CZFS vs VACI
Comparison between Citizens Financial Services Inc (CZFS, Company) and Viking Acquisition Corp I Class A (VACI, Company).
Both CZFS and VACI are from the Financial Services sector.
CZFS vs VACI - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap
Winner
CZFS
$313M
VACI
$312M
Max Drawdown
CZFS
56.28%
Winner
VACI
2.09%
Sharpe Ratio
CZFS
0.28
Winner
VACI
0.88
5Y Beta
CZFS
0.96
Winner
VACI
0.04
Industry
CZFS
Banks - Regional
VACI
Shell Companies
P/E Ratio
CZFS
8.57
VACI
N/A
Forward P/E
CZFS
9.27
VACI
N/A
PEG Ratio
CZFS
0.26
VACI
N/A
Dividend Yield
CZFS
3.06%
VACI
N/A
5Y Dividends CAGR
CZFS
6.87%
VACI
N/A
5Y EPS CAGR
CZFS
9.12%
VACI
N/A
Debt to Equity
CZFS
0.00%
VACI
N/A
Free Cash Flow Yield
CZFS
13.95%
VACI
N/A
P/S Ratio
CZFS
2.79
VACI
N/A
P/B Ratio
CZFS
0.92
VACI
N/A
CZFS vs VACI - Historical Returns
Returns include dividend reinvestment.
1M
Winner
CZFS
+3.64%
VACI
+2.47%
3M
CZFS
+3.07%
Winner
VACI
+4.44%
6M
Winner
CZFS
+13.02%
VACI
+4.54%
1Y
CZFS
+7.19%
VACI
N/A
5Y(CAGR)
CZFS
+4.53%
VACI
N/A
10Y(CAGR)
CZFS
+7.30%
VACI
N/A
Max(CAGR)
Winner
CZFS
+11.70%
VACI
+8.37%
CZFS vs VACI - Annual Returns (2001 - 2026)
Returns include dividend reinvestment.
| Year | CZFS | VACI |
|---|---|---|
| 2026 | +13.53% | +4.49% |
| 2025 | -3.27% | -0.25% |
| 2024 | +3.35% | N/A |
| 2023 | -12.16% | N/A |
| 2022 | +31.15% | N/A |
| 2021 | +14.87% | N/A |
| 2020 | -4.54% | N/A |
| 2019 | +12.77% | N/A |
| 2018 | -7.82% | N/A |
| 2017 | +34.26% | N/A |
| 2016 | +13.55% | N/A |
| 2015 | -3.03% | N/A |
| 2014 | +8.49% | N/A |
| 2013 | +38.27% | N/A |
| 2012 | +29.99% | N/A |
| 2011 | -3.11% | N/A |
| 2010 | +47.79% | N/A |
| 2009 | +39.87% | N/A |
| 2008 | +3.26% | N/A |
| 2007 | -7.53% | N/A |
| 2006 | +13.12% | N/A |
| 2005 | -8.95% | N/A |
| 2004 | +4.26% | N/A |
| 2003 | +13.19% | N/A |
| 2002 | +64.92% | N/A |
| 2001 | +25.02% | N/A |
CZFS vs VACI Drawdown Comparison
The maximum drawdown for CZFS was -54.99%, occurring on Apr 26, 2024. This drawdown has not yet recovered.
The maximum drawdown for VACI was -2.09%, occurring on Jan 5, 2026. Recovery took 74 trading sessions.
The current CZFS drawdown is -23.70%. The current VACI drawdown is -0.29%.
| Rank | CZFS | VACI |
|---|---|---|
| #1 | -54.99% Jun 12, 2023 - Apr 26, 2024 | -2.09% Dec 30, 2025 - Apr 17, 2026 |
| #2 | -40.57% Feb 14, 2020 - Jul 6, 2021 | -1.08% Apr 22, 2026 - May 14, 2026 |
| #3 | -25.83% Jul 31, 2008 - Jul 20, 2009 | -0.67% May 26, 2026 - Jun 2, 2026 |
| #4 | -24.55% Apr 29, 2003 - Apr 5, 2007 | -0.35% Nov 24, 2025 - Dec 30, 2025 |
| #5 | -22.37% Aug 29, 2022 - Feb 6, 2023 | -0.29% Jun 2, 2026 - Jun 3, 2026 |
| #6 | -22.21% Apr 19, 2007 - May 7, 2008 | -0.19% May 20, 2026 - May 26, 2026 |
| #7 | -18.25% Feb 10, 2023 - Apr 10, 2023 | -0.15% Nov 20, 2025 - Nov 24, 2025 |
| #8 | -17.50% Jul 29, 2011 - May 8, 2012 | -0.10% May 18, 2026 - May 20, 2026 |
| #9 | -17.23% Mar 19, 2014 - Oct 11, 2016 | N/A |
| #10 | -16.91% Apr 20, 2023 - Jun 7, 2023 | N/A |
| #11 | -13.27% Oct 2, 2018 - Mar 29, 2019 | N/A |
| #12 | -11.51% Jan 11, 2011 - Jul 29, 2011 | N/A |
| #13 | -11.11% Jul 31, 2009 - Oct 21, 2009 | N/A |
| #14 | -10.45% Aug 17, 2010 - Nov 3, 2010 | N/A |
| #15 | -10.17% Apr 30, 2010 - Jul 19, 2010 | N/A |
Correlation
Correlation between CZFS and VACI is 0.71 which considered as a strong positive correlation - the stocks tend to move together.
0.71
-101
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