HRTG vs BHFAN

Comparison between Heritage Insurance Holdings Inc (HRTG, Company) and Brighthouse Financial Inc (BHFAN, Company).

Both HRTG and BHFAN are from the Financial Services sector.

5-Year PerformanceHRTG has outperformed BHFAN, delivering a return of +27.5% compared to -8.5%

HRTG vs BHFAN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HRTG(COMPANY)	BHFAN(COMPANY)
Market Cap	$796M	$792M
Max Drawdown	95.13%	56.79%
Sharpe Ratio	0.61	-0.19
5Y Beta	0.48	0.29
Industry	Insurance - Property & Casualty	Insurance - Life
P/E Ratio	4.01	1.09
PEG Ratio	0.03	N/A
5Y Dividends CAGR	0.00%	15.92%
Debt to Equity	14.91%	N/A
Free Cash Flow Yield	24.93%	N/A
P/S Ratio	0.98	0.16
P/B Ratio	1.65	0.12

Market Cap

Winner

HRTG

$796M

BHFAN

$792M

Max Drawdown

HRTG

95.13%

Winner

BHFAN

56.79%

Sharpe Ratio

Winner

HRTG

0.61

BHFAN

-0.19

5Y Beta

HRTG

0.48

Winner

BHFAN

0.29

Industry

HRTG

Insurance - Property & Casualty

BHFAN

Insurance - Life

P/E Ratio

HRTG

4.01

Winner

BHFAN

1.09

PEG Ratio

HRTG

0.03

BHFAN

N/A

5Y Dividends CAGR

HRTG

0.00%

Winner

BHFAN

15.92%

Debt to Equity

HRTG

14.91%

BHFAN

N/A

Free Cash Flow Yield

HRTG

24.93%

BHFAN

N/A

P/S Ratio

HRTG

0.98

Winner

BHFAN

0.16

P/B Ratio

HRTG

1.65

Winner

BHFAN

0.12

HRTG vs BHFAN - Historical Returns

Returns include dividend reinvestment.

Period	HRTG	BHFAN
1 month	+15.13%	-3.09%
3 months	-2.67%	-7.50%
6 months	+1.68%	-7.20%
1 year	+22.74%	-5.37%
5 years(CAGR)	+27.47%	-8.52%
10 years(CAGR)	+9.28%	N/A
Max(CAGR)	+8.43%	-5.86%

Winner

HRTG

+15.13%

BHFAN

-3.09%

Winner

HRTG

-2.67%

BHFAN

-7.50%

Winner

HRTG

+1.68%

BHFAN

-7.20%

Winner

HRTG

+22.74%

BHFAN

-5.37%

5Y(CAGR)

Winner

HRTG

+27.47%

BHFAN

-8.52%

10Y(CAGR)

HRTG

+9.28%

BHFAN

N/A

Max(CAGR)

Winner

HRTG

+8.43%

BHFAN

-5.86%

HRTG vs BHFAN - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	HRTG	BHFAN
2026	-2.64%	-1.52%
2025	+139.44%	-28.69%
2024	+87.89%	+8.71%
2023	+252.43%	+12.28%
2022	-68.65%	-29.43%
2021	-41.81%	+6.02%
2020	-21.15%	+6.83%
2019	-9.90%	N/A
2018	-15.53%	N/A
2017	+14.64%	N/A
2016	-23.76%	N/A
2015	+11.63%	N/A
2014	+68.96%	N/A

HRTG vs BHFAN Drawdown Comparison

The maximum drawdown for HRTG was -94.36%, occurring on Oct 20, 2022. Recovery took 2466 trading sessions.

The maximum drawdown for BHFAN was -42.72%, occurring on Jul 23, 2025. This drawdown has not yet recovered.

The current HRTG drawdown is -14.71%. The current BHFAN drawdown is -37.03%.

Rank	HRTG	BHFAN
#1	-94.36% Jul 17, 2015 - May 7, 2025	-42.72% Jul 7, 2021 - Jul 23, 2025
#2	-32.95% Nov 14, 2025 - Jun 3, 2026	-8.06% Dec 31, 2020 - Mar 31, 2021
#3	-26.90% May 9, 2025 - Sep 19, 2025	-4.41% Apr 6, 2021 - Jun 9, 2021
#4	-19.47% Sep 19, 2025 - Nov 7, 2025	-1.46% Jun 22, 2021 - Jul 7, 2021
#5	-11.87% Mar 11, 2015 - Jun 30, 2015	-0.75% Jun 9, 2021 - Jun 17, 2021
#6	-11.09% Nov 5, 2014 - Dec 9, 2014	-0.72% Dec 15, 2020 - Dec 28, 2020
#7	-10.65% Jul 1, 2014 - Oct 21, 2014	-0.72% Nov 19, 2020 - Nov 27, 2020
#8	-5.07% Dec 23, 2014 - Feb 5, 2015	-0.50% Nov 30, 2020 - Dec 8, 2020
#9	-5.00% Dec 9, 2014 - Dec 22, 2014	-0.35% Dec 8, 2020 - Dec 15, 2020
#10	-4.26% Jun 20, 2014 - Jul 1, 2014	-0.19% Apr 1, 2021 - Apr 6, 2021
#11	-3.08% Jun 9, 2014 - Jun 11, 2014	-0.04% Nov 17, 2020 - Nov 19, 2020
#12	-2.63% Jul 6, 2015 - Jul 14, 2015	N/A
#13	-2.13% Nov 7, 2025 - Nov 12, 2025	N/A
#14	-1.90% Mar 6, 2015 - Mar 11, 2015	N/A
#15	-1.79% Oct 21, 2014 - Oct 24, 2014	N/A

Correlation

Correlation between HRTG and BHFAN is -0.47 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.47

-101

Dividend Comparison (2015 - 2026)

HRTG vs BHFAN dividend yield comparison.

Year	HRTG	BHFAN
2026	0.00%	5.65%
2025	0.00%	10.77%
2024	0.00%	7.19%
2023	0.00%	7.29%
2022	6.67%	7.72%
2021	4.08%	5.59%
2020	2.37%	0.00%
2019	1.81%	0.00%
2018	1.63%	0.00%
2017	1.33%	0.00%
2016	1.47%	0.00%
2015	0.23%	0.00%