DFH vs OSBC

Comparison between Dream Finders Homes Inc - Class A (DFH, Company) and Old Second Bancorporation Inc (OSBC, Company).

DFH is from the Consumer Cyclical sector, while OSBC is from the Financial Services sector.

5-Year PerformanceOSBC has outperformed DFH, delivering a return of +18.1% compared to -6.7%

DFH vs OSBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DFH(COMPANY)	OSBC(COMPANY)
Market Cap	$1.31B	$1.31B
Max Drawdown	75.38%	97.92%
Sharpe Ratio	-0.71	1.70
5Y Beta	1.09	0.77
Industry	Residential Construction	Banks - Regional
P/E Ratio	9.23	14.47
Forward P/E	4.73	8.60
Dividend Yield	N/A	1.07%
5Y Dividends CAGR	N/A	18.47%
5Y EPS CAGR	N/A	21.62%
Debt to Equity	126.90%	0.00%
Free Cash Flow Yield	-12.31%	10.82%

Market Cap

DFH

$1.31B

Winner

OSBC

$1.31B

Max Drawdown

Winner

DFH

75.38%

OSBC

97.92%

Sharpe Ratio

DFH

-0.71

Winner

OSBC

1.70

5Y Beta

DFH

1.09

Winner

OSBC

0.77

Industry

DFH

Residential Construction

OSBC

Banks - Regional

P/E Ratio

Winner

DFH

9.23

OSBC

14.47

Forward P/E

Winner

DFH

4.73

OSBC

8.60

Dividend Yield

DFH

N/A

OSBC

1.07%

5Y Dividends CAGR

DFH

N/A

OSBC

18.47%

5Y EPS CAGR

DFH

N/A

OSBC

21.62%

Debt to Equity

DFH

126.90%

Winner

OSBC

0.00%

Free Cash Flow Yield

DFH

-12.31%

Winner

OSBC

10.82%

DFH vs OSBC - Historical Returns

Returns include dividend reinvestment.

Period	DFH	OSBC
1 month	-4.50%	+12.24%
3 months	+10.50%	+25.33%
6 months	-29.50%	+26.24%
1 year	-49.44%	+46.65%
5 years(CAGR)	-6.74%	+18.08%
10 years(CAGR)	N/A	+14.15%
Max(CAGR)	-6.02%	+4.77%

DFH

-4.50%

Winner

OSBC

+12.24%

DFH

+10.50%

Winner

OSBC

+25.33%

DFH

-29.50%

Winner

OSBC

+26.24%

DFH

-49.44%

Winner

OSBC

+46.65%

5Y(CAGR)

DFH

-6.74%

Winner

OSBC

+18.08%

10Y(CAGR)

DFH

N/A

OSBC

+14.15%

Max(CAGR)

DFH

-6.02%

Winner

OSBC

+4.77%

DFH vs OSBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	DFH	OSBC
2026	-13.42%	+33.78%
2025	-25.43%	+12.77%
2024	-32.47%	+17.57%
2023	+270.88%	-3.00%
2022	-55.34%	+28.09%
2021	-7.16%	+26.87%
2020	N/A	-24.81%
2019	N/A	+1.36%
2018	N/A	-5.19%
2017	N/A	+25.65%
2016	N/A	+49.31%
2015	N/A	+52.23%
2014	N/A	+14.99%
2013	N/A	+260.94%
2012	N/A	-7.58%
2011	N/A	-29.35%
2010	N/A	-75.53%
2009	N/A	-43.22%
2008	N/A	-53.83%
2007	N/A	-6.41%
2006	N/A	-1.82%
2005	N/A	-0.89%
2004	N/A	+28.00%
2003	N/A	+34.99%
2002	N/A	+29.38%
2001	N/A	+72.52%
2000	N/A	-0.46%
1999	N/A	-5.91%

DFH vs OSBC Drawdown Comparison

The maximum drawdown for DFH was -75.38%, occurring on Dec 28, 2022. Recovery took 643 trading sessions.

The maximum drawdown for OSBC was -97.67%, occurring on Sep 3, 2010. This drawdown has not yet recovered.

The current DFH drawdown is -66.06%. The current OSBC drawdown is -8.64%.

Rank	DFH	OSBC
#1	-75.38% Jun 1, 2021 - Dec 19, 2023	-97.67% Feb 16, 2005 - Sep 3, 2010
#2	-71.26% Mar 28, 2024 - May 19, 2026	-25.51% Nov 16, 1999 - May 8, 2001
#3	-27.92% Feb 5, 2021 - May 28, 2021	-15.82% Aug 22, 2001 - Dec 17, 2001
#4	-15.35% Dec 27, 2023 - Feb 26, 2024	-14.39% Apr 5, 2004 - Aug 25, 2004
#5	-14.26% Mar 13, 2024 - Mar 22, 2024	-14.22% Jul 30, 2002 - May 23, 2003
#6	-10.67% Jan 26, 2021 - Jan 29, 2021	-13.73% Dec 2, 2004 - Feb 16, 2005
#7	-8.80% Feb 26, 2024 - Feb 29, 2024	-8.11% Sep 7, 2004 - Oct 6, 2004
#8	-4.97% Feb 1, 2021 - Feb 3, 2021	-7.79% Jul 1, 2003 - Sep 18, 2003
#9	-3.58% Feb 29, 2024 - Mar 12, 2024	-6.52% Jul 17, 2002 - Jul 29, 2002
#10	-2.58% Mar 25, 2024 - Mar 28, 2024	-5.50% Jun 29, 2001 - Jul 6, 2001
#11	-1.14% Dec 21, 2023 - Dec 26, 2023	-5.26% Oct 14, 2003 - Oct 29, 2003
#12	N/A	-5.09% Nov 10, 2004 - Dec 1, 2004
#13	N/A	-5.01% Mar 21, 2002 - Apr 16, 2002
#14	N/A	-5.01% Jun 28, 2002 - Jul 9, 2002
#15	N/A	-4.95% Oct 7, 2003 - Oct 14, 2003