	0.77	1.18

Market Cap

Winner

BRSP

$671M

BCAL

$670M

Max Drawdown

BRSP

87.78%

Winner

BCAL

52.35%

Sharpe Ratio

BRSP

0.68

Winner

BCAL

0.99

5Y Beta

BRSP

0.77

Winner

BCAL

0.77

Industry

BRSP

Reit - Mortgage

BCAL

Banks - Regional

P/E Ratio

Winner

BRSP

-57.00

BCAL

11.24

Forward P/E

BRSP

24.57

BCAL

N/A

PEG Ratio

BRSP

N/A

BCAL

0.05

Dividend Yield

Winner

BRSP

11.80%

BCAL

0.94%

5Y Dividends CAGR

BRSP

27.23%

BCAL

N/A

Debt to Equity

BRSP

282.38%

Winner

BCAL

5.92%

Free Cash Flow Yield

Winner

BRSP

10.95%

BCAL

8.71%

P/S Ratio

Winner

BRSP

2.07

BCAL

3.62

P/B Ratio

Winner

BRSP

0.77

BCAL

1.18

BRSP vs BCAL - Historical Returns

Returns include dividend reinvestment.

Period	BRSP	BCAL
1 month	-3.81%	+2.17%
3 months	-11.29%	+12.65%
6 months	-6.75%	+14.04%
1 year	+17.41%	+27.00%
5 years(CAGR)	-0.71%	+8.53%
10 years(CAGR)	-6.31%	+9.83%
Max(CAGR)	-6.31%	+9.65%

BRSP

-3.81%

Winner

BCAL

+2.17%

BRSP

-11.29%

Winner

BCAL

+12.65%

BRSP

-6.75%

Winner

BCAL

+14.04%

BRSP

+17.41%

Winner

BCAL

+27.00%

5Y(CAGR)

BRSP

-0.71%

Winner

BCAL

+8.53%

10Y(CAGR)

BRSP

-6.31%

Winner

BCAL

+9.83%

Max(CAGR)

BRSP

-6.31%

Winner

BCAL

+9.65%

BRSP vs BCAL - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	BRSP	BCAL
2026	-3.66%	+13.05%
2025	+10.80%	+15.35%
2024	-13.40%	-3.84%
2023	+33.01%	+3.58%
2022	-31.10%	+12.35%
2021	+53.82%	+17.57%
2020	-40.04%	+0.00%
2019	-7.05%	-5.55%
2018	-16.04%	-10.51%
2017	N/A	+28.26%
2016	N/A	+38.55%
2015	N/A	+4.40%

BRSP vs BCAL Drawdown Comparison

The maximum drawdown for BRSP was -85.71%, occurring on Mar 20, 2020. This drawdown has not yet recovered.

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The current BRSP drawdown is -51.45%. The current BCAL drawdown is -3.82%.

Rank	BRSP	BCAL
#1	-85.71% Sep 21, 2018 - Mar 20, 2020	-52.35% Feb 9, 2018 - Dec 19, 2023
#2	-12.11% Mar 9, 2018 - Jun 29, 2018	-32.26% Nov 25, 2024 - Oct 29, 2025
#3	-9.56% Feb 1, 2018 - Feb 23, 2018	-25.88% Dec 29, 2023 - Nov 12, 2024
#4	-7.18% Jul 13, 2018 - Sep 11, 2018	-20.97% May 3, 2017 - Jan 22, 2018
#5	-2.25% Mar 2, 2018 - Mar 7, 2018	-13.51% Dec 8, 2025 - Jun 23, 2026
#6	-1.82% Feb 28, 2018 - Mar 2, 2018	-9.26% Mar 15, 2017 - May 3, 2017
#7	-1.82% Jul 6, 2018 - Jul 13, 2018	-5.30% Dec 24, 2015 - Aug 23, 2016
#8	-0.78% Feb 23, 2018 - Feb 27, 2018	-4.30% Nov 11, 2025 - Nov 24, 2025
#9	-0.10% Jul 2, 2018 - Jul 5, 2018	-4.25% Jul 1, 2026 - Jul 16, 2026
#10	N/A	-3.82% Jul 16, 2026 - Jul 23, 2026
#11	N/A	-1.04% Nov 12, 2024 - Nov 21, 2024
#12	N/A	-0.62% Nov 25, 2025 - Dec 3, 2025
#13	N/A	-0.56% Dec 4, 2025 - Dec 8, 2025
#14	N/A	-0.37% Nov 5, 2025 - Nov 10, 2025
#15	N/A	-0.35% Dec 27, 2023 - Dec 29, 2023