CZFS vs ALF
Comparison between Citizens Financial Services Inc (CZFS, Company) and Centurion Acquisition Corp - Class A (ALF, Company).
Both CZFS and ALF are from the Financial Services sector.
CZFS vs ALF - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap
Winner
CZFS
$329M
ALF
$311M
Max Drawdown
CZFS
56.28%
Winner
ALF
1.79%
Sharpe Ratio
Winner
CZFS
0.44
ALF
-0.56
5Y Beta
CZFS
0.92
Winner
ALF
0.01
Industry
CZFS
Banks - Regional
ALF
Shell Companies
P/E Ratio
Winner
CZFS
9.02
ALF
39.30
Forward P/E
CZFS
9.27
ALF
N/A
PEG Ratio
CZFS
0.27
ALF
N/A
Dividend Yield
CZFS
2.95%
ALF
N/A
5Y Dividends CAGR
CZFS
6.87%
ALF
N/A
5Y EPS CAGR
CZFS
8.69%
ALF
N/A
Debt to Equity
CZFS
0.00%
ALF
0.00%
Free Cash Flow Yield
Winner
CZFS
13.25%
ALF
-0.15%
P/S Ratio
CZFS
2.92
ALF
N/A
P/B Ratio
Winner
CZFS
0.94
ALF
1.32
CZFS vs ALF - Historical Returns
Returns include dividend reinvestment.
1M
Winner
CZFS
+7.20%
ALF
-0.46%
3M
Winner
CZFS
+13.73%
ALF
+0.65%
6M
Winner
CZFS
+10.25%
ALF
+1.50%
1Y
Winner
CZFS
+16.58%
ALF
+2.18%
5Y(CAGR)
CZFS
+5.83%
ALF
N/A
10Y(CAGR)
CZFS
+7.94%
ALF
N/A
Max(CAGR)
Winner
CZFS
+12.03%
ALF
+4.11%
CZFS vs ALF - Annual Returns (2001 - 2026)
Returns include dividend reinvestment.
| Year | CZFS | ALF |
|---|---|---|
| 2026 | +22.72% | +1.50% |
| 2025 | -3.27% | +5.34% |
| 2024 | +3.35% | +0.80% |
| 2023 | -12.16% | N/A |
| 2022 | +31.15% | N/A |
| 2021 | +14.87% | N/A |
| 2020 | -4.54% | N/A |
| 2019 | +12.77% | N/A |
| 2018 | -7.82% | N/A |
| 2017 | +34.26% | N/A |
| 2016 | +13.55% | N/A |
| 2015 | -3.03% | N/A |
| 2014 | +8.49% | N/A |
| 2013 | +38.27% | N/A |
| 2012 | +29.99% | N/A |
| 2011 | -3.11% | N/A |
| 2010 | +47.79% | N/A |
| 2009 | +39.87% | N/A |
| 2008 | +3.26% | N/A |
| 2007 | -7.53% | N/A |
| 2006 | +13.12% | N/A |
| 2005 | -8.95% | N/A |
| 2004 | +4.26% | N/A |
| 2003 | +13.19% | N/A |
| 2002 | +64.92% | N/A |
| 2001 | +25.02% | N/A |
CZFS vs ALF Drawdown Comparison
The maximum drawdown for CZFS was -54.99%, occurring on Apr 26, 2024. This drawdown has not yet recovered.
The maximum drawdown for ALF was -1.79%, occurring on Aug 12, 2025. Recovery took 77 trading sessions.
The current CZFS drawdown is -17.53%. The current ALF drawdown is -0.83%.
| Rank | CZFS | ALF |
|---|---|---|
| #1 | -54.99% Jun 12, 2023 - Apr 26, 2024 | -1.79% Jun 27, 2025 - Oct 16, 2025 |
| #2 | -40.57% Feb 14, 2020 - Jul 6, 2021 | -0.83% May 22, 2026 - Jun 10, 2026 |
| #3 | -25.83% Jul 31, 2008 - Jul 20, 2009 | -0.79% Oct 25, 2024 - Dec 5, 2024 |
| #4 | -24.55% Apr 29, 2003 - Apr 5, 2007 | -0.75% Jun 10, 2025 - Jun 27, 2025 |
| #5 | -22.37% Aug 29, 2022 - Feb 6, 2023 | -0.65% Feb 9, 2026 - Mar 19, 2026 |
| #6 | -22.21% Apr 19, 2007 - May 7, 2008 | -0.58% Mar 28, 2025 - Apr 23, 2025 |
| #7 | -18.25% Feb 10, 2023 - Apr 10, 2023 | -0.57% May 15, 2025 - Jun 4, 2025 |
| #8 | -17.50% Jul 29, 2011 - May 8, 2012 | -0.56% Oct 16, 2025 - Nov 11, 2025 |
| #9 | -17.23% Mar 19, 2014 - Oct 11, 2016 | -0.54% Nov 11, 2025 - Dec 10, 2025 |
| #10 | -16.91% Apr 20, 2023 - Jun 7, 2023 | -0.50% Aug 1, 2024 - Sep 25, 2024 |
| #11 | -13.27% Oct 2, 2018 - Mar 29, 2019 | -0.48% May 1, 2025 - May 8, 2025 |
| #12 | -11.51% Jan 11, 2011 - Jul 29, 2011 | -0.47% Jan 10, 2025 - Jan 27, 2025 |
| #13 | -11.11% Jul 31, 2009 - Oct 21, 2009 | -0.47% Dec 10, 2025 - Jan 8, 2026 |
| #14 | -10.45% Aug 17, 2010 - Nov 3, 2010 | -0.44% Mar 21, 2025 - Mar 27, 2025 |
| #15 | -10.17% Apr 30, 2010 - Jul 19, 2010 | -0.37% Mar 19, 2026 - Apr 9, 2026 |
Correlation
Correlation between CZFS and ALF is 0.33 which considered as a weak positive correlation - the stocks show a slight tendency to move together.
0.33
-101
Select Stocks to Compare
Popular: CZFS vs SPYALF vs SPY
More Comparisons
Compare with similar stocks