CBU vs STEP

Comparison between Community Bank System Inc (CBU, Company) and StepStone Group Inc - Class A (STEP, Company).

Both CBU and STEP are from the Financial Services sector.

5-Year PerformanceSTEP has outperformed CBU, delivering a return of +5.3% compared to +0.5%

CBU vs STEP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CBU(COMPANY)	STEP(COMPANY)
Market Cap	$3.43B	$3.43B
Max Drawdown	54.44%	61.63%
Sharpe Ratio	0.67	-0.18
5Y Beta	0.86	1.67
Industry	Banks - Regional	Asset Management
P/E Ratio	15.25	-4.63
Forward P/E	15.77	19.05
PEG Ratio	0.65	N/A
Dividend Yield	2.94%	2.43%
5Y Dividends CAGR	2.28%	88.59%
5Y EPS CAGR	5.39%	N/A
Debt to Equity	0.00%	-71.34%
Free Cash Flow Yield	7.20%	0.54%
P/S Ratio	N/A	3.45
P/B Ratio	N/A	32.40

Market Cap

CBU

$3.43B

Winner

STEP

$3.43B

Max Drawdown

Winner

CBU

54.44%

STEP

61.63%

Sharpe Ratio

Winner

CBU

0.67

STEP

-0.18

5Y Beta

Winner

CBU

0.86

STEP

1.67

Industry

CBU

Banks - Regional

STEP

Asset Management

P/E Ratio

CBU

15.25

Winner

STEP

-4.63

Forward P/E

Winner

CBU

15.77

STEP

19.05

PEG Ratio

CBU

0.65

STEP

N/A

Dividend Yield

Winner

CBU

2.94%

STEP

2.43%

5Y Dividends CAGR

CBU

2.28%

Winner

STEP

88.59%

5Y EPS CAGR

CBU

5.39%

STEP

N/A

Debt to Equity

CBU

0.00%

Winner

STEP

-71.34%

Free Cash Flow Yield

Winner

CBU

7.20%

STEP

0.54%

P/S Ratio

CBU

N/A

STEP

3.45

P/B Ratio

CBU

N/A

STEP

32.40

CBU vs STEP - Historical Returns

Returns include dividend reinvestment.

Period	CBU	STEP
1 month	-2.98%	+21.37%
3 months	+7.98%	-3.16%
6 months	+0.53%	-6.24%
1 year	+15.16%	-13.92%
5 years(CAGR)	+0.47%	+5.31%
10 years(CAGR)	+6.88%	N/A
Max(CAGR)	+9.81%	+16.04%

CBU

-2.98%

Winner

STEP

+21.37%

Winner

CBU

+7.98%

STEP

-3.16%

Winner

CBU

+0.53%

STEP

-6.24%

Winner

CBU

+15.16%

STEP

-13.92%

5Y(CAGR)

CBU

+0.47%

Winner

STEP

+5.31%

10Y(CAGR)

CBU

+6.88%

STEP

N/A

Max(CAGR)

CBU

+9.81%

Winner

STEP

+16.04%

CBU vs STEP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CBU	STEP
2026	+14.79%	-20.10%
2025	-2.88%	+12.07%
2024	+21.47%	+86.60%
2023	-13.25%	+33.05%
2022	-13.90%	-36.47%
2021	+22.82%	+9.73%
2020	-9.71%	+59.20%
2019	+22.82%	N/A
2018	+10.84%	N/A
2017	-10.99%	N/A
2016	+64.39%	N/A
2015	+9.46%	N/A
2014	+0.74%	N/A
2013	+44.86%	N/A
2012	+0.56%	N/A
2011	+2.57%	N/A
2010	+47.64%	N/A
2009	-14.82%	N/A
2008	+29.07%	N/A
2007	-11.56%	N/A
2006	+4.38%	N/A
2005	-14.00%	N/A
2004	+19.34%	N/A
2003	+58.16%	N/A
2002	+24.44%	N/A
2001	+8.33%	N/A
2000	+12.98%	N/A
1999	-11.65%	N/A

CBU vs STEP Drawdown Comparison

The maximum drawdown for CBU was -53.42%, occurring on Mar 9, 2009. Recovery took 568 trading sessions.

The maximum drawdown for STEP was -60.20%, occurring on May 4, 2023. Recovery took 688 trading sessions.

The current CBU drawdown is -7.49%. The current STEP drawdown is -30.22%.

Rank	CBU	STEP
#1	-53.42% Sep 19, 2008 - Dec 21, 2010	-60.20% Nov 15, 2021 - Aug 13, 2024
#2	-51.06% Mar 12, 2021 - Jul 16, 2026	-46.90% Jan 16, 2026 - Jun 26, 2026
#3	-34.00% Dec 31, 2004 - Mar 20, 2008	-38.28% Nov 11, 2024 - Oct 6, 2025
#4	-31.84% Jan 16, 2020 - Jan 22, 2021	-23.44% Dec 31, 2020 - Jul 12, 2021
#5	-23.48% Nov 19, 1999 - Sep 27, 2000	-15.84% Sep 2, 2021 - Nov 9, 2021
#6	-23.21% Jan 23, 2004 - Aug 27, 2004	-13.33% Nov 13, 2020 - Dec 4, 2020
#7	-22.89% Apr 28, 2008 - Sep 18, 2008	-12.47% Oct 6, 2025 - Jan 5, 2026
#8	-22.13% Dec 22, 2010 - Dec 22, 2011	-7.28% Oct 9, 2020 - Nov 3, 2020
#9	-20.32% Jan 4, 2017 - May 17, 2018	-6.89% Aug 30, 2024 - Sep 18, 2024
#10	-19.44% Nov 30, 2015 - Jun 23, 2016	-6.65% Sep 22, 2020 - Oct 9, 2020
#11	-18.57% May 3, 2002 - Jan 13, 2003	-6.27% Aug 10, 2021 - Aug 30, 2021
#12	-17.22% Aug 22, 2018 - Apr 24, 2019	-5.08% Jul 29, 2021 - Aug 6, 2021
#13	-16.51% Dec 26, 2013 - Jun 26, 2015	-4.76% Oct 29, 2024 - Nov 6, 2024
#14	-15.18% Aug 21, 2001 - Feb 22, 2002	-4.11% Dec 14, 2020 - Dec 18, 2020
#15	-14.91% Sep 27, 2000 - Jan 4, 2001	-3.97% Jul 12, 2021 - Jul 20, 2021

Correlation

Correlation between CBU and STEP is 0.36 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.36

-101

Dividend Comparison (1999 - 2026)

CBU vs STEP dividend yield comparison.

Year	CBU	STEP
2026	1.43%	2.14%
2025	3.24%	2.24%
2024	2.95%	1.81%
2023	3.42%	3.36%
2022	2.76%	2.98%
2021	2.28%	0.87%
2020	2.66%	0.00%
2019	2.23%	0.00%
2018	2.47%	0.00%
2017	2.46%	0.00%
2016	2.04%	0.00%
2015	3.05%	0.00%
2014	3.04%	0.00%
2013	2.77%	0.00%
2012	3.87%	0.00%
2011	3.60%	0.00%
2010	3.38%	0.00%
2009	4.56%	0.00%
2008	3.53%	0.00%
2007	4.13%	0.00%
2006	3.39%	0.00%
2005	3.28%	0.00%
2004	2.41%	0.00%
2003	2.49%	0.00%
2002	3.57%	0.00%
2001	4.12%	0.00%
2000	4.20%	0.00%
1999	1.08%	0.00%