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CMS vs SOFI

Comparison between CMS Energy Corporation (CMS, Company) and SoFi Technologies Inc (SOFI, Company).

CMS is from the Utilities sector, while SOFI is from the Financial Services sector.

5-Year PerformanceCMS has outperformed SOFI, delivering a return of +7.0% compared to +1.3%

CMS vs SOFI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
CMS
$23B
Winner
SOFI
$23B
Max Drawdown
CMS
90.62%
Winner
SOFI
83.32%
Sharpe Ratio
Winner
CMS
0.11
SOFI
-0.17
5Y Beta
Winner
CMS
0.02
SOFI
2.27
Industry
CMS
Utilities - Regulated Electric
SOFI
Credit Services
P/E Ratio
Winner
CMS
20.41
SOFI
38.04
Forward P/E
Winner
CMS
19.05
SOFI
28.82
PEG Ratio
Winner
CMS
3.27
SOFI
5.68
Dividend Yield
CMS
2.98%
SOFI
N/A
5Y Dividends CAGR
CMS
9.00%
SOFI
N/A
5Y EPS CAGR
CMS
3.94%
SOFI
N/A
Debt to Equity
CMS
199.20%
Winner
SOFI
0.00%
Free Cash Flow Yield
Winner
CMS
-16.23%
SOFI
-26.55%
P/S Ratio
Winner
CMS
2.63
SOFI
5.86
P/B Ratio
CMS
2.53
Winner
SOFI
2.20

CMS vs SOFI - Historical Returns

Returns include dividend reinvestment.

1M
CMS
-1.29%
Winner
SOFI
+3.16%
3M
Winner
CMS
-2.86%
SOFI
-6.32%
6M
Winner
CMS
+3.18%
SOFI
-31.20%
1Y
Winner
CMS
+3.90%
SOFI
-16.64%
5Y(CAGR)
Winner
CMS
+6.98%
SOFI
+1.27%
10Y(CAGR)
CMS
+8.13%
SOFI
N/A
Max(CAGR)
CMS
+5.74%
Winner
SOFI
+9.68%

CMS vs SOFI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearCMSSOFI
2026+5.04%-35.76%
2025+8.32%+85.28%
2024+16.31%+59.59%
2023-5.83%+121.11%
2022+1.41%-70.60%
2021+12.27%+29.59%
2020+1.51%+18.70%
2019+33.60%N/A
2018+9.03%N/A
2017+17.27%N/A
2016+20.42%N/A
2015+6.14%N/A
2014+36.99%N/A
2013+11.95%N/A
2012+16.44%N/A
2011+22.83%N/A
2010+22.64%N/A
2009+56.01%N/A
2008-39.46%N/A
2007+4.61%N/A
2006+14.78%N/A
2005+39.65%N/A
2004+21.65%N/A
2003-12.26%N/A
2002-58.14%N/A
2001-16.42%N/A
2000+14.51%N/A
1999-16.13%N/A

CMS vs SOFI Drawdown Comparison

The maximum drawdown for CMS was -88.62%, occurring on Mar 11, 2003. Recovery took 3314 trading sessions.

The maximum drawdown for SOFI was -83.32%, occurring on Dec 7, 2022. Recovery took 1146 trading sessions.

The current CMS drawdown is -8.16%. The current SOFI drawdown is -45.23%.

RankCMSSOFI
#1-88.62%
Nov 1, 1999 - Jan 4, 2013
-83.32%
Feb 1, 2021 - Aug 25, 2025
#2-29.55%
Feb 18, 2020 - Mar 3, 2022
-52.96%
Nov 12, 2025 - Mar 30, 2026
#3-27.56%
Apr 6, 2022 - Aug 26, 2024
-19.52%
Jan 19, 2021 - Jan 29, 2021
#4-17.37%
Nov 14, 2017 - Aug 15, 2018
-15.33%
Sep 22, 2025 - Oct 27, 2025
#5-16.46%
Jan 29, 2015 - Jan 27, 2016
-14.21%
Oct 28, 2025 - Nov 12, 2025
#6-13.21%
Jul 6, 2016 - Mar 22, 2017
-6.35%
Aug 25, 2025 - Sep 12, 2025
#7-12.58%
Apr 30, 2013 - Mar 17, 2014
-4.27%
Dec 28, 2020 - Jan 7, 2021
#8-11.47%
Apr 9, 2026 - Jun 3, 2026
-3.61%
Jan 7, 2021 - Jan 14, 2021
#9-9.78%
Dec 13, 2018 - Feb 21, 2019
-1.92%
Sep 15, 2025 - Sep 18, 2025
#10-9.18%
Oct 23, 2024 - Feb 21, 2025
-1.79%
Dec 1, 2020 - Dec 7, 2020
#11-8.70%
Jun 30, 2014 - Oct 14, 2014
-1.08%
Dec 14, 2020 - Dec 18, 2020
#12-8.51%
Apr 3, 2025 - Oct 15, 2025
-0.73%
Dec 9, 2020 - Dec 11, 2020
#13-8.31%
Nov 28, 2025 - Feb 13, 2026
N/A
#14-7.85%
Sep 26, 2019 - Jan 15, 2020
N/A
#15-7.80%
Apr 1, 2016 - Jun 3, 2016
N/A

Correlation

Correlation between CMS and SOFI is 0.43 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.43
-101

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