COWNL vs HRTG

Comparison between Cowen Inc (COWNL, Company) and Heritage Insurance Holdings Inc (HRTG, Company).

5-Year PerformanceHRTG has outperformed COWNL, delivering a return of +27.5% compared to +6.3%

COWNL vs HRTG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	COWNL(COMPANY)	HRTG(COMPANY)
Market Cap	$796M	$796M
Max Drawdown	61.44%	95.13%
Sharpe Ratio	-0.35	0.61
5Y Beta	N/A	0.48
Industry	N/A	Insurance - Property & Casualty
P/E Ratio	12.13	4.01
PEG Ratio	N/A	0.03
5Y Dividends CAGR	N/A	0.00%
Debt to Equity	127.11%	14.91%
Free Cash Flow Yield	32.29%	24.93%
P/S Ratio	0.52	0.98
P/B Ratio	0.65	1.65

Market Cap

COWNL

$796M

Winner

HRTG

$796M

Max Drawdown

Winner

COWNL

61.44%

HRTG

95.13%

Sharpe Ratio

COWNL

-0.35

Winner

HRTG

0.61

5Y Beta

COWNL

N/A

HRTG

0.48

Industry

COWNL

N/A

HRTG

Insurance - Property & Casualty

P/E Ratio

COWNL

12.13

Winner

HRTG

4.01

PEG Ratio

COWNL

N/A

HRTG

0.03

5Y Dividends CAGR

COWNL

N/A

HRTG

0.00%

Debt to Equity

COWNL

127.11%

Winner

HRTG

14.91%

Free Cash Flow Yield

Winner

COWNL

32.29%

HRTG

24.93%

P/S Ratio

Winner

COWNL

0.52

HRTG

0.98

P/B Ratio

Winner

COWNL

0.65

HRTG

1.65

COWNL vs HRTG - Historical Returns

Returns include dividend reinvestment.

Period	COWNL	HRTG
1 month	+1.60%	+15.13%
3 months	+1.82%	-2.67%
6 months	+3.68%	+1.68%
1 year	+1.13%	+22.74%
5 years(CAGR)	+6.26%	+27.47%
10 years(CAGR)	N/A	+9.28%
Max(CAGR)	+6.26%	+8.43%

COWNL

+1.60%

Winner

HRTG

+15.13%

Winner

COWNL

+1.82%

HRTG

-2.67%

Winner

COWNL

+3.68%

HRTG

+1.68%

COWNL

+1.13%

Winner

HRTG

+22.74%

5Y(CAGR)

COWNL

+6.26%

Winner

HRTG

+27.47%

10Y(CAGR)

COWNL

N/A

HRTG

+9.28%

Max(CAGR)

COWNL

+6.26%

Winner

HRTG

+8.43%

COWNL vs HRTG - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	COWNL	HRTG
2026	N/A	-2.64%
2025	N/A	+139.44%
2024	N/A	+87.89%
2023	+2.49%	+252.43%
2022	+1.61%	-68.65%
2021	+4.83%	-41.81%
2020	+5.97%	-21.15%
2019	+21.58%	-9.90%
2018	-5.66%	-15.53%
2017	N/A	+14.64%
2016	N/A	-23.76%
2015	N/A	+11.63%
2014	N/A	+68.96%

COWNL vs HRTG Drawdown Comparison

The maximum drawdown for COWNL was -60.71%, occurring on Mar 18, 2020. Recovery took 128 trading sessions.

The maximum drawdown for HRTG was -94.36%, occurring on Oct 20, 2022. Recovery took 2466 trading sessions.

The current COWNL drawdown is -3.81%. The current HRTG drawdown is -14.71%.

Rank	COWNL	HRTG
#1	-60.71% Feb 20, 2020 - Aug 21, 2020	-94.36% Jul 17, 2015 - May 7, 2025
#2	-12.64% Aug 29, 2018 - Mar 27, 2019	-32.95% Nov 14, 2025 - Jun 3, 2026
#3	-12.13% Sep 30, 2021 - May 10, 2022	-26.90% May 9, 2025 - Sep 19, 2025
#4	-3.66% Aug 4, 2021 - Sep 15, 2021	-19.47% Sep 19, 2025 - Nov 7, 2025
#5	-2.84% Oct 8, 2020 - Nov 10, 2020	-11.87% Mar 11, 2015 - Jun 30, 2015
#6	-2.49% Jun 18, 2021 - Jul 19, 2021	-11.09% Nov 5, 2014 - Dec 9, 2014
#7	-2.40% Apr 21, 2021 - Apr 30, 2021	-10.65% Jul 1, 2014 - Oct 21, 2014
#8	-2.07% Nov 8, 2019 - Dec 12, 2019	-5.07% Dec 23, 2014 - Feb 5, 2015
#9	-2.01% Dec 1, 2020 - Feb 5, 2021	-5.00% Dec 9, 2014 - Dec 22, 2014
#10	-1.99% Sep 17, 2020 - Oct 7, 2020	-4.26% Jun 20, 2014 - Jul 1, 2014
#11	-1.93% May 16, 2019 - Jul 16, 2019	-3.08% Jun 9, 2014 - Jun 11, 2014
#12	-1.92% Apr 30, 2021 - Jun 14, 2021	-2.63% Jul 6, 2015 - Jul 14, 2015
#13	-1.88% Apr 2, 2019 - May 14, 2019	-2.13% Nov 7, 2025 - Nov 12, 2025
#14	-1.83% Sep 24, 2019 - Oct 14, 2019	-1.90% Mar 6, 2015 - Mar 11, 2015
#15	-1.75% Feb 10, 2021 - Mar 16, 2021	-1.79% Oct 21, 2014 - Oct 24, 2014