DAY vs UMBF

Comparison between Dayforce, Inc. (DAY, Company) and UMB Financial Corp (UMBF, Company).

DAY is from the Technology sector, while UMBF is from the Financial Services sector.

5-Year PerformanceUMBF has outperformed DAY, delivering a return of +10.5% compared to -6.7%

DAY vs UMBF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DAY(COMPANY)	UMBF(COMPANY)
Market Cap	$11B	$11B
Max Drawdown	66.20%	55.48%
Sharpe Ratio	0.08	1.04
5Y Beta	N/A	1.05
Industry	Software - Application	Banks - Regional
P/E Ratio	-74.66	11.83
Forward P/E	29.07	12.09
PEG Ratio	N/A	0.12
Dividend Yield	N/A	1.14%
5Y Dividends CAGR	N/A	10.48%
5Y EPS CAGR	N/A	23.89%
Debt to Equity	0.00%	5.98%
Free Cash Flow Yield	2.46%	9.33%
P/S Ratio	N/A	3.96
P/B Ratio	N/A	1.46

Market Cap

Winner

DAY

$11B

UMBF

$11B

Max Drawdown

DAY

66.20%

Winner

UMBF

55.48%

Sharpe Ratio

DAY

0.08

Winner

UMBF

1.04

5Y Beta

DAY

N/A

UMBF

1.05

Industry

DAY

Software - Application

UMBF

Banks - Regional

P/E Ratio

Winner

DAY

-74.66

UMBF

11.83

Forward P/E

DAY

29.07

Winner

UMBF

12.09

PEG Ratio

DAY

N/A

UMBF

0.12

Dividend Yield

DAY

N/A

UMBF

1.14%

5Y Dividends CAGR

DAY

N/A

UMBF

10.48%

5Y EPS CAGR

DAY

N/A

UMBF

23.89%

Debt to Equity

Winner

DAY

0.00%

UMBF

5.98%

Free Cash Flow Yield

DAY

2.46%

Winner

UMBF

9.33%

P/S Ratio

DAY

N/A

UMBF

3.96

P/B Ratio

DAY

N/A

UMBF

1.46

DAY vs UMBF - Historical Returns

Returns include dividend reinvestment.

Period	DAY	UMBF
1 month	+0.85%	+0.50%
3 months	+1.70%	+8.70%
6 months	+26.70%	+8.81%
1 year	-1.72%	+33.79%
5 years(CAGR)	-6.72%	+10.51%
10 years(CAGR)	N/A	+11.69%
Max(CAGR)	+10.92%	+9.59%

Winner

DAY

+0.85%

UMBF

+0.50%

DAY

+1.70%

Winner

UMBF

+8.70%

Winner

DAY

+26.70%

UMBF

+8.81%

DAY

-1.72%

Winner

UMBF

+33.79%

5Y(CAGR)

DAY

-6.72%

Winner

UMBF

+10.51%

10Y(CAGR)

DAY

N/A

UMBF

+11.69%

Max(CAGR)

Winner

DAY

+10.92%

UMBF

+9.59%

DAY vs UMBF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	DAY	UMBF
2026	+0.85%	+25.48%
2025	-3.12%	+4.43%
2024	+10.03%	+36.78%
2023	+9.01%	+3.42%
2022	-38.87%	-20.94%
2021	+1.88%	+56.84%
2020	+52.19%	+2.31%
2019	+101.07%	+12.96%
2018	+10.51%	-14.08%
2017	N/A	-4.73%
2016	N/A	+72.72%
2015	N/A	-15.46%
2014	N/A	-8.37%
2013	N/A	+45.29%
2012	N/A	+16.28%
2011	N/A	-10.95%
2010	N/A	+7.25%
2009	N/A	-18.23%
2008	N/A	+33.58%
2007	N/A	+5.13%
2006	N/A	+13.65%
2005	N/A	+15.86%
2004	N/A	+20.02%
2003	N/A	+25.51%
2002	N/A	-4.66%
2001	N/A	+17.31%
2000	N/A	+4.09%
1999	N/A	-9.66%

DAY vs UMBF Drawdown Comparison

The maximum drawdown for DAY was -66.20%, occurring on Jun 16, 2022. This drawdown has not yet recovered.

The maximum drawdown for UMBF was -52.70%, occurring on Oct 3, 2011. Recovery took 1303 trading sessions.

The current DAY drawdown is -46.39%. The current UMBF drawdown is -2.16%.

Rank	DAY	UMBF
#1	-66.20% Nov 2, 2021 - Jun 16, 2022	-52.70% Sep 19, 2008 - Nov 21, 2013
#2	-49.66% Feb 4, 2020 - Jun 5, 2020	-50.23% Jan 14, 2022 - Sep 19, 2024
#3	-27.82% Oct 3, 2018 - Feb 6, 2019	-45.00% Jun 8, 2018 - Jan 7, 2021
#4	-26.82% Aug 29, 2019 - Nov 19, 2019	-37.76% Jan 22, 2014 - Nov 9, 2016
#5	-26.65% Dec 23, 2020 - Aug 27, 2021	-31.80% Nov 25, 2024 - Jan 21, 2026
#6	-19.36% Jun 18, 2018 - Sep 14, 2018	-29.26% Nov 3, 1999 - Jun 28, 2001
#7	-18.85% Jul 9, 2020 - Oct 5, 2020	-27.59% May 15, 2002 - Sep 16, 2003
#8	-15.97% Jun 8, 2020 - Jul 1, 2020	-22.52% Sep 19, 2007 - Apr 24, 2008
#9	-12.34% May 17, 2018 - Jun 15, 2018	-21.27% Mar 1, 2017 - Jun 7, 2018
#10	-11.57% Apr 30, 2019 - Jul 31, 2019	-18.57% Feb 6, 2026 - May 6, 2026
#11	-8.81% Oct 23, 2020 - Nov 6, 2020	-16.25% Aug 21, 2001 - Apr 1, 2002
#12	-8.79% Sep 7, 2021 - Oct 7, 2021	-16.10% Jun 20, 2008 - Jul 22, 2008
#13	-6.91% Sep 18, 2018 - Oct 3, 2018	-14.40% May 14, 2021 - Oct 1, 2021
#14	-5.72% Aug 13, 2019 - Aug 20, 2019	-12.75% Aug 11, 2008 - Sep 18, 2008
#15	-5.68% Jul 31, 2019 - Aug 13, 2019	-10.65% Dec 9, 2016 - Feb 21, 2017