HRTG vs MAX

Comparison between Heritage Insurance Holdings Inc (HRTG, Company) and MediaAlpha Inc - Class A (MAX, Company).

HRTG is from the Financial Services sector, while MAX is from the Communication Services sector.

5-Year PerformanceHRTG has outperformed MAX, delivering a return of +27.5% compared to -15.4%

HRTG vs MAX - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HRTG(COMPANY)	MAX(COMPANY)
Market Cap	$796M	$792M
Max Drawdown	95.13%	91.64%
Sharpe Ratio	0.61	0.79
5Y Beta	0.48	0.85
Industry	Insurance - Property & Casualty	Internet Content & Information
P/E Ratio	4.01	142.23
Forward P/E	N/A	11.10
PEG Ratio	0.03	N/A
5Y Dividends CAGR	0.00%	N/A
Debt to Equity	14.91%	8529.11%
Free Cash Flow Yield	24.93%	5.05%
P/S Ratio	0.98	0.66
P/B Ratio	1.65	397.36

Market Cap

Winner

HRTG

$796M

MAX

$792M

Max Drawdown

HRTG

95.13%

Winner

MAX

91.64%

Sharpe Ratio

HRTG

0.61

Winner

MAX

0.79

5Y Beta

Winner

HRTG

0.48

MAX

0.85

Industry

HRTG

Insurance - Property & Casualty

MAX

Internet Content & Information

P/E Ratio

Winner

HRTG

4.01

MAX

142.23

Forward P/E

HRTG

N/A

MAX

11.10

PEG Ratio

HRTG

0.03

MAX

N/A

5Y Dividends CAGR

HRTG

0.00%

MAX

N/A

Debt to Equity

Winner

HRTG

14.91%

MAX

8529.11%

Free Cash Flow Yield

Winner

HRTG

24.93%

MAX

5.05%

P/S Ratio

HRTG

0.98

Winner

MAX

0.66

P/B Ratio

Winner

HRTG

1.65

MAX

397.36

HRTG vs MAX - Historical Returns

Returns include dividend reinvestment.

Period	HRTG	MAX
1 month	+15.13%	+40.94%
3 months	-2.67%	+40.38%
6 months	+1.68%	+23.29%
1 year	+22.74%	+34.61%
5 years(CAGR)	+27.47%	-15.38%
10 years(CAGR)	+9.28%	N/A
Max(CAGR)	+8.43%	-13.32%

HRTG

+15.13%

Winner

MAX

+40.94%

HRTG

-2.67%

Winner

MAX

+40.38%

HRTG

+1.68%

Winner

MAX

+23.29%

HRTG

+22.74%

Winner

MAX

+34.61%

5Y(CAGR)

Winner

HRTG

+27.47%

MAX

-15.38%

10Y(CAGR)

HRTG

+9.28%

MAX

N/A

Max(CAGR)

Winner

HRTG

+8.43%

MAX

-13.32%

HRTG vs MAX - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	HRTG	MAX
2026	-2.64%	+17.82%
2025	+139.44%	+13.70%
2024	+87.89%	+2.45%
2023	+252.43%	+8.46%
2022	-68.65%	-38.77%
2021	-41.81%	-58.91%
2020	-21.15%	+22.63%
2019	-9.90%	N/A
2018	-15.53%	N/A
2017	+14.64%	N/A
2016	-23.76%	N/A
2015	+11.63%	N/A
2014	+68.96%	N/A

HRTG vs MAX Drawdown Comparison

The maximum drawdown for HRTG was -94.36%, occurring on Oct 20, 2022. Recovery took 2466 trading sessions.

The maximum drawdown for MAX was -91.64%, occurring on May 16, 2023. This drawdown has not yet recovered.

The current HRTG drawdown is -14.71%. The current MAX drawdown is -78.04%.

Rank	HRTG	MAX
#1	-94.36% Jul 17, 2015 - May 7, 2025	-91.64% Mar 15, 2021 - May 16, 2023
#2	-32.95% Nov 14, 2025 - Jun 3, 2026	-30.86% Nov 9, 2020 - Jan 26, 2021
#3	-26.90% May 9, 2025 - Sep 19, 2025	-17.00% Feb 19, 2021 - Mar 11, 2021
#4	-19.47% Sep 19, 2025 - Nov 7, 2025	-8.29% Feb 3, 2021 - Feb 11, 2021
#5	-11.87% Mar 11, 2015 - Jun 30, 2015	-2.84% Jan 26, 2021 - Jan 29, 2021
#6	-11.09% Nov 5, 2014 - Dec 9, 2014	-1.75% Feb 12, 2021 - Feb 18, 2021
#7	-10.65% Jul 1, 2014 - Oct 21, 2014	-0.62% Mar 11, 2021 - Mar 15, 2021
#8	-5.07% Dec 23, 2014 - Feb 5, 2015	-0.16% Feb 1, 2021 - Feb 3, 2021
#9	-5.00% Dec 9, 2014 - Dec 22, 2014	N/A
#10	-4.26% Jun 20, 2014 - Jul 1, 2014	N/A
#11	-3.08% Jun 9, 2014 - Jun 11, 2014	N/A
#12	-2.63% Jul 6, 2015 - Jul 14, 2015	N/A
#13	-2.13% Nov 7, 2025 - Nov 12, 2025	N/A
#14	-1.90% Mar 6, 2015 - Mar 11, 2015	N/A
#15	-1.79% Oct 21, 2014 - Oct 24, 2014	N/A