CZFS vs KFII
Comparison between Citizens Financial Services Inc (CZFS, Company) and K&F Growth Acquisition Corp II (KFII, Company).
Both CZFS and KFII are from the Financial Services sector.
CZFS vs KFII - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap
Winner
CZFS
$329M
KFII
$312M
Max Drawdown
CZFS
56.28%
Winner
KFII
0.50%
Sharpe Ratio
Winner
CZFS
0.44
KFII
0.04
5Y Beta
CZFS
0.92
Winner
KFII
-0.00
Industry
CZFS
Banks - Regional
KFII
Shell Companies
P/E Ratio
Winner
CZFS
9.02
KFII
27.67
Forward P/E
CZFS
9.27
KFII
N/A
PEG Ratio
CZFS
0.27
KFII
N/A
Dividend Yield
CZFS
2.95%
KFII
N/A
5Y Dividends CAGR
CZFS
6.87%
KFII
N/A
5Y EPS CAGR
CZFS
8.69%
KFII
N/A
Debt to Equity
CZFS
0.00%
KFII
0.00%
Free Cash Flow Yield
Winner
CZFS
13.25%
KFII
-0.46%
P/S Ratio
CZFS
2.92
KFII
N/A
P/B Ratio
Winner
CZFS
0.94
KFII
1.41
CZFS vs KFII - Historical Returns
Returns include dividend reinvestment.
1M
Winner
CZFS
+7.20%
KFII
+0.38%
3M
Winner
CZFS
+13.73%
KFII
+1.30%
6M
Winner
CZFS
+10.25%
KFII
+2.23%
1Y
Winner
CZFS
+16.58%
KFII
+4.10%
5Y(CAGR)
CZFS
+5.83%
KFII
N/A
10Y(CAGR)
CZFS
+7.94%
KFII
N/A
Max(CAGR)
Winner
CZFS
+12.03%
KFII
+4.89%
CZFS vs KFII - Annual Returns (2001 - 2026)
Returns include dividend reinvestment.
| Year | CZFS | KFII |
|---|---|---|
| 2026 | +22.72% | +2.03% |
| 2025 | -3.27% | +4.13% |
| 2024 | +3.35% | N/A |
| 2023 | -12.16% | N/A |
| 2022 | +31.15% | N/A |
| 2021 | +14.87% | N/A |
| 2020 | -4.54% | N/A |
| 2019 | +12.77% | N/A |
| 2018 | -7.82% | N/A |
| 2017 | +34.26% | N/A |
| 2016 | +13.55% | N/A |
| 2015 | -3.03% | N/A |
| 2014 | +8.49% | N/A |
| 2013 | +38.27% | N/A |
| 2012 | +29.99% | N/A |
| 2011 | -3.11% | N/A |
| 2010 | +47.79% | N/A |
| 2009 | +39.87% | N/A |
| 2008 | +3.26% | N/A |
| 2007 | -7.53% | N/A |
| 2006 | +13.12% | N/A |
| 2005 | -8.95% | N/A |
| 2004 | +4.26% | N/A |
| 2003 | +13.19% | N/A |
| 2002 | +64.92% | N/A |
| 2001 | +25.02% | N/A |
CZFS vs KFII Drawdown Comparison
The maximum drawdown for CZFS was -54.99%, occurring on Apr 26, 2024. This drawdown has not yet recovered.
The maximum drawdown for KFII was -0.50%, occurring on Apr 3, 2025. Recovery took 17 trading sessions.
The current CZFS drawdown is -17.53%.
| Rank | CZFS | KFII |
|---|---|---|
| #1 | -54.99% Jun 12, 2023 - Apr 26, 2024 | -0.50% Apr 2, 2025 - Apr 28, 2025 |
| #2 | -40.57% Feb 14, 2020 - Jul 6, 2021 | -0.50% May 7, 2025 - Jun 5, 2025 |
| #3 | -25.83% Jul 31, 2008 - Jul 20, 2009 | -0.49% Oct 31, 2025 - Nov 19, 2025 |
| #4 | -24.55% Apr 29, 2003 - Apr 5, 2007 | -0.39% Jun 24, 2025 - Jul 21, 2025 |
| #5 | -22.37% Aug 29, 2022 - Feb 6, 2023 | -0.39% Oct 2, 2025 - Oct 8, 2025 |
| #6 | -22.21% Apr 19, 2007 - May 7, 2008 | -0.39% Oct 21, 2025 - Oct 31, 2025 |
| #7 | -18.25% Feb 10, 2023 - Apr 10, 2023 | -0.39% Nov 19, 2025 - Dec 9, 2025 |
| #8 | -17.50% Jul 29, 2011 - May 8, 2012 | -0.38% Feb 5, 2026 - Mar 20, 2026 |
| #9 | -17.23% Mar 19, 2014 - Oct 11, 2016 | -0.29% Aug 5, 2025 - Sep 11, 2025 |
| #10 | -16.91% Apr 20, 2023 - Jun 7, 2023 | -0.29% Mar 20, 2026 - Apr 10, 2026 |
| #11 | -13.27% Oct 2, 2018 - Mar 29, 2019 | -0.19% Oct 8, 2025 - Oct 21, 2025 |
| #12 | -11.51% Jan 11, 2011 - Jul 29, 2011 | -0.19% Dec 9, 2025 - Dec 19, 2025 |
| #13 | -11.11% Jul 31, 2009 - Oct 21, 2009 | -0.19% Dec 19, 2025 - Jan 8, 2026 |
| #14 | -10.45% Aug 17, 2010 - Nov 3, 2010 | -0.19% Jan 8, 2026 - Jan 26, 2026 |
| #15 | -10.17% Apr 30, 2010 - Jul 19, 2010 | -0.19% Jun 8, 2026 - Jun 11, 2026 |
Correlation
Correlation between CZFS and KFII is 0.72 which considered as a strong positive correlation - the stocks tend to move together.
0.72
-101
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