CUBB vs NAVI

Comparison between Customers Bancorp Inc (CUBB, Company) and Navient Corp (NAVI, Company).

5-Year PerformanceCUBB has outperformed NAVI, delivering a return of +2.3% compared to -11.7%

CUBB vs NAVI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CUBB(COMPANY)	NAVI(COMPANY)
Market Cap	$750M	$751M
Max Drawdown	48.24%	77.85%
Sharpe Ratio	0.77	-1.04
5Y Beta	0.08	1.00
Industry	N/A	Credit Services
P/E Ratio	2.65	-13.66
Forward P/E	N/A	10.34
PEG Ratio	0.03	0.14
Dividend Yield	6.75%	8.11%
5Y Dividends CAGR	-4.31%	9.66%
5Y EPS CAGR	9.91%	N/A
Debt to Equity	3.26%	1896.17%
Free Cash Flow Yield	56.35%	43.04%
P/S Ratio	N/A	2.27
P/B Ratio	N/A	0.32

Market Cap

CUBB

$750M

Winner

NAVI

$751M

Max Drawdown

Winner

CUBB

48.24%

NAVI

77.85%

Sharpe Ratio

Winner

CUBB

0.77

NAVI

-1.04

5Y Beta

Winner

CUBB

0.08

NAVI

1.00

Industry

CUBB

N/A

NAVI

Credit Services

P/E Ratio

CUBB

2.65

Winner

NAVI

-13.66

Forward P/E

CUBB

N/A

NAVI

10.34

PEG Ratio

Winner

CUBB

0.03

NAVI

0.14

Dividend Yield

CUBB

6.75%

Winner

NAVI

8.11%

5Y Dividends CAGR

CUBB

-4.31%

Winner

NAVI

9.66%

5Y EPS CAGR

CUBB

9.91%

NAVI

N/A

Debt to Equity

Winner

CUBB

3.26%

NAVI

1896.17%

Free Cash Flow Yield

Winner

CUBB

56.35%

NAVI

43.04%

P/S Ratio

CUBB

N/A

NAVI

2.27

P/B Ratio

CUBB

N/A

NAVI

0.32

CUBB vs NAVI - Historical Returns

Returns include dividend reinvestment.

Period	CUBB	NAVI
1 month	-4.00%	+2.36%
3 months	-2.32%	+5.66%
6 months	+2.24%	-31.87%
1 year	+14.21%	-34.98%
5 years(CAGR)	+2.31%	-11.73%
10 years(CAGR)	N/A	+0.52%
Max(CAGR)	+4.19%	-1.16%

CUBB

-4.00%

Winner

NAVI

+2.36%

CUBB

-2.32%

Winner

NAVI

+5.66%

Winner

CUBB

+2.24%

NAVI

-31.87%

Winner

CUBB

+14.21%

NAVI

-34.98%

5Y(CAGR)

Winner

CUBB

+2.31%

NAVI

-11.73%

10Y(CAGR)

CUBB

N/A

NAVI

+0.52%

Max(CAGR)

Winner

CUBB

+4.19%

NAVI

-1.16%

CUBB vs NAVI - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	CUBB	NAVI
2026	-1.53%	-32.08%
2025	+18.45%	+4.38%
2024	+5.73%	-25.09%
2023	+2.28%	+16.94%
2022	-19.06%	-20.34%
2021	+9.68%	+120.66%
2020	+9.32%	-22.98%
2019	+0.76%	+54.65%
2018	N/A	-32.03%
2017	N/A	-16.08%
2016	N/A	+49.68%
2015	N/A	-45.25%
2014	N/A	+30.43%

CUBB vs NAVI Drawdown Comparison

The maximum drawdown for CUBB was -44.38%, occurring on Mar 18, 2020. Recovery took 180 trading sessions.

The maximum drawdown for NAVI was -71.57%, occurring on Mar 18, 2020. Recovery took 1598 trading sessions.

The current CUBB drawdown is -7.74%. The current NAVI drawdown is -56.04%.

Rank	CUBB	NAVI
#1	-44.38% Feb 6, 2020 - Oct 22, 2020	-71.57% Dec 22, 2014 - Apr 29, 2021
#2	-42.57% Aug 30, 2021 - Dec 15, 2025	-61.60% Sep 17, 2021 - Jun 3, 2026
#3	-8.38% Feb 27, 2026 - Jun 10, 2026	-8.30% Jun 16, 2021 - Jul 12, 2021
#4	-4.55% Oct 22, 2020 - Nov 2, 2020	-7.76% May 1, 2014 - Jun 11, 2014
#5	-3.19% Mar 3, 2021 - Apr 7, 2021	-6.33% Jul 14, 2014 - Sep 18, 2014
#6	-3.17% Dec 29, 2020 - Feb 19, 2021	-4.84% May 7, 2021 - May 17, 2021
#7	-3.02% Aug 4, 2021 - Aug 25, 2021	-4.38% Sep 24, 2014 - Oct 17, 2014
#8	-1.99% Feb 18, 2026 - Feb 25, 2026	-3.81% Jul 12, 2021 - Jul 21, 2021
#9	-1.97% Jul 14, 2021 - Jul 26, 2021	-3.50% Jul 21, 2021 - Aug 2, 2021
#10	-1.82% Dec 17, 2020 - Dec 29, 2020	-3.07% Dec 9, 2014 - Dec 18, 2014
#11	-1.74% Dec 9, 2020 - Dec 17, 2020	-2.70% Nov 3, 2014 - Nov 6, 2014
#12	-1.55% Nov 18, 2020 - Dec 9, 2020	-2.59% Apr 17, 2014 - May 1, 2014
#13	-1.54% May 28, 2021 - Jun 25, 2021	-2.00% Sep 13, 2021 - Sep 17, 2021
#14	-1.44% Apr 7, 2021 - Apr 26, 2021	-1.91% Apr 29, 2021 - May 6, 2021
#15	-1.21% Apr 26, 2021 - May 6, 2021	-1.83% May 24, 2021 - May 26, 2021

Correlation

Correlation between CUBB and NAVI is 0.13 which considered as a very weak or no correlation - the stocks move independently of each other.

0.13

-101

Dividend Comparison (2014 - 2026)

CUBB vs NAVI dividend yield comparison.

Year	CUBB	NAVI
2026	1.55%	8.72%
2025	6.05%	4.92%
2024	6.92%	4.82%
2023	6.93%	3.44%
2022	6.52%	3.89%
2021	5.00%	3.02%
2020	6.86%	6.52%
2019	0.00%	4.68%
2018	0.00%	7.26%
2017	0.00%	4.80%
2016	0.00%	3.90%
2015	0.00%	5.59%
2014	0.00%	2.08%