ALRS vs EFSCP

Comparison between Alerus Financial Corp (ALRS, Company) and Enterprise Financial Services Corp (EFSCP, Company).

Both ALRS and EFSCP are from the Financial Services sector.

5-Year PerformanceALRS has outperformed EFSCP, delivering a return of +1.9% compared to +1.6%

ALRS vs EFSCP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ALRS(COMPANY)	EFSCP(COMPANY)
Market Cap	$748M	$748M
Max Drawdown	76.00%	46.54%
Sharpe Ratio	1.43	0.41
5Y Beta	0.79	0.23
Industry	Banks - Regional	Banks - Regional
P/E Ratio	27.63	3.82
PEG Ratio	0.00	0.42
Dividend Yield	2.81%	6.35%
5Y Dividends CAGR	6.96%	N/A
5Y EPS CAGR	-19.52%	12.51%
Debt to Equity	45.10%	0.00%
Free Cash Flow Yield	10.55%	25.66%
P/S Ratio	3.11	N/A
P/B Ratio	1.27	N/A

Market Cap

Winner

ALRS

$748M

EFSCP

$748M

Max Drawdown

ALRS

76.00%

Winner

EFSCP

46.54%

Sharpe Ratio

Winner

ALRS

1.43

EFSCP

0.41

5Y Beta

ALRS

0.79

Winner

EFSCP

0.23

Industry

ALRS

Banks - Regional

EFSCP

Banks - Regional

P/E Ratio

ALRS

27.63

Winner

EFSCP

3.82

PEG Ratio

Winner

ALRS

0.00

EFSCP

0.42

Dividend Yield

ALRS

2.81%

Winner

EFSCP

6.35%

5Y Dividends CAGR

ALRS

6.96%

EFSCP

N/A

5Y EPS CAGR

ALRS

-19.52%

Winner

EFSCP

12.51%

Debt to Equity

ALRS

45.10%

Winner

EFSCP

0.00%

Free Cash Flow Yield

ALRS

10.55%

Winner

EFSCP

25.66%

P/S Ratio

ALRS

3.11

EFSCP

N/A

P/B Ratio

ALRS

1.27

EFSCP

N/A

ALRS vs EFSCP - Historical Returns

Returns include dividend reinvestment.

Period	ALRS	EFSCP
1 month	+12.47%	-3.41%
3 months	+30.53%	-0.60%
6 months	+31.45%	+4.06%
1 year	+45.80%	+10.22%
5 years(CAGR)	+1.91%	+1.57%
10 years(CAGR)	+8.70%	N/A
Max(CAGR)	+9.31%	+1.57%

Winner

ALRS

+12.47%

EFSCP

-3.41%

Winner

ALRS

+30.53%

EFSCP

-0.60%

Winner

ALRS

+31.45%

EFSCP

+4.06%

Winner

ALRS

+45.80%

EFSCP

+10.22%

5Y(CAGR)

Winner

ALRS

+1.91%

EFSCP

+1.57%

10Y(CAGR)

ALRS

+8.70%

EFSCP

N/A

Max(CAGR)

Winner

ALRS

+9.31%

EFSCP

+1.57%

ALRS vs EFSCP - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	ALRS	EFSCP
2026	+36.17%	+3.54%
2025	+22.37%	+6.68%
2024	-9.41%	+22.33%
2023	+3.46%	+6.31%
2022	-17.64%	-30.37%
2021	+12.65%	+4.08%
2020	+25.20%	N/A
2019	+17.70%	N/A
2018	-4.84%	N/A
2017	+20.08%	N/A
2016	-7.01%	N/A
2015	-5.84%	N/A
2014	+20.34%	N/A
2013	+68.66%	N/A
2012	+25.48%	N/A
2011	+1.76%	N/A
2010	+13.98%	N/A
2009	-3.42%	N/A
2008	-26.66%	N/A
2007	-8.14%	N/A
2006	+31.91%	N/A
2005	+22.43%	N/A
2004	-17.89%	N/A
2003	+6.76%	N/A
2002	+17.30%	N/A
2001	+32.93%	N/A

ALRS vs EFSCP Drawdown Comparison

The maximum drawdown for ALRS was -75.49%, occurring on Apr 9, 2001. Recovery took 2732 trading sessions.

The maximum drawdown for EFSCP was -40.27%, occurring on May 4, 2023. Recovery took 702 trading sessions.

The current ALRS drawdown is -3.46%. The current EFSCP drawdown is -5.93%.

Rank	ALRS	EFSCP
#1	-75.49% Mar 21, 2001 - Jan 31, 2012	-40.27% Dec 30, 2021 - Oct 16, 2024
#2	-61.65% Nov 5, 2021 - May 8, 2023	-19.59% Oct 18, 2024 - Sep 8, 2025
#3	-57.57% Jan 31, 2012 - Apr 1, 2014	-11.03% Sep 16, 2025 - Jan 8, 2026
#4	-39.52% Jul 12, 2018 - Nov 16, 2020	-7.06% May 14, 2026 - Jun 11, 2026
#5	-21.77% Mar 19, 2021 - Nov 3, 2021	-6.70% Mar 4, 2026 - May 7, 2026
#6	-21.19% Jan 12, 2021 - Mar 8, 2021	-3.17% Jan 8, 2026 - Mar 4, 2026
#7	-20.95% Sep 16, 2015 - Aug 2, 2017	-2.75% Nov 22, 2021 - Dec 20, 2021
#8	-14.70% Apr 1, 2014 - Sep 15, 2014	-2.63% Sep 8, 2025 - Sep 16, 2025
#9	-13.11% Sep 17, 2014 - Sep 16, 2015	-2.05% Dec 20, 2021 - Dec 27, 2021
#10	-7.69% Dec 18, 2020 - Jan 7, 2021	-2.02% May 8, 2026 - May 14, 2026
#11	-6.58% Jan 2, 2001 - Jan 30, 2001	-0.08% Nov 15, 2021 - Nov 18, 2021
#12	-5.49% Nov 16, 2020 - Dec 7, 2020	N/A
#13	-5.13% Jan 30, 2001 - Mar 21, 2001	N/A
#14	-3.56% Mar 12, 2021 - Mar 19, 2021	N/A
#15	-2.60% Apr 13, 2018 - May 11, 2018	N/A

Correlation

Correlation between ALRS and EFSCP is 0.72 which considered as a strong positive correlation - the stocks tend to move together.

0.72

-101

Dividend Comparison (2001 - 2026)

ALRS vs EFSCP dividend yield comparison.

Year	ALRS	EFSCP
2026	0.69%	3.14%
2025	3.69%	6.45%
2024	4.11%	6.33%
2023	3.35%	7.35%
2022	3.00%	7.95%
2021	2.15%	0.00%
2020	2.19%	0.00%
2019	2.49%	0.00%
2018	2.75%	0.00%
2017	2.35%	0.00%
2016	2.59%	0.00%
2015	2.22%	0.00%
2014	1.94%	0.00%
2013	2.00%	0.00%
2012	3.03%	0.00%
2011	1.76%	0.00%
2010	2.70%	0.00%
2009	3.91%	0.00%
2008	3.38%	0.00%
2007	2.18%	0.00%
2006	1.78%	0.00%
2005	2.09%	0.00%
2004	2.80%	0.00%
2003	4.03%	0.00%
2002	2.28%	0.00%
2001	3.18%	0.00%