CUBB vs ALRS

Comparison between Customers Bancorp Inc (CUBB, Company) and Alerus Financial Corp (ALRS, Company).

5-Year PerformanceCUBB has outperformed ALRS, delivering a return of +2.3% compared to +1.9%

CUBB vs ALRS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CUBB(COMPANY)	ALRS(COMPANY)
Market Cap	$750M	$748M
Max Drawdown	48.24%	76.00%
Sharpe Ratio	0.77	1.43
5Y Beta	0.08	0.79
Industry	N/A	Banks - Regional
P/E Ratio	2.65	27.63
PEG Ratio	0.03	0.00
Dividend Yield	6.75%	2.81%
5Y Dividends CAGR	-4.31%	6.96%
5Y EPS CAGR	9.91%	-19.52%
Debt to Equity	3.26%	45.10%
Free Cash Flow Yield	56.35%	10.55%
P/S Ratio	N/A	3.11
P/B Ratio	N/A	1.27

Market Cap

Winner

CUBB

$750M

ALRS

$748M

Max Drawdown

Winner

CUBB

48.24%

ALRS

76.00%

Sharpe Ratio

CUBB

0.77

Winner

ALRS

1.43

5Y Beta

Winner

CUBB

0.08

ALRS

0.79

Industry

CUBB

N/A

ALRS

Banks - Regional

P/E Ratio

Winner

CUBB

2.65

ALRS

27.63

PEG Ratio

CUBB

0.03

Winner

ALRS

0.00

Dividend Yield

Winner

CUBB

6.75%

ALRS

2.81%

5Y Dividends CAGR

CUBB

-4.31%

Winner

ALRS

6.96%

5Y EPS CAGR

Winner

CUBB

9.91%

ALRS

-19.52%

Debt to Equity

Winner

CUBB

3.26%

ALRS

45.10%

Free Cash Flow Yield

Winner

CUBB

56.35%

ALRS

10.55%

P/S Ratio

CUBB

N/A

ALRS

3.11

P/B Ratio

CUBB

N/A

ALRS

1.27

CUBB vs ALRS - Historical Returns

Returns include dividend reinvestment.

Period	CUBB	ALRS
1 month	-4.00%	+12.47%
3 months	-2.32%	+30.53%
6 months	+2.24%	+31.45%
1 year	+14.21%	+45.80%
5 years(CAGR)	+2.31%	+1.91%
10 years(CAGR)	N/A	+8.70%
Max(CAGR)	+4.19%	+9.31%

CUBB

-4.00%

Winner

ALRS

+12.47%

CUBB

-2.32%

Winner

ALRS

+30.53%

CUBB

+2.24%

Winner

ALRS

+31.45%

CUBB

+14.21%

Winner

ALRS

+45.80%

5Y(CAGR)

Winner

CUBB

+2.31%

ALRS

+1.91%

10Y(CAGR)

CUBB

N/A

ALRS

+8.70%

Max(CAGR)

CUBB

+4.19%

Winner

ALRS

+9.31%

CUBB vs ALRS - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	CUBB	ALRS
2026	-1.53%	+36.17%
2025	+18.45%	+22.37%
2024	+5.73%	-9.41%
2023	+2.28%	+3.46%
2022	-19.06%	-17.64%
2021	+9.68%	+12.65%
2020	+9.32%	+25.20%
2019	+0.76%	+17.70%
2018	N/A	-4.84%
2017	N/A	+20.08%
2016	N/A	-7.01%
2015	N/A	-5.84%
2014	N/A	+20.34%
2013	N/A	+68.66%
2012	N/A	+25.48%
2011	N/A	+1.76%
2010	N/A	+13.98%
2009	N/A	-3.42%
2008	N/A	-26.66%
2007	N/A	-8.14%
2006	N/A	+31.91%
2005	N/A	+22.43%
2004	N/A	-17.89%
2003	N/A	+6.76%
2002	N/A	+17.30%
2001	N/A	+32.93%

CUBB vs ALRS Drawdown Comparison

The maximum drawdown for CUBB was -44.38%, occurring on Mar 18, 2020. Recovery took 180 trading sessions.

The maximum drawdown for ALRS was -75.49%, occurring on Apr 9, 2001. Recovery took 2732 trading sessions.

The current CUBB drawdown is -7.74%. The current ALRS drawdown is -3.46%.

Rank	CUBB	ALRS
#1	-44.38% Feb 6, 2020 - Oct 22, 2020	-75.49% Mar 21, 2001 - Jan 31, 2012
#2	-42.57% Aug 30, 2021 - Dec 15, 2025	-61.65% Nov 5, 2021 - May 8, 2023
#3	-8.38% Feb 27, 2026 - Jun 10, 2026	-57.57% Jan 31, 2012 - Apr 1, 2014
#4	-4.55% Oct 22, 2020 - Nov 2, 2020	-39.52% Jul 12, 2018 - Nov 16, 2020
#5	-3.19% Mar 3, 2021 - Apr 7, 2021	-21.77% Mar 19, 2021 - Nov 3, 2021
#6	-3.17% Dec 29, 2020 - Feb 19, 2021	-21.19% Jan 12, 2021 - Mar 8, 2021
#7	-3.02% Aug 4, 2021 - Aug 25, 2021	-20.95% Sep 16, 2015 - Aug 2, 2017
#8	-1.99% Feb 18, 2026 - Feb 25, 2026	-14.70% Apr 1, 2014 - Sep 15, 2014
#9	-1.97% Jul 14, 2021 - Jul 26, 2021	-13.11% Sep 17, 2014 - Sep 16, 2015
#10	-1.82% Dec 17, 2020 - Dec 29, 2020	-7.69% Dec 18, 2020 - Jan 7, 2021
#11	-1.74% Dec 9, 2020 - Dec 17, 2020	-6.58% Jan 2, 2001 - Jan 30, 2001
#12	-1.55% Nov 18, 2020 - Dec 9, 2020	-5.49% Nov 16, 2020 - Dec 7, 2020
#13	-1.54% May 28, 2021 - Jun 25, 2021	-5.13% Jan 30, 2001 - Mar 21, 2001
#14	-1.44% Apr 7, 2021 - Apr 26, 2021	-3.56% Mar 12, 2021 - Mar 19, 2021
#15	-1.21% Apr 26, 2021 - May 6, 2021	-2.60% Apr 13, 2018 - May 11, 2018

Correlation

Correlation between CUBB and ALRS is 0.84 which considered as a strong positive correlation - the stocks tend to move together.

0.84

-101

Dividend Comparison (2001 - 2026)

CUBB vs ALRS dividend yield comparison.

Year	CUBB	ALRS
2026	1.55%	0.69%
2025	6.05%	3.69%
2024	6.92%	4.11%
2023	6.93%	3.35%
2022	6.52%	3.00%
2021	5.00%	2.15%
2020	6.86%	2.19%
2019	0.00%	2.49%
2018	0.00%	2.75%
2017	0.00%	2.35%
2016	0.00%	2.59%
2015	0.00%	2.22%
2014	0.00%	1.94%
2013	0.00%	2.00%
2012	0.00%	3.03%
2011	0.00%	1.76%
2010	0.00%	2.70%
2009	0.00%	3.91%
2008	0.00%	3.38%
2007	0.00%	2.18%
2006	0.00%	1.78%
2005	0.00%	2.09%
2004	0.00%	2.80%
2003	0.00%	4.03%
2002	0.00%	2.28%
2001	0.00%	3.18%